Touchstone
Last syncNov 1, 2026, 6:55 PM ET

ABCB

Ameris Bancorp Financials State Commercial Banks Russell 3000
$82.42Close $6.0BMarket cap $69.90 – $93.1752-week range Jan 21, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 4 of 8 trend conditions
  • Lagging the market RS 43 · weaker than 57% of stocks over 12 months
  • Earnings shrinking EPS −52% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 12%
1wk down 0.3% price change
1mo up 3.6% price change
12-month return up 16% market up 11% · its own up 4%
F-score — — Not assessed
Altman Z — Unknown
P/E 14.6× price / earnings
PEG 0.94 P/E / EPS growth
P/B 1.5× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 6% year on year
EPS growth down 52% latest quarter · -80 pts
Sales growth up 8% latest quarter · -2 pts
ROE up 11% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 1.8% $1.46 a day · 2×ATR $79.51
RS 43 / 99 vs the universe
Trend 4 / 8 trend template
Relative volume 0.9× vs 50-day average
Up/down volume 1.01 50 sessions
Implied move — no scheduled report
Trend template · 4 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 22, 2026
Results reaction Oct 22, 2026+4% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.2B +6% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.1B FY2021 · $1.0B FY2022 · $1.1B FY2023 · $1.1B FY2024 · $1.1B FY2025 · $1.2B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $412.2M +15% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $262.0M FY2021 · $376.9M FY2022 · $346.5M FY2023 · $269.1M FY2024 · $358.7M FY2025 · $412.2M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 34%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 24% FY2021 · Net 37% FY2022 · Net 32% FY2023 · Net 25% FY2024 · Net 31% FY2025 · Net 34%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $2.1B FY2021 · Cash $4.1B FY2022 · Cash $1.1B FY2023 · Cash $1.2B FY2024 · Cash $1.2B FY2025 · Cash $1.1B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 72.90m +1.6% since FY2020
72.90m 71.75m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 71.75m FY2021 · 72.02m FY2022 · 72.26m FY2023 · 72.52m FY2024 · 72.70m FY2025 · 72.90m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.1B $1.0B $1.1B $1.1B $1.1B $1.2B
Net income $262.0M $376.9M $346.5M $269.1M $358.7M $412.2M
Net margin 24% 37% 32% 25% 31% 34%
Earnings per share $3.77 $5.40 $4.99 $3.89 $5.19 $6.00
Cash $2.1B $4.1B $1.1B $1.2B $1.2B $1.1B
Shareholders' equity $2.6B $3.0B $3.2B $3.4B $3.8B $4.1B
Shares outstanding 71.75m 72.02m 72.26m 72.52m 72.70m 72.90m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 26, 2026 Annual ↗ Dec 31, 2025 57d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 9, 2025 Quarterly ↗ Mar 31, 2025 39d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Nov 8, 2024 Quarterly ↗ Sep 30, 2024 39d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
May 9, 2024 Quarterly ↗ Mar 31, 2024 39d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d
Nov 8, 2023 Quarterly ↗ Sep 30, 2023 39d

Current reports

FiledDisclosed
Oct 22, 2026 Results · Regulation FD ↗
Jul 23, 2026 Results · Regulation FD ↗
Jun 18, 2026 Charter or bylaws ↗
Jun 12, 2026 Other events ↗
May 26, 2026 Shareholder vote ↗
Apr 23, 2026 Results · Regulation FD ↗
Feb 24, 2026 Director or officer change ↗
Jan 29, 2026 Results · Regulation FD ↗
Oct 27, 2025 Results · Regulation FD ↗
Oct 20, 2025 Other events ↗
Jul 28, 2025 Results · Regulation FD ↗
Jun 6, 2025 Shareholder vote ↗