EFSC

Enterprise Financial Services Corp Financials State Commercial Banks Russell 3000
$61.81Close $2.3BMarket cap $51.11 – $68.5252-week range Jan 20, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 5 of 8 trend conditions
  • Earnings shrinking EPS −4% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 30, 2026
Off 12-month high 10%
1wk up 0.7% price change
1mo up 4.9% price change
12-month return up 20% market up 11% · its own up 9%
F-score — — Not assessed
Altman Z — Unknown
P/E 11.3× price / earnings
PEG 1.18 P/E / EPS growth
P/B 1.1× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 16% year on year
EPS growth down 4% latest quarter · +16 pts
Sales growth down 9% latest quarter · -14 pts
ROE up 10% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.0% $1.21 a day · 2×ATR $59.38
RS 51 / 99 vs the universe
Trend 5 / 8 50-day under the 150/200-day, under 30% off the low, RS under 70
Relative volume 0.9× vs 50-day average
Up/down volume 0.77 50 sessions
Implied move — no scheduled report
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 21, 2026
Results reaction Oct 21, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $739.9M +16% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $324.5M FY2021 · $427.9M FY2022 · $533.1M FY2023 · $631.3M FY2024 · $637.8M FY2025 · $739.9M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $201.4M +9% on FY2024
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $74.4M FY2021 · $133.1M FY2022 · $203.0M FY2023 · $194.1M FY2024 · $185.3M FY2025 · $201.4M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 27%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 23% FY2021 · Net 31% FY2022 · Net 38% FY2023 · Net 31% FY2024 · Net 29% FY2025 · Net 27%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2.5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $537.7M FY2021 · Cash $2.0B FY2022 · Cash $291.4M FY2023 · Cash $433.0M FY2024 · Cash $764.2M FY2025 · Cash $681.9M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 36.97m +11.4% since FY2020
39.80m 33.19m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 33.19m FY2021 · 39.80m FY2022 · 37.25m FY2023 · 37.42m FY2024 · 36.99m FY2025 · 36.97m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $324.5M $427.9M $533.1M $631.3M $637.8M $739.9M
Net income $74.4M $133.1M $203.0M $194.1M $185.3M $201.4M
Net margin 23% 31% 38% 31% 29% 27%
Earnings per share $2.76 $3.86 $5.41 $5.17 $4.93 $5.41
Cash $537.7M $2.0B $291.4M $433.0M $764.2M $681.9M
Shareholders' equity $1.1B $1.5B $1.5B $1.7B $1.8B $2.0B
Shares outstanding 33.19m 39.80m 37.25m 37.42m 36.99m 36.97m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 30, 2026 Quarterly ↗ Sep 30, 2026 30d
Jul 31, 2026 Quarterly ↗ Jun 30, 2026 31d
May 1, 2026 Quarterly ↗ Mar 31, 2026 31d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Oct 31, 2025 Quarterly ↗ Sep 30, 2025 31d
Aug 1, 2025 Quarterly ↗ Jun 30, 2025 32d
May 2, 2025 Quarterly ↗ Mar 31, 2025 32d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Nov 1, 2024 Quarterly ↗ Sep 30, 2024 32d
Jul 26, 2024 Quarterly ↗ Jun 30, 2024 26d
Apr 26, 2024 Quarterly ↗ Mar 31, 2024 26d
Feb 26, 2024 Annual ↗ Dec 31, 2023 57d

Current reports

FiledDisclosed
Oct 28, 2026 Regulation FD ↗
Oct 21, 2026 Results ↗
Aug 20, 2026 Director or officer change ↗
Jul 27, 2026 Regulation FD ↗
Jul 22, 2026 Results · Other events ↗
Jun 17, 2026 Material agreement · New obligation ↗
Jun 9, 2026 Other events ↗
May 15, 2026 Shareholder vote ↗
Apr 28, 2026 Regulation FD ↗
Apr 22, 2026 Results ↗
Mar 9, 2026 Other events ↗
Jan 29, 2026 Regulation FD ↗