CFFN

Capitol Federal Financial, Inc. Financials Savings Institution, Federally Chartered Russell 3000
$8.43Close $1.1BMarket cap $5.72 – $9.1052-week range Jan 27, 2027Next report · estimated

Highlights

Strengths

  • Earnings growing EPS +35% year on year, faster than the quarter before (+0 pts)

Cautions

  • Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Sep 30, 2025 · filed Aug 7, 2026
Off 12-month high 7%
1wk up 0.4% price change
1mo up 2.2% price change
12-month return up 47% market up 11% · its own up 37%
F-score — — Not assessed
Altman Z — Unknown
P/E 16.4× price / earnings
PEG 0.21 P/E / EPS growth
P/B 1.1× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 7% year on year
EPS growth up 35% latest quarter · +0 pts
Sales growth up 19% latest quarter · +0 pts
ROE up 7% return on equity
Free cash margin —
D/E 1.86 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Long-term debt down 10% ($2.2B → $2.0B)
  • Revenue reaccelerating (-13% then +7%)

Trade setup

ATR% 2.2% $0.19 a day · 2×ATR $8.05
RS 68 / 99 vs the universe
Trend 6 / 8 under the 50-day, RS under 70
Relative volume 0.9× vs 50-day average
Up/down volume 1.00 50 sessions
Implied move — no scheduled report
Trend template · 6 of 8
  • Price above the 50-day average: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 28, 2026
Results reaction Oct 28, 20260% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $16.3M +7% on FY2024
$0 $20M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $14.8M FY2021 · $16.5M FY2022 · $18.1M FY2023 · $17.6M FY2024 · $15.3M FY2025 · $16.3M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $68.0M +79% on FY2024
-$200M $0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $64.5M FY2021 · $76.1M FY2022 · $84.5M FY2023 · -$101.7M FY2024 · $38.0M FY2025 · $68.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 417%
-1000% 0% 500% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 436% FY2021 · Net 461% FY2022 · Net 467% FY2023 · Net -578% FY2024 · Net 248% FY2025 · Net 417%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $185.1M FY2021 · Cash $42.3M FY2022 · Cash $49.2M · Long-term debt $2.1B FY2023 · Cash $245.6M · Long-term debt $2.9B FY2024 · Cash $217.3M · Long-term debt $2.2B FY2025 · Cash $252.4M · Long-term debt $2.0B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 132.20m -4.9% since FY2020
138.96m 132.20m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 138.96m FY2021 · 138.83m FY2022 · 138.86m FY2023 · 135.94m FY2024 · 132.74m FY2025 · 132.20m
  FY2020Sep 30, 2020 FY2021Sep 30, 2021 FY2022Sep 30, 2022 FY2023Sep 30, 2023 FY2024Sep 30, 2024 FY2025Sep 30, 2025
Revenue $14.8M $16.5M $18.1M $17.6M $15.3M $16.3M
Net income $64.5M $76.1M $84.5M -$101.7M $38.0M $68.0M
Net margin 436% 461% 467% -578% 248% 417%
Earnings per share $0.47 $0.56 $0.62 -$0.76 $0.29 $0.52
Cash $185.1M $42.3M $49.2M $245.6M $217.3M $252.4M
Long-term debt — — $2.1B $2.9B $2.2B $2.0B
Shareholders' equity $1.3B $1.2B $1.1B $1.0B $1.0B $1.0B
Shares outstanding 138.96m 138.83m 138.86m 135.94m 132.74m 132.20m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 6, 2026 Quarterly ↗ Dec 31, 2025 37d
Nov 26, 2025 Annual ↗ Sep 30, 2025 57d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 9, 2025 Quarterly ↗ Mar 31, 2025 39d
Feb 7, 2025 Quarterly ↗ Dec 31, 2024 38d
Nov 27, 2024 Annual ↗ Sep 30, 2024 58d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 10, 2024 Quarterly ↗ Mar 31, 2024 40d
Feb 7, 2024 Quarterly ↗ Dec 31, 2023 38d
Nov 29, 2023 Annual ↗ Sep 30, 2023 60d

Current reports