ACIC
American Coastal Insurance Corp Financials Fire, Marine & Casualty Insurance Russell 3000
$10.92Close
$532.5MMarket cap
$9.04 – $12.2652-week range
Late-januaryNext report · estimated
Highlights
Cautions
- Not in an uptrend 3 of 8 trend conditions
- Lagging the market RS 39 · weaker than 61% of stocks over 12 months
- Earnings shrinking EPS −17% year on year
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
11%
1wk
down 1.4%
price change
1mo
up 20.8%
price change
12-month return
down 1%
market up 11% ·
its own down 13%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
5.0×
price / earnings
PEG
0.12
P/E / EPS growth
P/B
1.7×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 13%
year on year
EPS growth
down 17%
latest quarter · -6 pts
Sales growth
down 4%
latest quarter · -3 pts
ROE
up 39%
return on equity
Free cash margin
—
D/E
0.47
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Trade setup
ATR%
2.9%
$0.31 a day · 2×ATR $10.29
RS
39 / 99
vs the universe
Trend
3 / 8
trend template
Relative volume
1.1×
vs 50-day average
Up/down volume
1.42
50 sessions
Implied move
—
no scheduled report
Trend template · 3 of 8
- Price above the 150 and 200-day averages: passes
- 150-day average above the 200-day: fails
- 200-day average rising for a month: fails
- 50-day average above the 150 and 200-day: fails
- Price above the 50-day average: passes
- At least 30% above the 52-week low: fails
- Within 25% of the 52-week high: passes
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- No material dilution
- Margins and revenue not shrinking
Last reported
Oct 29, 2026
Results reaction
Oct 29, 2026+3% vs market2 sessions after results
Financials
- Net 32%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $846.7M | $228.7M | $221.7M | $264.4M | $296.7M | $335.4M |
| Operating income | -$132.2M | -$10.5M | -$8.7M | $93.9M | $99.6M | $140.3M |
| Net income | -$96.5M | -$57.9M | -$469.9M | $309.9M | $75.7M | $106.8M |
| Net margin | -11% | -25% | -212% | 117% | 26% | 32% |
| Earnings per share | -$2.25 | -$1.35 | -$10.91 | $6.98 | $1.53 | $2.15 |
| Cash | $239.4M | $212.0M | $70.9M | $138.9M | $137.0M | $198.8M |
| Long-term debt | $160.4M | $158.6M | $150.0M | $150.0M | $150.0M | $150.0M |
| Shareholders' equity | $395.8M | $312.4M | -$182.0M | $168.8M | $235.7M | $317.6M |
| Shares outstanding | 43.08m | 43.37m | 43.28m | 46.78m | 48.20m | 48.76m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 6, 2026 | Quarterly ↗ | Jun 30, 2026 | 37d |
| May 8, 2026 | Quarterly ↗ | Mar 31, 2026 | 38d |
| Mar 9, 2026 | Annual ↗ | Dec 31, 2025 | 68d |
| Nov 6, 2025 | Quarterly ↗ | Sep 30, 2025 | 37d |
| Aug 7, 2025 | Quarterly ↗ | Jun 30, 2025 | 38d |
| May 8, 2025 | Quarterly ↗ | Mar 31, 2025 | 38d |
| Mar 10, 2025 | Annual ↗ | Dec 31, 2024 | 69d |
| Nov 12, 2024 | Quarterly ↗ | Sep 30, 2024 | 43d |
| Aug 8, 2024 | Quarterly ↗ | Jun 30, 2024 | 39d |
| May 10, 2024 | Quarterly ↗ | Mar 31, 2024 | 40d |
| Mar 15, 2024 | Annual ↗ | Dec 31, 2023 | 75d |
| Nov 14, 2023 | Quarterly ↗ | Sep 30, 2023 | 45d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 29, 2026 | Results · Regulation FD ↗ |
| Oct 2, 2026 | Director or officer change ↗ |
| Aug 5, 2026 | Results · Regulation FD ↗ |
| May 29, 2026 | Shareholder vote ↗ |
| May 15, 2026 | Other events ↗ |
| May 5, 2026 | Results · Regulation FD ↗ |
| Feb 20, 2026 | Director or officer change ↗ |
| Feb 19, 2026 | Results · Regulation FD ↗ |
| Jan 14, 2026 | Regulation FD ↗ |
| Jan 7, 2026 | Other events ↗ |
| Dec 1, 2025 | Regulation FD ↗ |
| Nov 5, 2025 | Results · Regulation FD ↗ |