BANC

Banc Of California, Inc. Financials National Commercial Banks Russell 3000
$18.23Close $2.7BMarket cap $15.91 – $21.8352-week range Jan 26, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 3 of 8 trend conditions
  • Lagging the market RS 40 · weaker than 60% of stocks over 12 months
  • Earnings shrinking EPS −965% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 16%
1wk up 1.7% price change
1mo up 5.8% price change
12-month return up 9% market up 11% · its own down 1%
F-score — — Not assessed
Altman Z — Unknown
P/E 11.9× price / earnings
PEG 0.14 P/E / EPS growth
P/B 0.8× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 4% year on year
EPS growth down 965% latest quarter · -1006 pts
Sales growth up 28% latest quarter · +29 pts
ROE up 7% return on equity
Free cash margin —
D/E 0.58 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.3% $0.42 a day · 2×ATR $17.39
RS 40 / 99 vs the universe
Trend 3 / 8 trend template
Relative volume 1.4× vs 50-day average
Up/down volume 0.98 50 sessions
Implied move — no scheduled report
Trend template · 3 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: fails
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 27, 2026
Last shock Jul 29, 2026-12% in one session3.1× volumeon results-2% since

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $38.8M +4% on FY2024
$0 $50M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $3.8M FY2021 · $24.8M FY2022 · $30.7M FY2023 · $33.8M FY2024 · $37.2M FY2025 · $38.8M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $229.0M +80% on FY2024
-$2B $0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $12.6M FY2021 · $607.0M FY2022 · $423.6M FY2023 · -$1.9B FY2024 · $126.9M FY2025 · $229.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 590%
-10000% 0% 2500% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 330% FY2021 · Net 2443% FY2022 · Net 1380% FY2023 · Net -5624% FY2024 · Net 341% FY2025 · Net 590%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $10B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $220.8M · Long-term debt $256.3M FY2021 · Cash $228.1M · Long-term debt $274.4M FY2022 · Cash $228.9M · Long-term debt $1.8B FY2023 · Cash $5.4B · Long-term debt $2.9B FY2024 · Cash $2.5B · Long-term debt $1.4B FY2025 · Cash $2.3B · Long-term debt $2.1B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 149.96m
158.35m 77.39m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 FY2021 FY2022 · 77.39m FY2023 · 156.79m FY2024 · 158.35m FY2025 · 149.96m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $3.8M $24.8M $30.7M $33.8M $37.2M $38.8M
Net income $12.6M $607.0M $423.6M -$1.9B $126.9M $229.0M
Net margin 330% 2443% 1380% -5624% 341% 590%
Earnings per share — $7.89 $5.48 -$22.24 $0.75 $1.42
Cash $220.8M $228.1M $228.9M $5.4B $2.5B $2.3B
Long-term debt $256.3M $274.4M $1.8B $2.9B $1.4B $2.1B
Shareholders' equity $3.6B $4.0B $4.0B $3.4B $3.5B $3.5B
Shares outstanding — — 77.39m 156.79m 158.35m 149.96m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 10, 2025 Quarterly ↗ Sep 30, 2025 41d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 9, 2025 Quarterly ↗ Mar 31, 2025 39d
Mar 3, 2025 Annual ↗ Dec 31, 2024 62d
Nov 8, 2024 Quarterly ↗ Sep 30, 2024 39d
Aug 9, 2024 Quarterly ↗ Jun 30, 2024 40d
May 10, 2024 Quarterly ↗ Mar 31, 2024 40d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d
Nov 9, 2023 Quarterly ↗ Sep 30, 2023 40d

Current reports