CASS
Cass Information Systems Inc Industrials Services-Business Services, NEC Russell 3000
$52.74Close
$681.3MMarket cap
$38.10 – $58.2152-week range
Late-januaryNext report · estimated
Highlights
Strengths
- Earnings growing EPS +24% year on year, faster than the quarter before (+22 pts)
Cautions
- Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70
- Distribution down-day volume 1.6× up-day volume over 50 sessions
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
9%
1wk
down 3.8%
price change
1mo
down 1.0%
price change
12-month return
up 37%
market up 11% ·
its own up 27%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
19.4×
price / earnings
PEG
0.22
P/E / EPS growth
P/B
2.8×
price / book
Earnings yield
up 41.5%
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
down 2%
year on year
EPS growth
up 24%
latest quarter · +22 pts
Sales growth
up 1%
latest quarter · +2 pts
ROE
up 15%
return on equity
Free cash margin
up 29%
$31.8M FCF
D/E
—
long-term debt / equity
Net debt / EBITDA
-3.3×
net cash
Interest cover
1.5×EBIT / interest
Trade setup
ATR%
2.6%
$1.36 a day · 2×ATR $50.03
RS
66 / 99
vs the universe
Trend
6 / 8
under the 50-day, RS under 70
Relative volume
1.1×
vs 50-day average
Up/down volume
0.64
50 sessions
Implied move
—
no scheduled report
Trend template · 6 of 8
- Price above the 50-day average: fails
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- Interest is covered, but thinly Earnings before interest cover the interest bill 1.5 times, leaving little room if profits fall.
- Revenue shrinking Revenue fell 1.8% over the year, from $109.9M to $108.0M.
Last reported
Oct 22, 2026
Results reaction
Oct 22, 2026+2% vs market2 sessions after results
Financials
- Net 33%
- Free cash 29%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $98.9M | $108.7M | $121.7M | $106.1M | $109.9M | $108.0M |
| Net income | $25.2M | $28.6M | $34.9M | $30.1M | $19.2M | $35.1M |
| Net margin | 25% | 26% | 29% | 28% | 17% | 33% |
| Earnings per share | $1.73 | $2.00 | $2.53 | $2.18 | $1.39 | $2.61 |
| Free cash flow | $45.8M | $30.2M | $45.7M | $25.0M | $30.4M | $31.8M |
| Free cash margin | 46% | 28% | 38% | 24% | 28% | 29% |
| Cash | $670.5M | $514.9M | $200.9M | $372.5M | $349.7M | $392.3M |
| Shareholders' equity | $261.2M | $245.8M | $206.3M | $229.8M | $229.0M | $243.0M |
| Shares outstanding | 14.39m | 13.73m | 13.67m | 13.58m | 13.50m | 12.92m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 5, 2026 | Quarterly ↗ | Jun 30, 2026 | 36d |
| May 5, 2026 | Quarterly ↗ | Mar 31, 2026 | 35d |
| Mar 6, 2026 | Annual ↗ | Dec 31, 2025 | 65d |
| Nov 4, 2025 | Quarterly ↗ | Sep 30, 2025 | 35d |
| Aug 5, 2025 | Quarterly ↗ | Jun 30, 2025 | 36d |
| May 7, 2025 | Quarterly ↗ | Mar 31, 2025 | 37d |
| Mar 5, 2025 | Annual ↗ | Dec 31, 2024 | 64d |
| Nov 7, 2024 | Quarterly ↗ | Sep 30, 2024 | 38d |
| Aug 6, 2024 | Quarterly ↗ | Jun 30, 2024 | 37d |
| May 3, 2024 | Quarterly ↗ | Mar 31, 2024 | 33d |
| Feb 28, 2024 | Annual ↗ | Dec 31, 2023 | 59d |
| Nov 7, 2023 | Quarterly ↗ | Sep 30, 2023 | 38d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 22, 2026 | Results · Other events ↗ |
| Oct 8, 2026 | Director or officer change ↗ |
| Jul 23, 2026 | Results · Other events ↗ |
| Apr 23, 2026 | Results · Director or officer change · Shareholder vote · Other events ↗ |
| Mar 30, 2026 | Director or officer change ↗ |
| Jan 22, 2026 | Results · Other events ↗ |
| Nov 10, 2025 | Other events ↗ |
| Oct 23, 2025 | Results · Other events ↗ |
| Jul 17, 2025 | Results · Other events ↗ |
| May 5, 2025 | Results ↗ |
| Apr 17, 2025 | Results · Shareholder vote · Other events ↗ |
| Apr 8, 2025 | Other events ↗ |