AFRM
Affirm Holdings, Inc. Financials Personal Credit Institutions Russell 3000
$73.47Close
$42.53 – $85.7852-week range
Nov 5, 2026Next report · after the close
Highlights
Strengths
- Volume drying up last 10 days 39% under the 50-day average
- Earnings growing EPS +2568% year on year
Cautions
- Trend not confirmed 6 of 8 conditions · 200-day not rising, RS under 70
- Results soon Nov 5, 2026, in 4 days
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
14%
1wk
up 4.8%
price change
1mo
up 6.1%
price change
12-month return
up 7%
market up 11% ·
its own down 10%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
—
price / earnings
PEG
—
P/E / EPS growth
P/B
—
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 30%
year on year
EPS growth
up 2568%
latest quarter · -961 pts
Sales growth
up 26%
latest quarter · +4 pts
ROE
up 45%
return on equity
Free cash margin
—
D/E
1.79
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Trade setup
ATR%
4.9%
$3.62 a day · 2×ATR $66.23
RS
54 / 99
vs the universe
Trend
6 / 8
200-day not rising, RS under 70
Relative volume
0.6×
vs 50-day average
Up/down volume
1.18
50 sessions
Implied move
—
no option chain · report Nov 5, 2026
Trend template · 6 of 8
- 200-day average rising for a month: fails
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- No material dilution
- Margins and revenue not shrinking
Last reported
Aug 27, 2026
Results reaction
Aug 27, 2026+1% vs market2 sessions after results
Financials
- Net 134%
- Cash
- Long-term debt
| FY2021Jun 30, 2021 | FY2022Jun 30, 2022 | FY2023Jun 30, 2023 | FY2024Jun 30, 2024 | FY2025Jun 30, 2025 | FY2026Jun 30, 2026 | |
|---|---|---|---|---|---|---|
| Revenue | $429.4M | $559.2M | $626.9M | $826.0M | $1.1B | $1.4B |
| Operating income | -$383.7M | -$866.0M | -$1.2B | -$615.8M | -$87.3M | $417.0M |
| Net income | -$441.0M | -$707.4M | -$985.3M | -$517.8M | $52.2M | $1.9B |
| Net margin | -103% | -127% | -157% | -63% | 5% | 134% |
| Earnings per share | -$2.77 | -$2.51 | -$3.34 | -$1.67 | $0.15 | $5.53 |
| Cash | $1.5B | $1.3B | $892.0M | $1.0B | $1.4B | $1.6B |
| Long-term debt | — | — | — | $1.8B | $7.6B | $9.8B |
| Shareholders' equity | $2.6B | $2.6B | $2.5B | $2.7B | $3.1B | $5.5B |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 27, 2026 | Annual ↗ | Jun 30, 2026 | 58d |
| May 7, 2026 | Quarterly ↗ | Mar 31, 2026 | 37d |
| Feb 5, 2026 | Quarterly ↗ | Dec 31, 2025 | 36d |
| Nov 6, 2025 | Quarterly ↗ | Sep 30, 2025 | 37d |
| Aug 28, 2025 | Annual ↗ | Jun 30, 2025 | 59d |
| May 9, 2025 | Quarterly ↗ | Mar 31, 2025 | 39d |
| Feb 6, 2025 | Quarterly ↗ | Dec 31, 2024 | 37d |
| Nov 7, 2024 | Quarterly ↗ | Sep 30, 2024 | 38d |
| Aug 28, 2024 | Annual ↗ | Jun 30, 2024 | 59d |
| May 8, 2024 | Quarterly ↗ | Mar 31, 2024 | 38d |
| Feb 8, 2024 | Quarterly ↗ | Dec 31, 2023 | 39d |
| Nov 8, 2023 | Quarterly ↗ | Sep 30, 2023 | 39d |
Current reports
| Filed | Disclosed |
|---|---|
| Aug 27, 2026 | Results · Director or officer change ↗ |
| Jun 25, 2026 | Material agreement · Director or officer change ↗ |
| May 7, 2026 | Results ↗ |
| Feb 5, 2026 | Results ↗ |
| Jan 16, 2026 | Director or officer change ↗ |
| Dec 18, 2025 | Shareholder vote ↗ |
| Nov 6, 2025 | Material agreement · Results · Unregistered share sale ↗ |
| Sep 22, 2025 | Director or officer change ↗ |
| Aug 28, 2025 | Results ↗ |
| Jun 26, 2025 | Shareholder vote · Other events ↗ |
| Jun 12, 2025 | Director or officer change ↗ |
| May 8, 2025 | Results ↗ |