BFC

Bank First Corp Financials National Commercial Banks Russell 3000
$149.03Close $1.5BMarket cap $117.77 – $157.7952-week range Jan 21, 2027Next report · estimated

Highlights

Strengths

  • Earnings growing EPS +30% year on year, faster than the quarter before (+32 pts)

Cautions

  • Not in an uptrend 5 of 8 trend conditions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 6%
1wk up 1.1% price change
1mo up 0.1% price change
12-month return up 21% market up 11% · its own up 10%
F-score — — Not assessed
Altman Z — Unknown
P/E 20.5× price / earnings
PEG 1.84 P/E / EPS growth
P/B 2.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 10% year on year
EPS growth up 30% latest quarter · +32 pts
Sales growth up 56% latest quarter · +8 pts
ROE up 11% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-18% then +10%)

Trade setup

ATR% 2.8% $4.15 a day · 2×ATR $140.72
RS 53 / 99 vs the universe
Trend 5 / 8 under the 50-day, under 30% off the low, RS under 70
Relative volume 1.2× vs 50-day average
Up/down volume 0.87 50 sessions
Implied move — no scheduled report
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 20, 2026
Results reaction Oct 20, 2026-4% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $173.9M +10% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $105.7M FY2021 · $113.6M FY2022 · $123.8M FY2023 · $191.6M FY2024 · $157.5M FY2025 · $173.9M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $71.5M +9% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $38.0M FY2021 · $45.4M FY2022 · $45.2M FY2023 · $74.5M FY2024 · $65.6M FY2025 · $71.5M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 41%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 36% FY2021 · Net 40% FY2022 · Net 37% FY2023 · Net 39% FY2024 · Net 42% FY2025 · Net 41%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $170.2M · Long-term debt $8.0M FY2021 · Cash $296.9M · Long-term debt $8.0M FY2022 · Cash $119.4M FY2023 · Cash $247.5M FY2024 · Cash $261.3M FY2025 · Cash $243.2M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 9.83m +27.6% since FY2020
10.37m 7.62m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 7.71m FY2021 · 7.62m FY2022 · 9.02m FY2023 · 10.37m FY2024 · 10.01m FY2025 · 9.83m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $105.7M $113.6M $123.8M $191.6M $157.5M $173.9M
Net income $38.0M $45.4M $45.2M $74.5M $65.6M $71.5M
Net margin 36% 40% 37% 39% 42% 41%
Earnings per share $5.09 $5.95 $5.60 $7.31 $6.52 $7.25
Cash $170.2M $296.9M $119.4M $247.5M $261.3M $243.2M
Long-term debt $8.0M $8.0M — — — —
Shareholders' equity $294.9M $322.7M $453.1M $619.8M $639.7M $643.8M
Shares outstanding 7.71m 7.62m 9.02m 10.37m 10.01m 9.83m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 11, 2026 Quarterly ↗ Mar 31, 2026 41d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 11, 2025 Quarterly ↗ Jun 30, 2025 42d
May 9, 2025 Quarterly ↗ Mar 31, 2025 39d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Nov 12, 2024 Quarterly ↗ Sep 30, 2024 43d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 9, 2024 Quarterly ↗ Mar 31, 2024 39d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d
Nov 9, 2023 Quarterly ↗ Sep 30, 2023 40d

Current reports