EFX
Equifax Inc Industrials Services-Consumer Credit Reporting, Collection Agencies S&P 500Russell 3000
$184.60Close
$22.2BMarket cap
$137.24 – $224.9252-week range
Mid-januaryNext report · estimated
Highlights
Strengths
- Tight base near its pivot pullbacks 31% → 8%; 2.0% below its $188.29 pivot
- Earnings growing EPS +39% year on year, faster than the quarter before (+38 pts)
Cautions
- Not in an uptrend 4 of 8 trend conditions
- Lagging the market RS 43 · weaker than 57% of stocks over 12 months
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
18%
1wk
up 1.2%
price change
1mo
up 34.5%
price change
12-month return
down 12%
market up 11% ·
its own down 24%
F-score
—
— Not assessed
Altman Z″
2.56
Moderate risk
P/E
33.7×
price / earnings
PEG
3.36
P/E / EPS growth
P/B
4.8×
price / book
Earnings yield
up 4.2%
EBIT / enterprise value
Cheaper than
54%
of the market · around average
Revenue growth
up 7%
year on year
EPS growth
up 39%
latest quarter · +38 pts
Sales growth
up 10%
latest quarter · -1 pts
ROE
up 14%
return on equity
Free cash margin
up 19%
$1.1B FCF
D/E
0.88
long-term debt / equity
Net debt / EBITDA
2.1×
Interest cover
—EBIT / interest
Piotroski tests
Repair signals
- Long-term debt down 6% ($4.3B → $4.1B)
Trade setup
ATR%
3.4%
$6.24 a day · 2×ATR $172.13
RS
43 / 99
vs the universe
Trend
4 / 8
trend template
Relative volume
0.9×
vs 50-day average
Up/down volume
0.72
50 sessions
Implied move
—
no scheduled report
Contractions
2
31% → 8%
Pivot
$188.29
2.0% below
Volume dry-up
1.3×
10 vs 50 sessions
Trend template · 4 of 8
- Price above the 150 and 200-day averages: passes
- 150-day average above the 200-day: fails
- 200-day average rising for a month: fails
- 50-day average above the 150 and 200-day: fails
- Price above the 50-day average: passes
- At least 30% above the 52-week low: passes
- Within 25% of the 52-week high: passes
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- Interest covered
- No material dilution
- Profits tracking cash
- Margins and revenue not shrinking
Last reported
Oct 20, 2026
Results reaction
Oct 20, 2026+10% vs market2 sessions after results
Options
$414,85041.3% IV · activity
Financials
- Net 11%
- Free cash 19%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $4.1B | $4.9B | $5.1B | $5.3B | $5.7B | $6.1B |
| Operating income | $676.6M | $1.1B | $1.1B | $933.6M | $1.0B | $1.1B |
| Net income | $520.1M | $744.2M | $696.2M | $545.3M | $604.1M | $660.3M |
| Net margin | 13% | 15% | 14% | 10% | 11% | 11% |
| Earnings per share | $4.24 | $6.02 | $5.65 | $4.40 | $4.84 | $5.32 |
| Free cash flow | $524.9M | $865.8M | $132.6M | $515.5M | $813.0M | $1.1B |
| Free cash margin | 13% | 18% | 3% | 10% | 14% | 19% |
| Cash | $1.7B | $224.7M | $285.2M | $216.8M | $169.9M | $180.8M |
| Long-term debt | $3.3B | $4.5B | $4.8B | $4.7B | $4.3B | $4.1B |
| Shareholders' equity | $3.2B | $3.6B | $4.0B | $4.5B | $4.8B | $4.6B |
| Shares outstanding | 121.80m | 122.10m | 122.50m | 123.30m | 124m | 120.40m |
What options price now
- Expected 1-month range The at-the-money straddle for the expiry nearest a month out, as a share of the price: the move, either way, the option market is pricing by then. The range is the price plus and minus that move; the stock ends inside it a little more often than not. Methodology
- $169 – $200 ±8.6% by Nov 20, 2026
- Swings expected vs recent The daily swings the options are priced for (implied volatility) against the swings the stock actually had over the last 20 sessions (realised volatility). Bigger means options charge for more movement than the stock has been delivering; smaller, less. On a contract row, that contract's own implied volatility over the stock's realised. Methodology
- Smaller 41.3% priced · 52.4% recent
- Next month vs later At-the-money implied volatility for 8-45 day expiries over 46-90 day ones: whether options price the coming month as choppier or calmer than the two after it. Ahead of a report it usually reads choppier, and the extra comes out once the report is out. Methodology
- Choppier
- Crash protection What options that pay off in a fall cost against options that pay off in a rise (the 25-delta skew), compared with this company's own normal - the median of its stored nightly readings, once there are 20 - and with five sessions ago. Protection costs a little more than upside on most shares. More than usual means readers of the chain are paying up to insure against a drop; it does not say which way the stock will go. Methodology
- past week: costs less
Positioning
- Premium traded
- $414,850 calls $404,312 · puts $10,538 · latest session
- 0.03× -0.67 over the week
- Open interest added The change over five sessions in option positions left open overnight, calls and puts. A rise means positions were added. It cannot say whether they were bought or sold, so more calls is not a vote for a rise: a call is as often sold against shares already held. Methodology
- calls +484 · puts +494 past week
For options traders: ATM IV 41.3% (+1.5% 1w) · 1m ÷ 3m IV 1.09 · 25Δ skew 3.3 pts · Net GEX $437,421
Most traded contracts
No contract passed the liquidity filters this week.
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Oct 20, 2026 | Quarterly ↗ | Sep 30, 2026 | 20d |
| Jul 21, 2026 | Quarterly ↗ | Jun 30, 2026 | 21d |
| Apr 21, 2026 | Quarterly ↗ | Mar 31, 2026 | 21d |
| Feb 19, 2026 | Annual ↗ | Dec 31, 2025 | 50d |
| Oct 21, 2025 | Quarterly ↗ | Sep 30, 2025 | 21d |
| Jul 22, 2025 | Quarterly ↗ | Jun 30, 2025 | 22d |
| Apr 22, 2025 | Quarterly ↗ | Mar 31, 2025 | 22d |
| Feb 20, 2025 | Annual ↗ | Dec 31, 2024 | 51d |
| Oct 21, 2024 | Quarterly ↗ | Sep 30, 2024 | 21d |
| Jul 22, 2024 | Quarterly ↗ | Jun 30, 2024 | 22d |
| Apr 22, 2024 | Quarterly ↗ | Mar 31, 2024 | 22d |
| Feb 22, 2024 | Annual ↗ | Dec 31, 2023 | 53d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 20, 2026 | Results ↗ |
| Jul 29, 2026 | Other events ↗ |
| Jul 21, 2026 | Results ↗ |
| Jun 16, 2026 | Charter or bylaws ↗ |
| May 13, 2026 | Shareholder vote ↗ |
| Apr 24, 2026 | Material agreement · New obligation ↗ |
| Apr 21, 2026 | Results ↗ |
| Feb 4, 2026 | Results ↗ |
| Oct 21, 2025 | Results ↗ |
| Jul 22, 2025 | Results ↗ |
| May 30, 2025 | Director or officer change ↗ |
| May 9, 2025 | Shareholder vote ↗ |