BCAL
California Bancorp Ca Financials National Commercial Banks Russell 3000
$21.48Close
$696.3MMarket cap
$17.13 – $22.0752-week range
Late-januaryNext report · estimated
Highlights
Strengths
- Near its high 3% below its 52-week high
Cautions
- Not in an uptrend 5 of 8 trend conditions
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
3%
1wk
down 2.5%
price change
1mo
up 0.6%
price change
12-month return
up 20%
market up 11% ·
its own up 10%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
11.0×
price / earnings
PEG
0.01
P/E / EPS growth
P/B
1.2×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 41%
year on year
EPS growth
up 2%
latest quarter · +20 pts
Sales growth
up 1%
latest quarter · +3 pts
ROE
up 12%
return on equity
Free cash margin
—
D/E
0.06
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Piotroski tests
Repair signals
- Long-term debt down 51% ($0.1B → $0.0B)
Trade setup
ATR%
2.1%
$0.45 a day · 2×ATR $20.57
RS
65 / 99
vs the universe
Trend
5 / 8
under the 50-day, under 30% off the low, RS under 70
Relative volume
0.8×
vs 50-day average
Up/down volume
1.02
50 sessions
Implied move
—
no scheduled report
Trend template · 5 of 8
- Price above the 150 and 200-day averages: passes
- 150-day average above the 200-day: passes
- 200-day average rising for a month: passes
- 50-day average above the 150 and 200-day: passes
- Price above the 50-day average: fails
- At least 30% above the 52-week low: fails
- Within 25% of the 52-week high: passes
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- No material dilution
- Margins and revenue not shrinking
Last reported
Oct 28, 2026
Results reaction
Oct 28, 2026-2% vs market2 sessions after results
Financials
- Net 35%
- Cash
- Long-term debt
| FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|
| Revenue | $91.5M | $97.5M | $127.7M | $180.2M |
| Net income | $16.1M | $25.9M | $5.4M | $63.1M |
| Net margin | 18% | 27% | 4% | 35% |
| Earnings per share | $0.88 | $1.39 | $0.22 | $1.93 |
| Cash | $86.8M | $86.8M | $388.2M | $399.9M |
| Long-term debt | $67.8M | $102.9M | $69.7M | $33.8M |
| Shareholders' equity | $260.4M | $288.2M | $511.8M | $576.6M |
| Shares outstanding | 17.94m | 18.37m | 32.27m | 32.42m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 7, 2026 | Quarterly ↗ | Jun 30, 2026 | 38d |
| May 8, 2026 | Quarterly ↗ | Mar 31, 2026 | 38d |
| Mar 13, 2026 | Annual ↗ | Dec 31, 2025 | 72d |
| Nov 7, 2025 | Quarterly ↗ | Sep 30, 2025 | 38d |
| Aug 8, 2025 | Quarterly ↗ | Jun 30, 2025 | 39d |
| May 9, 2025 | Quarterly ↗ | Mar 31, 2025 | 39d |
| Apr 1, 2025 | Annual ↗ | Dec 31, 2024 | 91d |
| Nov 14, 2024 | Quarterly ↗ | Sep 30, 2024 | 45d |
| Aug 12, 2024 | Quarterly ↗ | Jun 30, 2024 | 43d |
| May 8, 2024 | Quarterly ↗ | Mar 31, 2024 | 38d |
| Mar 15, 2024 | Annual ↗ | Dec 31, 2023 | 75d |
| Nov 13, 2023 | Quarterly ↗ | Sep 30, 2023 | 44d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 28, 2026 | Results · Regulation FD ↗ |
| Jul 27, 2026 | Results · Regulation FD · Other events ↗ |
| May 28, 2026 | Director or officer change · Shareholder vote · Other events ↗ |
| May 5, 2026 | Regulation FD ↗ |
| Apr 28, 2026 | Results · Regulation FD ↗ |
| Mar 12, 2026 | Other events ↗ |
| Feb 18, 2026 | Director or officer change ↗ |
| Jan 28, 2026 | Results · Regulation FD ↗ |
| Jan 7, 2026 | Director or officer change · Regulation FD ↗ |
| Dec 8, 2025 | Other events ↗ |
| Oct 28, 2025 | Results · Regulation FD ↗ |
| Aug 22, 2025 | Director or officer change ↗ |