Touchstone
Last syncNov 1, 2026, 6:55 PM ET

FBIZ

First Business Financial Services, Inc. Financials State Commercial Banks Russell 3000
$75.40Close $627.7MMarket cap $48.03 – $75.4052-week range Late-januaryNext report · estimated

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Leading the market RS 83 · stronger than 83% of stocks over 12 months
  • RS line at a 1-year high outperforming the S&P 500 more than at any point this year
  • Near its high at its 52-week high

Cautions

  • Past its pivot 5.5% above its $71.50 pivot

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 30, 2026
Off 12-month high 0%
1wk up 4.1% price change
1mo up 9.6% price change
12-month return up 57% market up 11% · its own up 45%
F-score — — Not assessed
Altman Z — Unknown
P/E 12.5× price / earnings
PEG 0.92 P/E / EPS growth
P/B 1.7× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 10% year on year
EPS growth up 14% latest quarter · -21 pts
Sales growth up 7% latest quarter · -7 pts
ROE up 14% return on equity
Free cash margin —
D/E 0.68 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Long-term debt down 21% ($0.3B → $0.3B)

Trade setup

ATR% 2.3% $1.74 a day · 2×ATR $71.92
RS 83 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 5.8× vs 50-day average
Up/down volume 1.19 50 sessions
Implied move — no scheduled report
Contractions 2 8% → 5%
Pivot $71.50 5.5% above
Volume dry-up 1.3× 10 vs 50 sessions
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 29, 2026
Results reaction Oct 29, 2026+6% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $168.6M +10% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $104.0M FY2021 · $112.8M FY2022 · $127.8M FY2023 · $143.9M FY2024 · $153.5M FY2025 · $168.6M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $50.3M +14% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $17.0M FY2021 · $35.8M FY2022 · $40.9M FY2023 · $37.0M FY2024 · $44.2M FY2025 · $50.3M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 30%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 16% FY2021 · Net 32% FY2022 · Net 32% FY2023 · Net 26% FY2024 · Net 29% FY2025 · Net 30%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $56.9M · Long-term debt $429.2M FY2021 · Cash $57.1M · Long-term debt $413.5M FY2022 · Cash $102.7M · Long-term debt $456.8M FY2023 · Cash $139.5M · Long-term debt $330.9M FY2024 · Cash $157.7M · Long-term debt $320.0M FY2025 · Cash $39.5M · Long-term debt $252.1M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 8.33m -2.8% since FY2020
8.57m 8.29m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 8.57m FY2021 · 8.46m FY2022 · 8.36m FY2023 · 8.31m FY2024 · 8.29m FY2025 · 8.33m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $104.0M $112.8M $127.8M $143.9M $153.5M $168.6M
Net income $17.0M $35.8M $40.9M $37.0M $44.2M $50.3M
Net margin 16% 32% 32% 26% 29% 30%
Earnings per share $2.02 $4.30 $4.97 $4.55 $5.43 $6.17
Cash $56.9M $57.1M $102.7M $139.5M $157.7M $39.5M
Long-term debt $429.2M $413.5M $456.8M $330.9M $320.0M $252.1M
Shareholders' equity $206.2M $232.4M $260.6M $289.6M $328.6M $371.6M
Shares outstanding 8.57m 8.46m 8.36m 8.31m 8.29m 8.33m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 30, 2026 Quarterly ↗ Sep 30, 2026 30d
Jul 31, 2026 Quarterly ↗ Jun 30, 2026 31d
Apr 24, 2026 Quarterly ↗ Mar 31, 2026 24d
Feb 25, 2026 Annual ↗ Dec 31, 2025 56d
Oct 31, 2025 Quarterly ↗ Sep 30, 2025 31d
Jul 25, 2025 Quarterly ↗ Jun 30, 2025 25d
Apr 25, 2025 Quarterly ↗ Mar 31, 2025 25d
Feb 26, 2025 Annual ↗ Dec 31, 2024 57d
Oct 25, 2024 Quarterly ↗ Sep 30, 2024 25d
Jul 26, 2024 Quarterly ↗ Jun 30, 2024 26d
Apr 26, 2024 Quarterly ↗ Mar 31, 2024 26d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d

Current reports

FiledDisclosed
Oct 29, 2026 Results · Regulation FD ↗
Aug 20, 2026 Regulation FD ↗
Jul 30, 2026 Results · Regulation FD ↗
May 28, 2026 Director or officer change · Regulation FD ↗
May 5, 2026 Regulation FD ↗
Apr 29, 2026 Shareholder vote ↗
Apr 23, 2026 Results · Regulation FD ↗
Apr 16, 2026 Director or officer change ↗
Apr 14, 2026 Director or officer change ↗
Mar 12, 2026 Regulation FD ↗
Feb 3, 2026 Regulation FD ↗
Feb 2, 2026 Director or officer change ↗