DFH

Dream Finders Homes, Inc. Consumer Discretionary Operative Builders Russell 3000
$9.79Close $7.42 – $21.0552-week range Late-januaryNext report · estimated

Highlights

Cautions

  • Not in an uptrend 1 of 8 trend conditions
  • Lagging the market RS 5 · weaker than 95% of stocks over 12 months
  • Far from its high 53% below its 52-week high
  • Earnings shrinking EPS −45% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Jul 30, 2026
Off 12-month high 53%
1wk down 4.5% price change
1mo down 8.5% price change
12-month return down 51% market up 11% · its own down 66%
F-score — — Not assessed
Altman Z — Unknown
P/E — price / earnings
PEG — P/E / EPS growth
P/B — price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth down 3% year on year
EPS growth down 45% latest quarter · +28 pts
Sales growth down 8% latest quarter · +3 pts
ROE up 16% return on equity
Free cash margin down 3% -$126.4M FCF
D/E 1.13 long-term debt / equity
Net debt / EBITDA 4.6×
Interest cover —EBIT / interest

Trade setup

ATR% 7.4% $0.73 a day · 2×ATR $8.34
RS 5 / 99 vs the universe
Trend 1 / 8 trend template
Relative volume 0.9× vs 50-day average
Up/down volume 0.76 50 sessions
Implied move — no scheduled report
Trend template · 1 of 8
  • At least 30% above the 52-week low: passes

Screen verdict

Did not qualify for any screen.

Warning signs

3 flagged
  • Heavily indebted Net debt is 4.6 times EBITDA — roughly 5 years of earnings before interest, tax and depreciation to repay borrowings in full.
  • Profit not backed by cash Reported profit of $217.4M came with -$100.6M of operating cash flow. Profit that cash does not follow is the classic signature of aggressive accounting.
  • Revenue shrinking Revenue fell 2.9% over the year, from $4.4B to $4.3B.
Last reported Oct 29, 2026
Last shock Oct 14, 2026-20% in one session6.1× volumeon an SEC filing+32% since

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $4.3B -3% on FY2024
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.1B FY2021 · $1.9B FY2022 · $3.3B FY2023 · $3.7B FY2024 · $4.4B FY2025 · $4.3B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $217.4M -36% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $79.1M FY2021 · $134.6M FY2022 · $274.3M FY2023 · $307.9M FY2024 · $340.6M FY2025 · $217.4M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology -$126.4M
-$500M $0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $94.0M FY2021 · $62.2M FY2022 · -$33.2M FY2023 · $369.5M FY2024 · -$282.0M FY2025 · -$126.4M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross
  • Net 5%
  • Free cash -3%
-10% 0% 20% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 15% · Net 7% · Free cash 8% FY2021 · Gross 16% · Net 7% · Free cash 3% FY2022 · Gross 19% · Net 8% · Free cash -1% FY2023 · Gross 20% · Net 8% · Free cash 10% FY2024 · Net 8% · Free cash -6% FY2025 · Net 5% · Free cash -3%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology $1.4B net debt
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $43.7M · Long-term debt $29.7M FY2021 · Cash $227.2M · Long-term debt $3.3M FY2022 · Cash $364.5M FY2023 · Cash $494.1M FY2024 · Cash $274.4M · Long-term debt $1.3B FY2025 · Cash $234.8M · Long-term debt $1.6B
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.1B $1.9B $3.3B $3.7B $4.4B $4.3B
Gross margin 15% 16% 19% 20% — —
Net income $79.1M $134.6M $274.3M $307.9M $340.6M $217.4M
Net margin 7% 7% 8% 8% 8% 5%
Earnings per share — $1.41 $2.57 $2.90 $3.40 $2.15
Free cash flow $94.0M $62.2M -$33.2M $369.5M -$282.0M -$126.4M
Free cash margin 8% 3% -1% 10% -6% -3%
Cash $43.7M $227.2M $364.5M $494.1M $274.4M $234.8M
Long-term debt $29.7M $3.3M — — $1.3B $1.6B
Shareholders' equity — $401.2M $644.6M $924.6M $1.2B $1.4B

Filings

SEC EDGAR
FiledReportPeriod to Lag
Jul 30, 2026 Quarterly ↗ Jun 30, 2026 30d
May 1, 2026 Quarterly ↗ Mar 31, 2026 31d
Feb 24, 2026 Annual ↗ Dec 31, 2025 55d
Oct 30, 2025 Quarterly ↗ Sep 30, 2025 30d
Jul 31, 2025 Quarterly ↗ Jun 30, 2025 31d
May 6, 2025 Quarterly ↗ Mar 31, 2025 36d
Feb 25, 2025 Annual ↗ Dec 31, 2024 56d
Oct 31, 2024 Quarterly ↗ Sep 30, 2024 31d
Aug 1, 2024 Quarterly ↗ Jun 30, 2024 32d
May 2, 2024 Quarterly ↗ Mar 31, 2024 32d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d
Nov 2, 2023 Quarterly ↗ Sep 30, 2023 33d

Current reports