Touchstone
Last syncOct 31, 2026, 6:54 PM ET

AXP

American Express Co Financials Finance Services S&P 500Dow 30Russell 3000
$319.11Close $218.9BMarket cap $290.55 – $381.7852-week range Late-januaryNext report · estimated

Highlights

Strengths

  • Earnings growing EPS +32% year on year, faster than the quarter before (+21 pts)

Cautions

  • Not in an uptrend 2 of 8 trend conditions
  • Lagging the market RS 32 · weaker than 68% of stocks over 12 months

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 23, 2026
Off 12-month high 16%
1wk up 1.9% price change
1mo up 5.3% price change
12-month return down 10% market up 11% · its own down 21%
F-score — — Not assessed
Altman Z — Unknown
P/E 20.2× price / earnings
PEG 2.11 P/E / EPS growth
P/B 6.5× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 6% year on year
EPS growth up 32% latest quarter · +21 pts
Sales growth up 8% latest quarter · -1 pts
ROE up 34% return on equity
Free cash margin —
D/E 1.68 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.1% $6.61 a day · 2×ATR $305.88
RS 32 / 99 vs the universe
Trend 2 / 8 trend template
Relative volume 0.8× vs 50-day average
Up/down volume 0.89 50 sessions
Implied move — no scheduled report
Trend template · 2 of 8
  • Price above the 50-day average: passes
  • Within 25% of the 52-week high: passes

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 23, 2026
Results reaction Oct 23, 2026-3% vs market2 sessions after results
Options $5.9M25.9% IV · activity

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $41.3B +6% on FY2024
$0 $50B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $22.0B FY2021 · $27.7B FY2022 · $34.2B FY2023 · $37.2B FY2024 · $38.8B FY2025 · $41.3B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $10.8B +7% on FY2024
$0 $20B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $3.1B FY2021 · $8.1B FY2022 · $7.5B FY2023 · $8.4B FY2024 · $10.1B FY2025 · $10.8B
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 26%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 14% FY2021 · Net 29% FY2022 · Net 22% FY2023 · Net 22% FY2024 · Net 26% FY2025 · Net 26%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $100B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $33.0B · Long-term debt $43.0B FY2021 · Cash $21.5B · Long-term debt $38.7B FY2022 · Cash $33.4B · Long-term debt $42.6B FY2023 · Cash $46.6B · Long-term debt $47.9B FY2024 · Cash $40.6B · Long-term debt $49.7B FY2025 · Cash $47.8B · Long-term debt $56.4B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 686m -14.8% since FY2020
805m 686m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 805m FY2021 · 761m FY2022 · 743m FY2023 · 723m FY2024 · 702m FY2025 · 686m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $22.0B $27.7B $34.2B $37.2B $38.8B $41.3B
Net income $3.1B $8.1B $7.5B $8.4B $10.1B $10.8B
Net margin 14% 29% 22% 22% 26% 26%
Earnings per share $3.89 $10.20 $9.99 $11.38 $14.21 $15.56
Cash $33.0B $21.5B $33.4B $46.6B $40.6B $47.8B
Long-term debt $43.0B $38.7B $42.6B $47.9B $49.7B $56.4B
Shareholders' equity $23.0B $22.2B $24.7B $28.1B $30.3B $33.5B
Shares outstanding 805m 761m 743m 723m 702m 686m

What options price now

Expected 1-month range The at-the-money straddle for the expiry nearest a month out, as a share of the price: the move, either way, the option market is pricing by then. The range is the price plus and minus that move; the stock ends inside it a little more often than not. Methodology
$302 – $337 ±5.6% by Nov 27, 2026
Swings expected vs recent The daily swings the options are priced for (implied volatility) against the swings the stock actually had over the last 20 sessions (realised volatility). Bigger means options charge for more movement than the stock has been delivering; smaller, less. On a contract row, that contract's own implied volatility over the stock's realised. Methodology
Bigger 25.9% priced · 21.4% recent
Next month vs later At-the-money implied volatility for 8-45 day expiries over 46-90 day ones: whether options price the coming month as choppier or calmer than the two after it. Ahead of a report it usually reads choppier, and the extra comes out once the report is out. Methodology
Choppier
Crash protection What options that pay off in a fall cost against options that pay off in a rise (the 25-delta skew), compared with this company's own normal - the median of its stored nightly readings, once there are 20 - and with five sessions ago. Protection costs a little more than upside on most shares. More than usual means readers of the chain are paying up to insure against a drop; it does not say which way the stock will go. Methodology
past week: costs less
Positioning
Premium traded
$5.9M calls $2.5M · puts $3.3M · latest session
Puts against calls, by premium Money spent on puts divided by money spent on calls. Measured in dollars rather than contracts on purpose: counting contracts treats a hundred cheap lottery tickets as more meaningful than one large position, which is backwards. Methodology
1.32× +1.03 over the week
Open interest added The change over five sessions in option positions left open overnight, calls and puts. A rise means positions were added. It cannot say whether they were bought or sold, so more calls is not a vote for a rise: a call is as often sold against shares already held. Methodology
calls -2.77k · puts -4.67k past week

For options traders: ATM IV 25.9% (-3.0% 1w) · 1m ÷ 3m IV 1.05 · 25Δ skew 2.3 pts · Net GEX $38.1M

Most traded contracts

No contract passed the liquidity filters this week.

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 23, 2026 Quarterly ↗ Sep 30, 2026 23d
Jul 24, 2026 Quarterly ↗ Jun 30, 2026 24d
Apr 23, 2026 Quarterly ↗ Mar 31, 2026 23d
Feb 6, 2026 Annual ↗ Dec 31, 2025 37d
Oct 17, 2025 Quarterly ↗ Sep 30, 2025 17d
Jul 18, 2025 Quarterly ↗ Jun 30, 2025 18d
Apr 18, 2025 Quarterly ↗ Mar 31, 2025 18d
Feb 7, 2025 Annual ↗ Dec 31, 2024 38d
Oct 18, 2024 Quarterly ↗ Sep 30, 2024 18d
Jul 19, 2024 Quarterly ↗ Jun 30, 2024 19d
Apr 19, 2024 Quarterly ↗ Mar 31, 2024 19d
Feb 9, 2024 Annual ↗ Dec 31, 2023 40d

Current reports

FiledDisclosed
Oct 30, 2026 Other events ↗
Oct 23, 2026 Results · Regulation FD ↗
Oct 15, 2026 Regulation FD ↗
Oct 8, 2026 Regulation FD ↗
Sep 15, 2026 Regulation FD ↗
Aug 17, 2026 Regulation FD ↗
Aug 12, 2026 Holder rights changed · Charter or bylaws · Other events ↗
Aug 5, 2026 Other events ↗
Jul 24, 2026 Results · Regulation FD ↗
Jul 15, 2026 Regulation FD ↗
Jun 25, 2026 Regulation FD ↗
Jun 17, 2026 Other events ↗