BBT
Beacon Financial Corp Financials Savings Institutions, Not Federally Chartered Russell 3000
$30.62Close
$2.7BMarket cap
$23.06 – $32.6152-week range
Jan 20, 2027Next report · estimated
Highlights
Strengths
- Earnings growing EPS +212% year on year, faster than the quarter before (+54 pts)
Cautions
- Trend not confirmed 6 of 8 conditions · 50-day under the 150/200-day, RS under 70
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
6%
1wk
up 1.8%
price change
1mo
up 9.4%
price change
12-month return
up 33%
market up 11% ·
its own up 28%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
30.4×
price / earnings
PEG
0.90
P/E / EPS growth
P/B
1.1×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 81%
year on year
EPS growth
up 212%
latest quarter · +54 pts
Sales growth
up 132%
latest quarter · -3 pts
ROE
up 5%
return on equity
Free cash margin
—
D/E
0.32
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Piotroski tests
Repair signals
- Long-term debt down 48% ($1.5B → $0.8B)
Trade setup
ATR%
2.4%
$0.74 a day · 2×ATR $29.13
RS
64 / 99
vs the universe
Trend
6 / 8
50-day under the 150/200-day, RS under 70
Relative volume
1.2×
vs 50-day average
Up/down volume
0.93
50 sessions
Implied move
—
no scheduled report
Trend template · 6 of 8
- 50-day average above the 150 and 200-day: fails
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- Shareholders diluted The share count rose 93.0% over the year, from 46m to 90m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported
Oct 21, 2026
Results reaction
Oct 21, 2026+8% vs market2 sessions after results
Financials
- Net 301%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $46.9M | $46.1M | $40.9M | $16.2M | $16.5M | $29.9M |
| Net income | -$533.0M | $118.7M | $92.5M | $75.0M | $68.7M | $90.3M |
| Net margin | -1138% | 257% | 226% | 462% | 415% | 301% |
| Earnings per share | -$10.60 | $2.39 | $2.02 | $0.85 | $0.77 | $1.03 |
| Cash | $1.6B | $1.6B | $383.0M | $133.0M | $543.7M | $2.0B |
| Long-term debt | $531.6M | $110.8M | $125.5M | $246.6M | $1.5B | $788.4M |
| Shareholders' equity | $1.2B | $1.2B | $992.1M | $1.2B | $1.2B | $2.5B |
| Shares outstanding | 50.83m | 48.67m | 44.36m | 43.50m | 46.42m | 89.58m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 7, 2026 | Quarterly ↗ | Jun 30, 2026 | 38d |
| May 11, 2026 | Quarterly ↗ | Mar 31, 2026 | 41d |
| Mar 2, 2026 | Annual ↗ | Dec 31, 2025 | 61d |
| Nov 10, 2025 | Quarterly ↗ | Sep 30, 2025 | 41d |
| Aug 11, 2025 | Quarterly ↗ | Jun 30, 2025 | 42d |
| May 12, 2025 | Quarterly ↗ | Mar 31, 2025 | 42d |
| Mar 3, 2025 | Annual ↗ | Dec 31, 2024 | 62d |
| Nov 12, 2024 | Quarterly ↗ | Sep 30, 2024 | 43d |
| Aug 9, 2024 | Quarterly ↗ | Jun 30, 2024 | 40d |
| May 10, 2024 | Quarterly ↗ | Mar 31, 2024 | 40d |
| Feb 28, 2024 | Annual ↗ | Dec 31, 2023 | 59d |
| Nov 9, 2023 | Quarterly ↗ | Sep 30, 2023 | 40d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 21, 2026 | Results · Regulation FD ↗ |
| Sep 29, 2026 | Other events ↗ |
| Sep 21, 2026 | Director or officer change · Regulation FD ↗ |
| Aug 20, 2026 | Material agreement · New obligation · Other events ↗ |
| Aug 13, 2026 | Regulation FD ↗ |
| Aug 3, 2026 | Director or officer change · Other events ↗ |
| Jul 29, 2026 | Results · Regulation FD ↗ |
| Jul 10, 2026 | Other events ↗ |
| May 15, 2026 | Shareholder vote ↗ |
| May 7, 2026 | Other events ↗ |
| Apr 29, 2026 | Results · Regulation FD ↗ |
| Jan 28, 2026 | Results · Regulation FD ↗ |