Touchstone
Last syncNov 1, 2026, 6:55 PM ET

BWB

Bridgewater Bancshares Inc Financials State Commercial Banks Russell 3000
$20.21Close $561.0MMarket cap $16.17 – $22.4952-week range Jan 19, 2027Next report · estimated

Highlights

Strengths

  • Earnings growing EPS +27% year on year, faster than the quarter before (+8 pts)

Cautions

  • Not in an uptrend 5 of 8 trend conditions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 29, 2026
Off 12-month high 10%
1wk down 1.8% price change
1mo up 0.2% price change
12-month return up 22% market up 11% · its own up 12%
F-score — — Not assessed
Altman Z — Unknown
P/E 12.2× price / earnings
PEG 0.31 P/E / EPS growth
P/B 1.1× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 31% year on year
EPS growth up 27% latest quarter · +8 pts
Sales growth up 20% latest quarter · +6 pts
ROE up 9% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-2% then +31%)

Trade setup

ATR% 2.6% $0.53 a day · 2×ATR $19.14
RS 56 / 99 vs the universe
Trend 5 / 8 under the 50-day, under 30% off the low, RS under 70
Relative volume 1.3× vs 50-day average
Up/down volume 0.70 50 sessions
Implied move — no scheduled report
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 20, 2026
Results reaction Oct 20, 2026-2% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $143.4M +31% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $93.8M FY2021 · $114.8M FY2022 · $136.0M FY2023 · $111.7M FY2024 · $109.6M FY2025 · $143.4M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $46.1M +40% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $27.2M FY2021 · $45.7M FY2022 · $53.4M FY2023 · $40.0M FY2024 · $32.8M FY2025 · $46.1M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 32%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 29% FY2021 · Net 40% FY2022 · Net 39% FY2023 · Net 36% FY2024 · Net 30% FY2025 · Net 32%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $160.7M · Long-term debt $11.0M FY2021 · Cash $143.5M FY2022 · Cash $87.0M · Long-term debt $13.8M FY2023 · Cash $128.6M · Long-term debt $13.8M FY2024 · Cash $229.8M · Long-term debt $13.8M FY2025 · Cash $123.5M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 27.76m -1.4% since FY2020
28.21m 27.55m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 28.14m FY2021 · 28.21m FY2022 · 27.75m FY2023 · 27.75m FY2024 · 27.55m FY2025 · 27.76m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $93.8M $114.8M $136.0M $111.7M $109.6M $143.4M
Net income $27.2M $45.7M $53.4M $40.0M $32.8M $46.1M
Net margin 29% 40% 39% 36% 30% 32%
Earnings per share $0.93 $1.58 $1.86 $1.41 $1.17 $1.64
Cash $160.7M $143.5M $87.0M $128.6M $229.8M $123.5M
Long-term debt $11.0M — $13.8M $13.8M $13.8M —
Shareholders' equity $265.4M $379.3M $394.1M $425.5M $457.9M $517.1M
Shares outstanding 28.14m 28.21m 27.75m 27.75m 27.55m 27.76m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 29, 2026 Quarterly ↗ Sep 30, 2026 29d
Jul 30, 2026 Quarterly ↗ Jun 30, 2026 30d
Apr 30, 2026 Quarterly ↗ Mar 31, 2026 30d
Feb 26, 2026 Annual ↗ Dec 31, 2025 57d
Oct 30, 2025 Quarterly ↗ Sep 30, 2025 30d
Jul 31, 2025 Quarterly ↗ Jun 30, 2025 31d
May 1, 2025 Quarterly ↗ Mar 31, 2025 31d
Mar 6, 2025 Annual ↗ Dec 31, 2024 65d
Oct 31, 2024 Quarterly ↗ Sep 30, 2024 31d
Aug 1, 2024 Quarterly ↗ Jun 30, 2024 32d
May 2, 2024 Quarterly ↗ Mar 31, 2024 32d
Mar 7, 2024 Annual ↗ Dec 31, 2023 67d

Current reports

FiledDisclosed
Oct 20, 2026 Results · Regulation FD · Other events ↗
Aug 26, 2026 Other events ↗
Aug 12, 2026 Regulation FD ↗
Jul 21, 2026 Results · Regulation FD · Other events ↗
May 4, 2026 Regulation FD ↗
May 1, 2026 Shareholder vote ↗
Apr 21, 2026 Results · Regulation FD · Other events ↗
Feb 27, 2026 Material agreement ↗
Feb 9, 2026 Regulation FD ↗
Jan 27, 2026 Results · Regulation FD · Other events ↗
Nov 3, 2025 Regulation FD ↗
Oct 21, 2025 Results · Regulation FD · Other events ↗