CIVB
Civista Bancshares, Inc. Financials State Commercial Banks Russell 3000
$28.23Close
$694.7MMarket cap
$20.74 – $29.1252-week range
Jan 21, 2027Next report · estimated
Highlights
Strengths
- Near its high 3% below its 52-week high
- Tight base near its pivot pullbacks 12% → 6% → 6%; 2.7% above its $27.49 pivot
Cautions
- Trend not confirmed 7 of 8 conditions · RS under 70
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
3%
1wk
down 0.2%
price change
1mo
up 7.0%
price change
12-month return
up 35%
market up 11% ·
its own up 23%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
15.0×
price / earnings
PEG
0.52
P/E / EPS growth
P/B
1.3×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
down 1%
year on year
EPS growth
—
latest quarter
Sales growth
up 11%
latest quarter · +10 pts
ROE
up 10%
return on equity
Free cash margin
—
D/E
—
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Trade setup
ATR%
2.3%
$0.65 a day · 2×ATR $26.94
RS
67 / 99
vs the universe
Trend
7 / 8
RS under 70
Relative volume
0.7×
vs 50-day average
Up/down volume
1.31
50 sessions
Implied move
—
no scheduled report
Contractions
3
12% → 6% → 6%
Pivot
$27.49
2.7% above
Volume dry-up
0.9×
10 vs 50 sessions
Trend template · 7 of 8
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- Shareholders diluted The share count rose 27.2% over the year, from 19m to 25m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
- Revenue shrinking Revenue fell 0.5% over the year, from $19.1M to $19.0M.
Last reported
Oct 22, 2026
Results reaction
Oct 22, 2026+7% vs market2 sessions after results
Financials
- Net 243%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $16.9M | $19.6M | $24.5M | $30.4M | $19.1M | $19.0M |
| Net income | $32.2M | $40.5M | $39.4M | $43.0M | $31.7M | $46.2M |
| Net margin | 190% | 206% | 161% | 141% | 166% | 243% |
| Earnings per share | $2.00 | $2.64 | $2.63 | $2.84 | $2.06 | $2.65 |
| Cash | $137.0M | $264.2M | $43.4M | $60.4M | $63.2M | $77.3M |
| Shareholders' equity | $350.1M | $355.2M | $328.8M | $372.0M | $388.5M | $543.5M |
| Shares outstanding | 17.66m | 17.71m | 19.23m | 19.29m | 19.34m | 24.61m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 6, 2026 | Quarterly ↗ | Jun 30, 2026 | 37d |
| May 8, 2026 | Quarterly ↗ | Mar 31, 2026 | 38d |
| Mar 6, 2026 | Annual ↗ | Dec 31, 2025 | 65d |
| Nov 5, 2025 | Quarterly ↗ | Sep 30, 2025 | 36d |
| Aug 6, 2025 | Quarterly ↗ | Jun 30, 2025 | 37d |
| May 7, 2025 | Quarterly ↗ | Mar 31, 2025 | 37d |
| Mar 10, 2025 | Annual ↗ | Dec 31, 2024 | 69d |
| Nov 12, 2024 | Quarterly ↗ | Sep 30, 2024 | 43d |
| Aug 9, 2024 | Quarterly ↗ | Jun 30, 2024 | 40d |
| May 9, 2024 | Quarterly ↗ | Mar 31, 2024 | 39d |
| Mar 14, 2024 | Annual ↗ | Dec 31, 2023 | 74d |
| Nov 9, 2023 | Quarterly ↗ | Sep 30, 2023 | 40d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 30, 2026 | Regulation FD ↗ |
| Oct 23, 2026 | Director or officer change ↗ |
| Oct 22, 2026 | Results ↗ |
| Oct 21, 2026 | Other events ↗ |
| Oct 1, 2026 | Other events ↗ |
| Sep 18, 2026 | Regulation FD ↗ |
| Sep 15, 2026 | Other events ↗ |
| Aug 31, 2026 | Director or officer change ↗ |
| Jul 24, 2026 | Other events ↗ |
| Jul 24, 2026 | Regulation FD ↗ |
| Jul 23, 2026 | Results ↗ |
| Jul 22, 2026 | Other events ↗ |