Touchstone
Last syncNov 1, 2026, 6:55 PM ET

BSRR

Sierra Bancorp Financials State Commercial Banks Russell 3000
$41.90Close $556.2MMarket cap $27.88 – $42.9252-week range Jan 25, 2027Next report · estimated

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Near its high 2% below its 52-week high
  • Earnings growing EPS +64% year on year, faster than the quarter before (+66 pts)

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 30, 2026
Off 12-month high 2%
1wk up 0.4% price change
1mo up 7.3% price change
12-month return up 47% market up 11% · its own up 37%
F-score — — Not assessed
Altman Z — Unknown
P/E 13.1× price / earnings
PEG 1.25 P/E / EPS growth
P/B 1.5× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 2% year on year
EPS growth up 64% latest quarter · +66 pts
Sales growth 0% latest quarter · -2 pts
ROE up 12% return on equity
Free cash margin —
D/E 0.14 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.7% $1.12 a day · 2×ATR $39.66
RS 75 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 1.1× vs 50-day average
Up/down volume 1.38 50 sessions
Implied move — no scheduled report
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 26, 2026
Results reaction Oct 26, 2026+2% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $155.3M +2% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $131.0M FY2021 · $137.1M FY2022 · $140.4M FY2023 · $142.8M FY2024 · $151.6M FY2025 · $155.3M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $42.3M +4% on FY2024
$0 $50M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $35.4M FY2021 · $43.0M FY2022 · $33.7M FY2023 · $34.8M FY2024 · $40.6M FY2025 · $42.3M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 27%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 27% FY2021 · Net 31% FY2022 · Net 24% FY2023 · Net 24% FY2024 · Net 27% FY2025 · Net 27%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $71.4M · Long-term debt $0 FY2021 · Cash $257.5M · Long-term debt $49.1M FY2022 · Cash $77.1M · Long-term debt $49.2M FY2023 · Cash $78.6M · Long-term debt $49.3M FY2024 · Cash $100.7M · Long-term debt $49.4M FY2025 · Cash $135.6M · Long-term debt $49.5M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 13.27m -13.7% since FY2020
15.39m 13.27m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 15.39m FY2021 · 15.27m FY2022 · 15.17m FY2023 · 14.79m FY2024 · 14.22m FY2025 · 13.27m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $131.0M $137.1M $140.4M $142.8M $151.6M $155.3M
Net income $35.4M $43.0M $33.7M $34.8M $40.6M $42.3M
Net margin 27% 31% 24% 24% 27% 27%
Earnings per share $2.32 $2.80 $2.24 $2.36 $2.82 $3.11
Cash $71.4M $257.5M $77.1M $78.6M $100.7M $135.6M
Long-term debt $0 $49.1M $49.2M $49.3M $49.4M $49.5M
Shareholders' equity $343.9M $362.5M $303.6M $338.1M $357.3M $364.9M
Shares outstanding 15.39m 15.27m 15.17m 14.79m 14.22m 13.27m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 30, 2026 Quarterly ↗ Sep 30, 2026 30d
Jul 31, 2026 Quarterly ↗ Jun 30, 2026 31d
May 1, 2026 Quarterly ↗ Mar 31, 2026 31d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Oct 31, 2025 Quarterly ↗ Sep 30, 2025 31d
Aug 1, 2025 Quarterly ↗ Jun 30, 2025 32d
May 2, 2025 Quarterly ↗ Mar 31, 2025 32d
Mar 3, 2025 Annual ↗ Dec 31, 2024 62d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 5, 2024 Quarterly ↗ Jun 30, 2024 36d
May 6, 2024 Quarterly ↗ Mar 31, 2024 36d
Mar 22, 2024 Annual ↗ Dec 31, 2023 82d

Current reports

FiledDisclosed
Oct 26, 2026 Results ↗
Oct 23, 2026 Other events ↗
Sep 8, 2026 Regulation FD ↗
Jul 27, 2026 Results ↗
Jul 27, 2026 Regulation FD ↗
Jul 27, 2026 Other events ↗
Jul 24, 2026 Other events ↗
May 21, 2026 Shareholder vote ↗
May 4, 2026 Regulation FD ↗
Apr 27, 2026 Results ↗
Apr 24, 2026 Other events ↗
Apr 20, 2026 Director or officer change ↗