Touchstone
Last syncNov 1, 2026, 6:55 PM ET

ACIW

Aci Worldwide, Inc. Information Technology Services-Prepackaged Software Russell 3000
$56.34Close $5.8BMarket cap $38.47 – $60.1852-week range Nov 5, 2026Next report · before the open

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Earnings growing EPS +169% year on year, faster than the quarter before (+202 pts)

Cautions

  • Results soon Nov 5, 2026, in 4 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 6%
1wk up 0.8% price change
1mo up 15.3% price change
12-month return up 19% market up 11% · its own up 8%
F-score 7 / 9 Strong
Altman Z″ 4.45 Low risk
P/E 25.5× price / earnings
PEG 1.91 P/E / EPS growth
P/B 3.8× price / book
Earnings yield up 5.2% EBIT / enterprise value
Cheaper than 61% of the market · cheap
Revenue growth up 10% year on year
EPS growth up 169% latest quarter · +202 pts
Sales growth up 7% latest quarter · -1 pts
ROE up 15% return on equity
Free cash margin up 18% $309.9M FCF
D/E 0.51 long-term debt / equity
Net debt / EBITDA 1.4×
Interest cover 7.7×EBIT / interest
Piotroski tests
  • short-term liquidity weakened
  • gross margin narrowed
  • profitable on its assets
  • generating cash from operations
  • profitability improving
  • profits backed by cash
  • reduced long-term debt
  • no new shares issued
  • assets working harder

Repair signals

  • Long-term debt down 13% ($0.9B → $0.8B)

Trade setup

ATR% 2.4% $1.36 a day · 2×ATR $53.63
RS 70 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 0.8× vs 50-day average
Up/down volume 1.05 50 sessions
Implied move — no option chain · report Nov 5, 2026
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Gross margin narrowing Gross margin fell from 50.3% to 49.0%. The company is keeping less of each dollar of sales than it did a year ago.
Last reported Aug 6, 2026
Results reaction Aug 6, 2026-8% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.8B +10% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.3B FY2021 · $1.4B FY2022 · $1.4B FY2023 · $1.5B FY2024 · $1.6B FY2025 · $1.8B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $226.7M +12% on FY2024
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $72.7M FY2021 · $127.8M FY2022 · $142.2M FY2023 · $121.5M FY2024 · $203.1M FY2025 · $226.7M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $309.9M -10% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $297.1M FY2021 · $199.9M FY2022 · $130.3M FY2023 · $159.6M FY2024 · $343.3M FY2025 · $309.9M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 49%
  • Net 13%
  • Free cash 18%
0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 52% · Net 6% · Free cash 23% FY2021 · Gross 53% · Net 9% · Free cash 15% FY2022 · Gross 51% · Net 10% · Free cash 9% FY2023 · Gross 50% · Net 8% · Free cash 11% FY2024 · Gross 50% · Net 13% · Free cash 22% FY2025 · Gross 49% · Net 13% · Free cash 18%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology $580.2M net debt
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $165.4M · Long-term debt $1.1B FY2021 · Cash $122.1M · Long-term debt $1.0B FY2022 · Cash $125.0M · Long-term debt $1.0B FY2023 · Cash $164.2M · Long-term debt $963.6M FY2024 · Cash $216.4M · Long-term debt $889.6M FY2025 · Cash $196.5M · Long-term debt $776.7M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 102.71m -12.3% since FY2020
117.11m 102.71m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 117.11m FY2021 · 115.73m FY2022 · 108.07m FY2023 · 108.08m FY2024 · 105.25m FY2025 · 102.71m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.3B $1.4B $1.4B $1.5B $1.6B $1.8B
Gross margin 52% 53% 51% 50% 50% 49%
Operating income $144.7M $209.9M $203.8M $220.4M $308.1M $329.9M
Net income $72.7M $127.8M $142.2M $121.5M $203.1M $226.7M
Net margin 6% 9% 10% 8% 13% 13%
Earnings per share $0.62 $1.08 $1.24 $1.12 $1.91 $2.16
Free cash flow $297.1M $199.9M $130.3M $159.6M $343.3M $309.9M
Free cash margin 23% 15% 9% 11% 22% 18%
Cash $165.4M $122.1M $125.0M $164.2M $216.4M $196.5M
Long-term debt $1.1B $1.0B $1.0B $963.6M $889.6M $776.7M
Shareholders' equity $1.2B $1.2B $1.2B $1.3B $1.4B $1.5B
Shares outstanding 117.11m 115.73m 108.07m 108.08m 105.25m 102.71m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 26, 2026 Annual ↗ Dec 31, 2025 57d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Feb 27, 2025 Annual ↗ Dec 31, 2024 58d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 1, 2024 Quarterly ↗ Jun 30, 2024 32d
Apr 30, 2024 Quarterly ↗ Mar 31, 2024 30d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d
Nov 2, 2023 Quarterly ↗ Sep 30, 2023 33d

Current reports

FiledDisclosed
Aug 6, 2026 Results · Regulation FD ↗
Jun 2, 2026 Shareholder vote ↗
May 7, 2026 Results · Regulation FD ↗
Feb 26, 2026 Results · Director or officer change · Regulation FD ↗
Jan 14, 2026 Director or officer change ↗
Nov 6, 2025 Results · Regulation FD ↗
Oct 1, 2025 Director or officer change ↗
Sep 12, 2025 Director or officer change ↗
Aug 7, 2025 Results · Regulation FD ↗
Jun 20, 2025 Material agreement · New obligation ↗
Jun 9, 2025 Director or officer change ↗
Jun 3, 2025 Shareholder vote ↗