DAVE

Dave Inc./de Financials Finance Services Russell 3000
$316.79Close $155.92 – $442.5352-week range Nov 4, 2026Next report · after the close

Highlights

Cautions

  • Not in an uptrend 5 of 8 trend conditions
  • Far from its high 28% below its 52-week high
  • Earnings shrinking EPS −21% year on year
  • Results soon Nov 4, 2026, in 3 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026
Off 12-month high 28%
1wk down 10.7% price change
1mo down 1.5% price change
12-month return up 41% market up 11% · its own up 19%
F-score — — Not assessed
Altman Z″ 9.80 Low risk
P/E — price / earnings
PEG — P/E / EPS growth
P/B — price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 60% year on year
EPS growth down 21% latest quarter · -126 pts
Sales growth up 30% latest quarter · -17 pts
ROE up 73% return on equity
Free cash margin —
D/E 0.00 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Long-term debt down 100% ($0.1B → $0.0B)

Trade setup

ATR% 6.7% $21.08 a day · 2×ATR $274.62
RS 77 / 99 vs the universe
Trend 5 / 8 under the 150/200-day, under the 50-day, over 25% off the high
Relative volume 1.3× vs 50-day average
Up/down volume 1.03 50 sessions
Implied move — no option chain · report Nov 4, 2026
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: passes
  • Within 25% of the 52-week high: fails
  • RS rank 70 or higher: passes

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 5, 2026
Results reaction Aug 5, 2026-15% vs market2 sessions after results

Financials

5 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $554.2M +60% on FY2024
$0 $1B FY21 FY22 FY23 FY24 FY25 FY2021 · $153.0M FY2022 · $204.8M FY2023 · $259.1M FY2024 · $347.1M FY2025 · $554.2M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $196.0M +238% on FY2024
-$200M $0 $200M FY21 FY22 FY23 FY24 FY25 FY2021 · -$20.0M FY2022 · -$128.9M FY2023 · -$49.0M FY2024 · $58.0M FY2025 · $196.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 35%
-100% 0% 50% FY21 FY22 FY23 FY24 FY25 FY2021 · Net -13% FY2022 · Net -63% FY2023 · Net -19% FY2024 · Net 17% FY2025 · Net 35%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $100M FY21 FY22 FY23 FY24 FY25 FY2021 · Cash $32.0M · Long-term debt $35.0M FY2022 · Cash $22.9M · Long-term debt $75.0M FY2023 · Cash $41.8M · Long-term debt $75.0M FY2024 · Cash $49.7M · Long-term debt $75.0M FY2025 · Cash $80.5M · Long-term debt $0
  FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $153.0M $204.8M $259.1M $347.1M $554.2M
Operating income -$6.4M — — — —
Net income -$20.0M -$128.9M -$49.0M $58.0M $196.0M
Net margin -13% -63% -19% 17% 35%
Earnings per share -$4.69 -$11.12 -$4.11 $4.20 $13.54
Cash $32.0M $22.9M $41.8M $49.7M $80.5M
Long-term debt $35.0M $75.0M $75.0M $75.0M $0
Shareholders' equity $38.7M $106.6M $87.1M $183.1M $352.7M

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
May 5, 2026 Quarterly ↗ Mar 31, 2026 35d
Mar 2, 2026 Annual ↗ Dec 31, 2025 61d
Nov 4, 2025 Quarterly ↗ Sep 30, 2025 35d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Mar 4, 2025 Annual ↗ Dec 31, 2024 63d
Nov 12, 2024 Quarterly ↗ Sep 30, 2024 43d
Aug 6, 2024 Quarterly ↗ Jun 30, 2024 37d
May 7, 2024 Quarterly ↗ Mar 31, 2024 37d
Mar 5, 2024 Annual ↗ Dec 31, 2023 65d
Nov 7, 2023 Quarterly ↗ Sep 30, 2023 38d

Current reports