ESQ

Esquire Financial Holdings, Inc. Financials Commercial Banks, NEC Russell 3000
$124.96Close $1.1BMarket cap $92.25 – $132.7252-week range Jan 26, 2027Next report · estimated

Highlights

Cautions

  • Trend not confirmed 7 of 8 conditions · RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 10, 2026
Off 12-month high 6%
1wk up 1.1% price change
1mo up 7.4% price change
12-month return up 35% market up 11% · its own up 21%
F-score — — Not assessed
Altman Z — Unknown
P/E 21.0× price / earnings
PEG 1.50 P/E / EPS growth
P/B 3.7× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 17% year on year
EPS growth up 8% latest quarter · +2 pts
Sales growth up 18% latest quarter · -2 pts
ROE up 19% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 3.1% $3.89 a day · 2×ATR $117.19
RS 66 / 99 vs the universe
Trend 7 / 8 RS under 70
Relative volume 0.8× vs 50-day average
Up/down volume 0.77 50 sessions
Implied move — no scheduled report
Trend template · 7 of 8
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Shareholders diluted The share count rose 2.4% over the year, from 8m to 9m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported Oct 27, 2026
Results reaction Oct 27, 2026+3% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $146.6M +17% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $52.1M FY2021 · $64.7M FY2022 · $84.3M FY2023 · $113.5M FY2024 · $124.8M FY2025 · $146.6M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $50.8M +16% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $12.6M FY2021 · $17.9M FY2022 · $28.5M FY2023 · $41.0M FY2024 · $43.7M FY2025 · $50.8M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 35%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 24% FY2021 · Net 28% FY2022 · Net 34% FY2023 · Net 36% FY2024 · Net 35% FY2025 · Net 35%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $65.2M FY2021 · Cash $149.2M FY2022 · Cash $164.1M FY2023 · Cash $165.2M FY2024 · Cash $126.3M FY2025 · Cash $235.9M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 8.55m +9.7% since FY2020
8.55m 7.79m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 7.79m FY2021 · 8.09m FY2022 · 8.20m FY2023 · 8.29m FY2024 · 8.35m FY2025 · 8.55m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $52.1M $64.7M $84.3M $113.5M $124.8M $146.6M
Net income $12.6M $17.9M $28.5M $41.0M $43.7M $50.8M
Net margin 24% 28% 34% 36% 35% 35%
Earnings per share $1.65 $2.26 $3.47 $4.91 $5.14 $5.87
Cash $65.2M $149.2M $164.1M $165.2M $126.3M $235.9M
Shareholders' equity $126.1M $143.7M $157.6M $198.6M $237.1M $289.6M
Shares outstanding 7.79m 8.09m 8.20m 8.29m 8.35m 8.55m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 10, 2026 Quarterly ↗ Jun 30, 2026 41d
May 11, 2026 Quarterly ↗ Mar 31, 2026 41d
Mar 13, 2026 Annual ↗ Dec 31, 2025 72d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 12, 2025 Quarterly ↗ Mar 31, 2025 42d
Mar 17, 2025 Annual ↗ Dec 31, 2024 76d
Nov 13, 2024 Quarterly ↗ Sep 30, 2024 44d
Aug 14, 2024 Quarterly ↗ Jun 30, 2024 45d
May 10, 2024 Quarterly ↗ Mar 31, 2024 40d
Mar 29, 2024 Annual ↗ Dec 31, 2023 89d
Nov 9, 2023 Quarterly ↗ Sep 30, 2023 40d

Current reports