CUBI

Customers Bancorp, Inc. Financials State Commercial Banks Russell 3000
$84.16Close $2.9BMarket cap $63.94 – $87.4952-week range Jan 21, 2027Next report · estimated

Highlights

Strengths

  • Near its high 4% below its 52-week high

Cautions

  • Trend not confirmed 7 of 8 conditions · RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 4%
1wk down 0.4% price change
1mo up 13.7% price change
12-month return up 25% market up 11% · its own up 14%
F-score — — Not assessed
Altman Z — Unknown
P/E 12.8× price / earnings
PEG 0.62 P/E / EPS growth
P/B 1.4× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 14% year on year
EPS growth up 9% latest quarter · -387 pts
Sales growth up 10% latest quarter · -48 pts
ROE up 11% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-6% then +14%)

Trade setup

ATR% 2.8% $2.37 a day · 2×ATR $79.41
RS 62 / 99 vs the universe
Trend 7 / 8 RS under 70
Relative volume 1.2× vs 50-day average
Up/down volume 1.20 50 sessions
Implied move — no scheduled report
Trend template · 7 of 8
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Shareholders diluted The share count rose 9.1% over the year, from 31m to 34m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported Oct 22, 2026
Results reaction Oct 22, 2026+12% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $818.3M +14% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $40.2M FY2021 · $762.9M FY2022 · $656.0M FY2023 · $758.0M FY2024 · $714.8M FY2025 · $818.3M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $224.1M +23% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $132.6M FY2021 · $314.6M FY2022 · $228.0M FY2023 · $250.1M FY2024 · $181.5M FY2025 · $224.1M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 27%
0% 500% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 330% FY2021 · Net 41% FY2022 · Net 35% FY2023 · Net 33% FY2024 · Net 25% FY2025 · Net 27%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $693.4M · Long-term debt $4.4B FY2021 · Cash $518.0M · Long-term debt $0 FY2022 · Cash $455.8M FY2023 · Cash $3.8B FY2024 · Cash $3.8B FY2025 · Cash $4.4B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 34.19m +7.8% since FY2020
34.19m 31.35m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 31.71m FY2021 · 32.91m FY2022 · 32.37m FY2023 · 31.44m FY2024 · 31.35m FY2025 · 34.19m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $40.2M $762.9M $656.0M $758.0M $714.8M $818.3M
Net income $132.6M $314.6M $228.0M $250.1M $181.5M $224.1M
Net margin 330% 41% 35% 33% 25% 27%
Earnings per share $4.18 $9.34 $6.80 $7.78 $5.55 $6.70
Cash $693.4M $518.0M $455.8M $3.8B $3.8B $4.4B
Long-term debt $4.4B $0 — — — —
Shareholders' equity $1.1B $1.4B $1.4B $1.6B $1.8B $2.1B
Shares outstanding 31.71m 32.91m 32.37m 31.44m 31.35m 34.19m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 9, 2025 Quarterly ↗ Mar 31, 2025 39d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Nov 12, 2024 Quarterly ↗ Sep 30, 2024 43d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
May 9, 2024 Quarterly ↗ Mar 31, 2024 39d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d
Nov 9, 2023 Quarterly ↗ Sep 30, 2023 40d

Current reports