Touchstone
Last syncNov 1, 2026, 6:55 PM ET

DLX

Deluxe Corp Communication Services Blankbooks, Looseleaf Binders & Bookbindg & Relatd Work Russell 3000
$22.59Close $1.0BMarket cap $17.19 – $31.1152-week range Nov 4, 2026Next report · after the close

Highlights

Cautions

  • Not in an uptrend 2 of 8 trend conditions
  • Lagging the market RS 30 · weaker than 70% of stocks over 12 months
  • Far from its high 27% below its 52-week high
  • Earnings shrinking EPS −17% year on year
  • Results soon Nov 4, 2026, in 3 days
  • Financial distress Altman Z″ in the distress zone

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 27%
1wk down 3.1% price change
1mo down 1.7% price change
12-month return up 31% market up 11% · its own up 19%
F-score 6 / 9 Mixed
Altman Z 1.55 Elevated risk
P/E 12.4× price / earnings
PEG 0.23 P/E / EPS growth
P/B 1.5× price / book
Earnings yield up 9.7% EBIT / enterprise value
Cheaper than 90% of the market · markedly cheap
Revenue growth up 1% year on year
EPS growth down 17% latest quarter · -167 pts
Sales growth down 4% latest quarter · -5 pts
ROE up 13% return on equity
Free cash margin up 8% $175.3M FCF
D/E 2.08 long-term debt / equity
Net debt / EBITDA 3.7×
Interest cover 1.9×EBIT / interest
Piotroski tests
  • took on more long-term debt
  • issued more shares
  • gross margin narrowed
  • profitable on its assets
  • generating cash from operations
  • profitability improving
  • profits backed by cash
  • short-term liquidity improved
  • assets working harder

Repair signals

  • Revenue reaccelerating (-3% then +1%)

Trade setup

ATR% 2.8% $0.64 a day · 2×ATR $21.30
RS 30 / 99 vs the universe
Trend 2 / 8 trend template
Relative volume 0.8× vs 50-day average
Up/down volume 0.68 50 sessions
Implied move — no option chain · report Nov 4, 2026
Trend template · 2 of 8
  • 200-day average rising for a month: passes
  • At least 30% above the 52-week low: passes

Screen verdict

Did not qualify for any screen.

Warning signs

2 flagged
  • Bankruptcy model reads distressed The Altman score sits inside the range historically associated with financial distress. It is used here only to exclude, never to rank, and it is a statistical band rather than a prediction about this company.
  • Interest is covered, but thinly Earnings before interest cover the interest bill 1.9 times, leaving little room if profits fall.
Last reported Aug 5, 2026
Results reaction Aug 5, 2026-3% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $2.1B +0.5% on FY2024
$0 $2.5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.8B FY2021 · $2.0B FY2022 · $2.2B FY2023 · $2.2B FY2024 · $2.1B FY2025 · $2.1B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $82.1M +55% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $5.2M FY2021 · $62.6M FY2022 · $65.4M FY2023 · $26.1M FY2024 · $52.8M FY2025 · $82.1M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $175.3M +75% on FY2024
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $217.6M FY2021 · $210.8M FY2022 · $191.5M FY2023 · $97.7M FY2024 · $100.0M FY2025 · $175.3M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 53%
  • Net 4%
  • Free cash 8%
0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 59% · Net 0% · Free cash 12% FY2021 · Gross 56% · Net 3% · Free cash 10% FY2022 · Gross 54% · Net 3% · Free cash 9% FY2023 · Gross 53% · Net 1% · Free cash 4% FY2024 · Gross 53% · Net 2% · Free cash 5% FY2025 · Gross 53% · Net 4% · Free cash 8%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology $1.4B net debt
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $123.1M · Long-term debt $840.0M FY2021 · Cash $41.2M · Long-term debt $1.6B FY2022 · Cash $40.4M · Long-term debt $1.6B FY2023 · Cash $72.0M · Long-term debt $1.5B FY2024 · Cash $34.4M · Long-term debt $1.5B FY2025 · Cash $36.9M · Long-term debt $1.4B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 45m +7.2% since FY2020
45m 41.97m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 41.97m FY2021 · 42.68m FY2022 · 43.20m FY2023 · 43.70m FY2024 · 44.30m FY2025 · 45m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.8B $2.0B $2.2B $2.2B $2.1B $2.1B
Gross margin 59% 56% 54% 53% 53% 53%
Operating income $40.7M $142.2M $169.4M $160.8M $192.2M $232.4M
Net income $5.2M $62.6M $65.4M $26.1M $52.8M $82.1M
Net margin 0% 3% 3% 1% 2% 4%
Earnings per share $0.12 $1.46 $1.51 $0.60 $1.18 $1.80
Free cash flow $217.6M $210.8M $191.5M $97.7M $100.0M $175.3M
Free cash margin 12% 10% 9% 4% 5% 8%
Cash $123.1M $41.2M $40.4M $72.0M $34.4M $36.9M
Long-term debt $840.0M $1.6B $1.6B $1.5B $1.5B $1.4B
Shareholders' equity $513.4M $574.6M $604.2M $604.6M $620.9M $680.7M
Shares outstanding 41.97m 42.68m 43.20m 43.70m 44.30m 45m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 13, 2026 Annual ↗ Dec 31, 2025 44d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 2, 2025 Quarterly ↗ Mar 31, 2025 32d
Feb 21, 2025 Annual ↗ Dec 31, 2024 52d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 2, 2024 Quarterly ↗ Jun 30, 2024 33d
May 3, 2024 Quarterly ↗ Mar 31, 2024 33d
Feb 22, 2024 Annual ↗ Dec 31, 2023 53d
Nov 3, 2023 Quarterly ↗ Sep 30, 2023 34d

Current reports

FiledDisclosed
Aug 5, 2026 Results ↗
Jul 31, 2026 Material agreement · Acquisition or disposal · New obligation · Regulation FD ↗
Jun 18, 2026 Material agreement · New obligation · Regulation FD ↗
May 6, 2026 Results ↗
Apr 24, 2026 Shareholder vote ↗
Mar 9, 2026 Director or officer change ↗
Feb 10, 2026 Material agreement ↗
Jan 28, 2026 Results ↗
Dec 17, 2025 Material agreement · New obligation ↗
Nov 5, 2025 Results ↗
Aug 21, 2025 Director or officer change · Regulation FD ↗
Aug 7, 2025 Material agreement · Regulation FD ↗