Touchstone
Last syncNov 1, 2026, 6:55 PM ET

ESNT

Essent Group Ltd. Financials Surety Insurance Russell 3000
$67.02Close $6.4BMarket cap $55.56 – $69.6352-week range Nov 6, 2026Next report · before the open

Highlights

Strengths

  • Near its high 4% below its 52-week high
  • Tight base near its pivot pullbacks 18% → 5%; 2.5% below its $68.76 pivot

Cautions

  • Trend not confirmed 6 of 8 conditions · under 30% off the low, RS under 70
  • Results soon Nov 6, 2026, in 5 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 4%
1wk up 0.3% price change
1mo up 15.7% price change
12-month return up 12% market up 11% · its own up 3%
F-score — — Not assessed
Altman Z — Unknown
P/E 9.3× price / earnings
PEG 12.10 P/E / EPS growth
P/B 1.1× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 1% year on year
EPS growth up 7% latest quarter · -0 pts
Sales growth up 14% latest quarter · +8 pts
ROE up 12% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.5% $1.69 a day · 2×ATR $63.64
RS 58 / 99 vs the universe
Trend 6 / 8 under 30% off the low, RS under 70
Relative volume 1.2× vs 50-day average
Up/down volume 0.79 50 sessions
Implied move — no option chain · report Nov 6, 2026
Contractions 2 18% → 5%
Pivot $68.76 2.5% below
Volume dry-up 1.1× 10 vs 50 sessions
Trend template · 6 of 8
  • At least 30% above the 52-week low: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 7, 2026
Results reaction Aug 7, 2026+3% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.3B +1% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $955.2M FY2021 · $1.0B FY2022 · $1.0B FY2023 · $1.1B FY2024 · $1.2B FY2025 · $1.3B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $690.0M -5% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $413.0M FY2021 · $681.8M FY2022 · $831.4M FY2023 · $696.4M FY2024 · $729.4M FY2025 · $690.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 55%
0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 43% FY2021 · Net 66% FY2022 · Net 83% FY2023 · Net 63% FY2024 · Net 59% FY2025 · Net 55%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $102.8M · Long-term debt $325.0M FY2021 · Cash $81.5M · Long-term debt $425.0M FY2022 · Cash $81.2M · Long-term debt $425.0M FY2023 · Cash $141.8M · Long-term debt $425.0M FY2024 · Cash $131.5M FY2025 · Cash $123.0M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 95.46m -15.1% since FY2020
112.42m 95.46m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 112.42m FY2021 · 109.38m FY2022 · 107.68m FY2023 · 106.60m FY2024 · 105.02m FY2025 · 95.46m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $955.2M $1.0B $1.0B $1.1B $1.2B $1.3B
Net income $413.0M $681.8M $831.4M $696.4M $729.4M $690.0M
Net margin 43% 66% 83% 63% 59% 55%
Earnings per share $3.88 $6.11 $7.72 $6.50 $6.85 $6.90
Cash $102.8M $81.5M $81.2M $141.8M $131.5M $123.0M
Long-term debt $325.0M $425.0M $425.0M $425.0M — —
Shareholders' equity $3.9B $4.2B $4.5B $5.1B $5.6B $5.8B
Shares outstanding 112.42m 109.38m 107.68m 106.60m 105.02m 95.46m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 18, 2026 Annual ↗ Dec 31, 2025 49d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 9, 2025 Quarterly ↗ Mar 31, 2025 39d
Feb 19, 2025 Annual ↗ Dec 31, 2024 50d
Nov 5, 2024 Quarterly ↗ Sep 30, 2024 36d
Aug 6, 2024 Quarterly ↗ Jun 30, 2024 37d
May 7, 2024 Quarterly ↗ Mar 31, 2024 37d
Feb 16, 2024 Annual ↗ Dec 31, 2023 47d
Nov 7, 2023 Quarterly ↗ Sep 30, 2023 38d

Current reports

FiledDisclosed
Aug 7, 2026 Results ↗
May 8, 2026 Results ↗
Feb 13, 2026 Results ↗
Nov 7, 2025 Results ↗
Aug 8, 2025 Results ↗
May 9, 2025 Results ↗
Mar 27, 2025 Results · Regulation FD ↗
Feb 14, 2025 Results ↗
Nov 1, 2024 Results ↗
Aug 2, 2024 Results ↗
Jul 1, 2024 Other events ↗
Jun 26, 2024 Material agreement · New obligation ↗