Touchstone
Last syncNov 1, 2026, 6:55 PM ET

CHCO

City Holding Co Financials National Commercial Banks Russell 3000
$142.69Close $2.7BMarket cap $115.02 – $147.9852-week range Jan 25, 2027Next report · estimated

Highlights

Strengths

  • Near its high 4% below its 52-week high

Cautions

  • Trend not confirmed 6 of 8 conditions · under 30% off the low, RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026
Off 12-month high 4%
1wk up 0.5% price change
1mo up 3.3% price change
12-month return up 23% market up 11% · its own up 12%
F-score — — Not assessed
Altman Z — Unknown
P/E 20.8× price / earnings
PEG 1.59 P/E / EPS growth
P/B 3.4× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 3% year on year
EPS growth up 3% latest quarter · -5 pts
Sales growth up 4% latest quarter · -2 pts
ROE up 17% return on equity
Free cash margin —
D/E 0.19 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 1.8% $2.61 a day · 2×ATR $137.47
RS 64 / 99 vs the universe
Trend 6 / 8 under 30% off the low, RS under 70
Relative volume 1.4× vs 50-day average
Up/down volume 1.01 50 sessions
Implied move — no scheduled report
Trend template · 6 of 8
  • At least 30% above the 52-week low: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 26, 2026
Results reaction Oct 26, 2026-2% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $74.3M +3% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $61.2M FY2021 · $64.9M FY2022 · $68.1M FY2023 · $69.1M FY2024 · $72.0M FY2025 · $74.3M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $130.5M +11% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $89.6M FY2021 · $88.1M FY2022 · $102.1M FY2023 · $114.4M FY2024 · $117.1M FY2025 · $130.5M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 176%
0% 200% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 146% FY2021 · Net 136% FY2022 · Net 150% FY2023 · Net 166% FY2024 · Net 163% FY2025 · Net 176%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $528.7M FY2021 · Cash $634.6M FY2022 · Cash $200.0M · Long-term debt $0 FY2023 · Cash $156.3M · Long-term debt $100.0M FY2024 · Cash $225.4M · Long-term debt $150.0M FY2025 · Cash $191.9M · Long-term debt $150.0M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 19.05m +0.0% since FY2020
19.05m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 19.05m FY2021 · 19.05m FY2022 · 19.05m FY2023 · 19.05m FY2024 · 19.05m FY2025 · 19.05m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $61.2M $64.9M $68.1M $69.1M $72.0M $74.3M
Net income $89.6M $88.1M $102.1M $114.4M $117.1M $130.5M
Net margin 146% 136% 150% 166% 163% 176%
Earnings per share $5.60 $5.72 $6.86 $7.68 $7.97 $9.01
Cash $528.7M $634.6M $200.0M $156.3M $225.4M $191.9M
Long-term debt — — $0 $100.0M $150.0M $150.0M
Shareholders' equity $701.1M $681.1M $577.9M $677.1M $730.7M $809.7M
Shares outstanding 19.05m 19.05m 19.05m 19.05m 19.05m 19.05m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 25, 2026 Annual ↗ Dec 31, 2025 56d
Nov 5, 2025 Quarterly ↗ Sep 30, 2025 36d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
May 7, 2025 Quarterly ↗ Mar 31, 2025 37d
Feb 26, 2025 Annual ↗ Dec 31, 2024 57d
Nov 6, 2024 Quarterly ↗ Sep 30, 2024 37d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d
Nov 3, 2023 Quarterly ↗ Sep 30, 2023 34d

Current reports

FiledDisclosed
Oct 26, 2026 Results ↗
Sep 30, 2026 Other events ↗
Sep 30, 2026 Director or officer change ↗
Jul 22, 2026 Results ↗
May 28, 2026 Other events ↗
May 28, 2026 Director or officer change ↗
Apr 29, 2026 Director or officer change · Shareholder vote ↗
Apr 29, 2026 Director or officer change ↗
Apr 23, 2026 Results ↗
Mar 26, 2026 Other events ↗
Feb 4, 2026 Other events ↗
Jan 21, 2026 Results ↗