FBP
First Bancorp /pr/ Financials State Commercial Banks Russell 3000
$26.18Close
$4.1BMarket cap
$18.99 – $29.4952-week range
Jan 22, 2027Next report · estimated
Highlights
Strengths
- Earnings growing EPS +26% year on year, faster than the quarter before (+5 pts)
Cautions
- Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
11%
1wk
down 4.5%
price change
1mo
down 0.6%
price change
12-month return
up 38%
market up 11% ·
its own up 29%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
11.9×
price / earnings
PEG
0.64
P/E / EPS growth
P/B
2.1×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 7%
year on year
EPS growth
up 26%
latest quarter · +5 pts
Sales growth
up 7%
latest quarter · +3 pts
ROE
up 19%
return on equity
Free cash margin
—
D/E
0.15
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Piotroski tests
Repair signals
- Long-term debt down 48% ($0.6B → $0.3B)
Trade setup
ATR%
2.2%
$0.56 a day · 2×ATR $25.05
RS
63 / 99
vs the universe
Trend
6 / 8
under the 50-day, RS under 70
Relative volume
1.1×
vs 50-day average
Up/down volume
0.75
50 sessions
Implied move
—
no scheduled report
Trend template · 6 of 8
- Price above the 50-day average: fails
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- No material dilution
- Margins and revenue not shrinking
Last reported
Oct 22, 2026
Results reaction
Oct 22, 2026+2% vs market2 sessions after results
Financials
- Net 34%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $711.5M | $851.1M | $918.4M | $929.8M | $938.2M | $1.0B |
| Net income | $102.3M | $281.0M | $305.1M | $302.9M | $298.7M | $344.9M |
| Net margin | 14% | 33% | 33% | 33% | 32% | 34% |
| Earnings per share | $0.47 | $1.33 | $1.59 | $1.71 | $1.81 | $2.15 |
| Cash | $1.5B | $2.5B | $480.5M | $663.2M | $1.2B | $658.6M |
| Long-term debt | — | — | — | $661.7M | $561.7M | $290.0M |
| Shareholders' equity | $2.3B | $2.1B | $1.3B | $1.5B | $1.7B | $2.0B |
| Shares outstanding | 218.24m | 201.83m | 182.71m | 169.30m | 163.87m | 156.62m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 7, 2026 | Quarterly ↗ | Jun 30, 2026 | 38d |
| May 8, 2026 | Quarterly ↗ | Mar 31, 2026 | 38d |
| Feb 27, 2026 | Annual ↗ | Dec 31, 2025 | 58d |
| Nov 7, 2025 | Quarterly ↗ | Sep 30, 2025 | 38d |
| Aug 7, 2025 | Quarterly ↗ | Jun 30, 2025 | 38d |
| May 9, 2025 | Quarterly ↗ | Mar 31, 2025 | 39d |
| Feb 28, 2025 | Annual ↗ | Dec 31, 2024 | 59d |
| Nov 8, 2024 | Quarterly ↗ | Sep 30, 2024 | 39d |
| Aug 9, 2024 | Quarterly ↗ | Jun 30, 2024 | 40d |
| May 9, 2024 | Quarterly ↗ | Mar 31, 2024 | 39d |
| Feb 28, 2024 | Annual ↗ | Dec 31, 2023 | 59d |
| Nov 8, 2023 | Quarterly ↗ | Sep 30, 2023 | 39d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 22, 2026 | Results ↗ |
| Jul 22, 2026 | Acquisition or disposal ↗ |
| May 12, 2026 | Director or officer change · Shareholder vote ↗ |
| Apr 22, 2026 | Results ↗ |
| Feb 9, 2026 | Director or officer change ↗ |
| Jan 27, 2026 | Results ↗ |
| Oct 23, 2025 | Results ↗ |
| Jul 22, 2025 | Results ↗ |
| Jun 16, 2025 | Director or officer change ↗ |
| May 27, 2025 | Shareholder vote ↗ |
| Apr 24, 2025 | Results ↗ |
| Mar 25, 2025 | Director or officer change ↗ |