DGICB

Donegal Group Inc Russell 3000

$22.87Close $14.76 – $26.4952-week range Late-januaryNext report · estimated

Highlights

Strengths

In a stage-2 uptrend all 8 trend conditions pass
Leading the market RS 80 · stronger than 80% of stocks over 12 months

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 4, 2026

Off 12-month high 14%

1wk 5.1% price change

1mo 37.4% price change

12-month return 55% market up 12% · its own up 42%

F-score — — Not assessed

Altman Z — Unknown

P/E — price / earnings

PEG — P/E / EPS growth

P/B — price / book

Earnings yield — EBIT / enterprise value

Cheaper than — of the market · not assessed

Revenue growth 1% year on year

EPS growth — latest quarter

Sales growth 2% latest quarter · +1 pts

ROE 13% return on equity

Free cash margin 7% $70.2M FCF

D/E — long-term debt / equity

Net debt / EBITDA -0.3× net cash

Interest cover 73.3×EBIT / interest

Trade setup

ATR% 6.8% $1.56 a day · 2×ATR $19.74

RS 80 / 99 vs the universe

Trend 8 / 8 trend template

Relative volume 0.9× vs 50-day average

Up/down volume 1.21 50 sessions

Implied move — no scheduled report

Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged

Revenue shrinking Revenue fell 1.2% over the year, from $989.6M to $978.0M.

Last reported Oct 29, 2026

Last shock Jul 16, 2026-12% in one session2.6× volumeon an SEC filing0% since

Financials

6 fiscal years · from filings

Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $978.0M -1% on FY2024

Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $79.3M +56% on FY2024

Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $70.2M +4% on FY2024

Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology

Net 8%
Free cash 7%

Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology

Cash
Long-term debt

	FY2020Dec 31, 2020	FY2021Dec 31, 2021	FY2022Dec 31, 2022	FY2023Dec 31, 2023	FY2024Dec 31, 2024	FY2025Dec 31, 2025
Revenue	$777.8M	$816.5M	$848.2M	$927.3M	$989.6M	$978.0M
Net income	$52.8M	$25.3M	-$2.0M	$4.4M	$50.9M	$79.3M
Net margin	7%	3%	-0%	0%	5%	8%
Free cash flow	$101.1M	$76.7M	$67.1M	$28.6M	$67.4M	$70.2M
Free cash margin	13%	9%	8%	3%	7%	7%
Cash	$103.1M	$57.7M	$25.1M	$23.8M	$52.9M	$26.8M
Shareholders' equity	$517.8M	$531.0M	$483.6M	$479.7M	$545.8M	$640.4M

Filings

SEC EDGAR

Filed	Report	Period to	Lag
Aug 4, 2026	Quarterly ↗	Jun 30, 2026	35d
May 7, 2026	Quarterly ↗	Mar 31, 2026	37d
Mar 6, 2026	Annual ↗	Dec 31, 2025	65d
Nov 4, 2025	Quarterly ↗	Sep 30, 2025	35d
Aug 5, 2025	Quarterly ↗	Jun 30, 2025	36d
May 6, 2025	Quarterly ↗	Mar 31, 2025	36d
Mar 10, 2025	Annual ↗	Dec 31, 2024	69d
Nov 6, 2024	Quarterly ↗	Sep 30, 2024	37d
Aug 7, 2024	Quarterly ↗	Jun 30, 2024	38d
May 3, 2024	Quarterly ↗	Mar 31, 2024	33d
Mar 6, 2024	Annual ↗	Dec 31, 2023	66d
Nov 3, 2023	Quarterly ↗	Sep 30, 2023	34d

Current reports

Filed	Disclosed
Oct 29, 2026	Results ↗
Oct 15, 2026	Regulation FD ↗
Oct 6, 2026	Other events ↗
Jul 30, 2026	Results ↗
Jul 16, 2026	Regulation FD ↗
Jul 7, 2026	Other events ↗
Jun 17, 2026	Auditor change ↗
Apr 30, 2026	Results ↗
Apr 17, 2026	Shareholder vote ↗
Apr 16, 2026	Regulation FD ↗
Apr 6, 2026	Other events ↗
Feb 19, 2026	Results ↗