ACT

Enact Holdings, Inc. Financials Insurance Agents, Brokers & Service Russell 3000
$47.18Close $6.7BMarket cap $34.76 – $50.0752-week range Nov 4, 2026Next report · after the close

Highlights

Cautions

  • Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70
  • Results soon Nov 4, 2026, in 3 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 6%
1wk down 1.5% price change
1mo up 9.1% price change
12-month return up 36% market up 11% · its own up 27%
F-score — — Not assessed
Altman Z — Unknown
P/E 10.0× price / earnings
PEG 2.93 P/E / EPS growth
P/B 1.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 3% year on year
EPS growth — latest quarter
Sales growth up 4% latest quarter · +2 pts
ROE up 13% return on equity
Free cash margin —
D/E 0.14 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.4% $1.14 a day · 2×ATR $44.91
RS 69 / 99 vs the universe
Trend 6 / 8 under the 50-day, RS under 70
Relative volume 0.9× vs 50-day average
Up/down volume 0.84 50 sessions
Implied move — no option chain · report Nov 4, 2026
Trend template · 6 of 8
  • Price above the 50-day average: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 5, 2026
Results reaction Aug 5, 2026+2% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.2B +3% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.1B FY2021 · $1.1B FY2022 · $1.1B FY2023 · $1.2B FY2024 · $1.2B FY2025 · $1.2B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $674.2M -2% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $370.4M FY2021 · $546.7M FY2022 FY2023 · $665.5M FY2024 · $688.1M FY2025 · $674.2M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 55%
0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 33% FY2021 · Net 49% FY2022 FY2023 · Net 58% FY2024 · Net 57% FY2025 · Net 55%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $452.8M · Long-term debt $738.2M FY2021 · Cash $425.8M · Long-term debt $740.4M FY2022 · Cash $513.8M · Long-term debt $742.8M FY2023 · Cash $615.7M · Long-term debt $745.4M FY2024 · Cash $599.4M · Long-term debt $743.0M FY2025 · Cash $582.5M · Long-term debt $744.5M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 142.21m -12.7% since FY2020
162.84m 142.21m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 162.84m FY2021 · 162.84m FY2022 · 162.78m FY2023 · 159.34m FY2024 · 152.32m FY2025 · 142.21m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.1B $1.1B $1.1B $1.2B $1.2B $1.2B
Net income $370.4M $546.7M — $665.5M $688.1M $674.2M
Net margin 33% 49% — 58% 57% 55%
Earnings per share $2.27 $3.36 — $4.11 $4.37 $4.52
Cash $452.8M $425.8M $513.8M $615.7M $599.4M $582.5M
Long-term debt $738.2M $740.4M $742.8M $745.4M $743.0M $744.5M
Shareholders' equity $3.9B $4.1B $4.1B $4.6B $5.0B $5.4B
Shares outstanding 162.84m 162.84m 162.78m 159.34m 152.32m 142.21m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 1, 2025 Quarterly ↗ Jun 30, 2025 32d
May 2, 2025 Quarterly ↗ Mar 31, 2025 32d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 2, 2024 Quarterly ↗ Jun 30, 2024 33d
May 3, 2024 Quarterly ↗ Mar 31, 2024 33d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d
Nov 2, 2023 Quarterly ↗ Sep 30, 2023 33d

Current reports