Touchstone
Last syncNov 1, 2026, 6:55 PM ET

CFR

Cullen/frost Bankers, Inc. Financials National Commercial Banks Russell 3000
$157.60Close $10.2BMarket cap $116.42 – $169.0052-week range Jan 28, 2027Next report · estimated

Highlights

Cautions

  • Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 29, 2026
Off 12-month high 7%
1wk up 0.4% price change
1mo up 3.2% price change
12-month return up 31% market up 11% · its own up 23%
F-score — — Not assessed
Altman Z — Unknown
P/E 15.7× price / earnings
PEG 1.35 P/E / EPS growth
P/B 2.2× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 14% year on year
EPS growth up 7% latest quarter · -6 pts
Sales growth up 15% latest quarter · -2 pts
ROE up 15% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.0% $3.10 a day · 2×ATR $151.39
RS 63 / 99 vs the universe
Trend 6 / 8 under the 50-day, RS under 70
Relative volume 1.1× vs 50-day average
Up/down volume 1.05 50 sessions
Implied move — no scheduled report
Trend template · 6 of 8
  • Price above the 50-day average: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 29, 2026
Results reaction Oct 29, 2026+3% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $121.6M +14% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $80.9M FY2021 · $83.3M FY2022 · $91.9M FY2023 · $93.5M FY2024 · $106.2M FY2025 · $121.6M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $648.6M +11% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $331.2M FY2021 · $443.1M FY2022 · $579.1M FY2023 · $598.0M FY2024 · $582.5M FY2025 · $648.6M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 533%
0% 1000% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 409% FY2021 · Net 532% FY2022 · Net 630% FY2023 · Net 640% FY2024 · Net 548% FY2025 · Net 533%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $20B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $10.3B FY2021 · Cash $16.6B FY2022 · Cash $12.0B FY2023 · Cash $8.7B FY2024 · Cash $10.2B FY2025 · Cash $8.9B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 64.40m +0.3% since FY2020
64.40m 64.24m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 64.24m FY2021 · 64.24m FY2022 · 64.35m FY2023 · 64.40m FY2024 · 64.40m FY2025 · 64.40m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $80.9M $83.3M $91.9M $93.5M $106.2M $121.6M
Net income $331.2M $443.1M $579.1M $598.0M $582.5M $648.6M
Net margin 409% 532% 630% 640% 548% 533%
Earnings per share $5.26 $6.91 $8.98 $9.28 $9.07 $10.12
Cash $10.3B $16.6B $12.0B $8.7B $10.2B $8.9B
Shareholders' equity $4.3B $4.4B $3.1B $3.7B $3.9B $4.6B
Shares outstanding 64.24m 64.24m 64.35m 64.40m 64.40m 64.40m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 29, 2026 Quarterly ↗ Sep 30, 2026 29d
Jul 30, 2026 Quarterly ↗ Jun 30, 2026 30d
Apr 30, 2026 Quarterly ↗ Mar 31, 2026 30d
Feb 5, 2026 Annual ↗ Dec 31, 2025 36d
Oct 30, 2025 Quarterly ↗ Sep 30, 2025 30d
Jul 31, 2025 Quarterly ↗ Jun 30, 2025 31d
May 1, 2025 Quarterly ↗ Mar 31, 2025 31d
Feb 6, 2025 Annual ↗ Dec 31, 2024 37d
Oct 31, 2024 Quarterly ↗ Sep 30, 2024 31d
Jul 25, 2024 Quarterly ↗ Jun 30, 2024 25d
Apr 25, 2024 Quarterly ↗ Mar 31, 2024 25d
Feb 6, 2024 Annual ↗ Dec 31, 2023 37d

Current reports

FiledDisclosed
Oct 29, 2026 Listing notice · Regulation FD ↗
Oct 29, 2026 Results ↗
Aug 17, 2026 Regulation FD ↗
Jul 30, 2026 Results ↗
Apr 30, 2026 Results ↗
Apr 29, 2026 Shareholder vote ↗
Feb 11, 2026 Regulation FD ↗
Jan 30, 2026 Director or officer change ↗
Jan 29, 2026 Results ↗
Oct 30, 2025 Results ↗
Sep 15, 2025 Regulation FD ↗
Jul 31, 2025 Results ↗