Touchstone
Last syncNov 1, 2026, 6:55 PM ET

EZPW

Ezcorp Inc Consumer Discretionary Retail-Miscellaneous Retail Russell 3000
$28.11Close $17.41 – $35.5952-week range Nov 12, 2026Next report

Highlights

Strengths

  • Earnings growing EPS +43% year on year

Cautions

  • Not in an uptrend 5 of 8 trend conditions
  • Results soon Nov 12, 2026, in 11 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Sep 30, 2025 · filed Aug 5, 2026
Off 12-month high 21%
1wk down 2.1% price change
1mo down 5.5% price change
12-month return up 55% market up 11% · its own up 50%
F-score — — Not assessed
Altman Z″ 5.81 Low risk
P/E — price / earnings
PEG — P/E / EPS growth
P/B — price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 10% year on year
EPS growth up 43% latest quarter · -49 pts
Sales growth up 35% latest quarter · -11 pts
ROE up 12% return on equity
Free cash margin up 9% $110.4M FCF
D/E 0.51 long-term debt / equity
Net debt / EBITDA 0.3×
Interest cover —EBIT / interest

Trade setup

ATR% 4.7% $1.32 a day · 2×ATR $25.47
RS 68 / 99 vs the universe
Trend 5 / 8 under the 150/200-day, under the 50-day, RS under 70
Relative volume 1.3× vs 50-day average
Up/down volume 1.04 50 sessions
Implied move — no option chain · report Nov 12, 2026
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: passes
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • Interest covered
  • No material dilution
  • Profits tracking cash
  • Margins and revenue not shrinking
Last reported Aug 5, 2026
Last shock Oct 22, 2026-12% in one session3.6× volumeno filing matched-4% since

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.3B +10% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $822.8M FY2021 · $729.6M FY2022 · $886.2M FY2023 · $1.0B FY2024 · $1.2B FY2025 · $1.3B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $109.6M +32% on FY2024
-$100M $0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$68.5M FY2021 · $8.6M FY2022 · $50.2M FY2023 · $38.5M FY2024 · $83.1M FY2025 · $109.6M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $110.4M +42% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $20.6M FY2021 · $22.8M FY2022 · $34.6M FY2023 · $61.4M FY2024 · $77.8M FY2025 · $110.4M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 59%
  • Net 9%
  • Free cash 9%
0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 55% · Net -8% · Free cash 2% FY2021 · Gross 62% · Net 1% · Free cash 3% FY2022 · Gross 60% · Net 6% · Free cash 4% FY2023 · Gross 58% · Net 4% · Free cash 6% FY2024 · Gross 59% · Net 7% · Free cash 7% FY2025 · Gross 59% · Net 9% · Free cash 9%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology $48.6M net debt
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $304.5M · Long-term debt $251.0M FY2021 · Cash $253.7M · Long-term debt $264.2M FY2022 · Cash $206.0M · Long-term debt $312.9M FY2023 · Cash $220.6M · Long-term debt $325.8M FY2024 · Cash $170.5M · Long-term debt $224.3M FY2025 · Cash $469.5M · Long-term debt $518.1M
  FY2020Sep 30, 2020 FY2021Sep 30, 2021 FY2022Sep 30, 2022 FY2023Sep 30, 2023 FY2024Sep 30, 2024 FY2025Sep 30, 2025
Revenue $822.8M $729.6M $886.2M $1.0B $1.2B $1.3B
Gross margin 55% 62% 60% 58% 59% 59%
Operating income -$48.4M $31.2M $74.9M $92.2M $112.5M $149.2M
Net income -$68.5M $8.6M $50.2M $38.5M $83.1M $109.6M
Net margin -8% 1% 6% 4% 7% 9%
Earnings per share -$1.24 $0.15 $0.61 $0.48 $0.98 $1.31
Free cash flow $20.6M $22.8M $34.6M $61.4M $77.8M $110.4M
Free cash margin 2% 3% 4% 6% 7% 9%
Cash $304.5M $253.7M $206.0M $220.6M $170.5M $469.5M
Long-term debt $251.0M $264.2M $312.9M $325.8M $224.3M $518.1M
Shareholders' equity $649.1M $672.2M $692.2M $745.8M $804.6M $1.0B

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 4, 2026 Quarterly ↗ Dec 31, 2025 35d
Nov 13, 2025 Annual ↗ Sep 30, 2025 44d
Jul 30, 2025 Quarterly ↗ Jun 30, 2025 30d
Apr 28, 2025 Quarterly ↗ Mar 31, 2025 28d
Feb 5, 2025 Quarterly ↗ Dec 31, 2024 36d
Nov 13, 2024 Annual ↗ Sep 30, 2024 44d
Jul 31, 2024 Quarterly ↗ Jun 30, 2024 31d
May 1, 2024 Quarterly ↗ Mar 31, 2024 31d
Jan 31, 2024 Quarterly ↗ Dec 31, 2023 31d
Nov 15, 2023 Annual ↗ Sep 30, 2023 46d

Current reports

FiledDisclosed
Aug 5, 2026 Results · Regulation FD ↗
May 18, 2026 Other events ↗
May 6, 2026 Results · Regulation FD ↗
Mar 27, 2026 Shareholder vote · Regulation FD ↗
Feb 4, 2026 Results · Regulation FD ↗
Jan 5, 2026 Regulation FD ↗
Nov 13, 2025 Results · Regulation FD ↗
Jul 30, 2025 Results · Regulation FD ↗
Jun 18, 2025 Regulation FD ↗
May 1, 2025 Regulation FD ↗
Apr 28, 2025 Results · Regulation FD ↗
Mar 28, 2025 Material agreement · New obligation · Other events ↗