DGICA

Donegal Group Inc Financials Fire, Marine & Casualty Insurance Russell 3000

$18.72Close $16.16 – $20.3152-week range Late-januaryNext report · estimated

Highlights

Cautions

Not in an uptrend 5 of 8 trend conditions
Lagging the market RS 48 · weaker than 52% of stocks over 12 months

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 4, 2026

Off 12-month high 8%

1wk 0.5% price change

1mo 5.2% price change

12-month return 6% market up 11% · its own down 6%

F-score — — Not assessed

Altman Z — Unknown

P/E — price / earnings

PEG — P/E / EPS growth

P/B — price / book

Earnings yield — EBIT / enterprise value

Cheaper than — of the market · not assessed

Revenue growth 1% year on year

EPS growth — latest quarter

Sales growth 2% latest quarter · +1 pts

ROE 13% return on equity

Free cash margin —

D/E — long-term debt / equity

Net debt / EBITDA —

Interest cover —EBIT / interest

Trade setup

ATR% 2.8% $0.53 a day · 2×ATR $17.66

RS 48 / 99 vs the universe

Trend 5 / 8 200-day not rising, under 30% off the low, RS under 70

Relative volume 1.3× vs 50-day average

Up/down volume 0.85 50 sessions

Implied move — no scheduled report

Trend template · 5 of 8

Price above the 150 and 200-day averages: passes
150-day average above the 200-day: passes
200-day average rising for a month: fails
50-day average above the 150 and 200-day: passes
Price above the 50-day average: passes
At least 30% above the 52-week low: fails
Within 25% of the 52-week high: passes
RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged

Revenue shrinking Revenue fell 1.2% over the year, from $989.6M to $978.0M.

Last reported Oct 29, 2026

Results reaction Oct 29, 2026+3% vs market2 sessions after results

Financials

6 fiscal years · from filings

Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $978.0M -1% on FY2024

Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $79.3M +56% on FY2024

Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology

Net 8%

Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology

Cash
Long-term debt

	FY2020Dec 31, 2020	FY2021Dec 31, 2021	FY2022Dec 31, 2022	FY2023Dec 31, 2023	FY2024Dec 31, 2024	FY2025Dec 31, 2025
Revenue	$777.8M	$816.5M	$848.2M	$927.3M	$989.6M	$978.0M
Net income	$52.8M	$25.3M	-$2.0M	$4.4M	$50.9M	$79.3M
Net margin	7%	3%	-0%	0%	5%	8%
Cash	$103.1M	$57.7M	$25.1M	$23.8M	$52.9M	$26.8M
Shareholders' equity	$517.8M	$531.0M	$483.6M	$479.7M	$545.8M	$640.4M

Filings

SEC EDGAR

Filed	Report	Period to	Lag
Aug 4, 2026	Quarterly ↗	Jun 30, 2026	35d
May 7, 2026	Quarterly ↗	Mar 31, 2026	37d
Mar 6, 2026	Annual ↗	Dec 31, 2025	65d
Nov 4, 2025	Quarterly ↗	Sep 30, 2025	35d
Aug 5, 2025	Quarterly ↗	Jun 30, 2025	36d
May 6, 2025	Quarterly ↗	Mar 31, 2025	36d
Mar 10, 2025	Annual ↗	Dec 31, 2024	69d
Nov 6, 2024	Quarterly ↗	Sep 30, 2024	37d
Aug 7, 2024	Quarterly ↗	Jun 30, 2024	38d
May 3, 2024	Quarterly ↗	Mar 31, 2024	33d
Mar 6, 2024	Annual ↗	Dec 31, 2023	66d
Nov 3, 2023	Quarterly ↗	Sep 30, 2023	34d

Current reports

Filed	Disclosed
Oct 29, 2026	Results ↗
Oct 15, 2026	Regulation FD ↗
Oct 6, 2026	Other events ↗
Jul 30, 2026	Results ↗
Jul 16, 2026	Regulation FD ↗
Jul 7, 2026	Other events ↗
Jun 17, 2026	Auditor change ↗
Apr 30, 2026	Results ↗
Apr 17, 2026	Shareholder vote ↗
Apr 16, 2026	Regulation FD ↗
Apr 6, 2026	Other events ↗
Feb 19, 2026	Results ↗