Touchstone
Last syncNov 1, 2026, 6:55 PM ET

FCF

First Commonwealth Financial Corp /pa/ Financials National Commercial Banks Russell 3000
$21.00Close $2.2BMarket cap $14.84 – $21.8152-week range Jan 27, 2027Next report · estimated

Highlights

Strengths

  • Near its high 4% below its 52-week high
  • Earnings growing EPS +37% year on year, faster than the quarter before (+22 pts)

Cautions

  • Trend not confirmed 7 of 8 conditions · RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 10, 2026
Off 12-month high 4%
1wk down 0.5% price change
1mo up 3.8% price change
12-month return up 40% market up 11% · its own up 29%
F-score — — Not assessed
Altman Z — Unknown
P/E 14.2× price / earnings
PEG 2.60 P/E / EPS growth
P/B 1.4× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 9% year on year
EPS growth up 37% latest quarter · +22 pts
Sales growth up 6% latest quarter · -7 pts
ROE up 10% return on equity
Free cash margin —
D/E 0.17 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-1% then +9%)

Trade setup

ATR% 1.8% $0.37 a day · 2×ATR $20.25
RS 69 / 99 vs the universe
Trend 7 / 8 RS under 70
Relative volume 0.9× vs 50-day average
Up/down volume 0.67 50 sessions
Implied move — no scheduled report
Trend template · 7 of 8
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 28, 2026
Results reaction Oct 28, 20260% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $522.9M +9% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $362.7M FY2021 · $385.3M FY2022 · $410.9M FY2023 · $482.3M FY2024 · $478.1M FY2025 · $522.9M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $152.3M +7% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $73.4M FY2021 · $138.3M FY2022 · $128.2M FY2023 · $157.1M FY2024 · $142.6M FY2025 · $152.3M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 29%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 20% FY2021 · Net 36% FY2022 · Net 31% FY2023 · Net 33% FY2024 · Net 30% FY2025 · Net 29%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $356.6M · Long-term debt $233.3M FY2021 · Cash $395.4M · Long-term debt $182.3M FY2022 · Cash $154.2M · Long-term debt $181.2M FY2023 · Cash $147.0M · Long-term debt $186.8M FY2024 · Cash $133.4M · Long-term debt $263.0M FY2025 · Cash $180.4M · Long-term debt $261.7M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 102.84m +7.0% since FY2020
102.84m 93.38m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 96.13m FY2021 · 94.23m FY2022 · 93.38m FY2023 · 102.11m FY2024 · 101.76m FY2025 · 102.84m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $362.7M $385.3M $410.9M $482.3M $478.1M $522.9M
Net income $73.4M $138.3M $128.2M $157.1M $142.6M $152.3M
Net margin 20% 36% 31% 33% 30% 29%
Earnings per share $0.75 $1.44 $1.37 $1.54 $1.39 $1.47
Cash $356.6M $395.4M $154.2M $147.0M $133.4M $180.4M
Long-term debt $233.3M $182.3M $181.2M $186.8M $263.0M $261.7M
Shareholders' equity $1.1B $1.1B $1.1B $1.3B $1.4B $1.6B
Shares outstanding 96.13m 94.23m 93.38m 102.11m 101.76m 102.84m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 10, 2026 Quarterly ↗ Jun 30, 2026 41d
May 11, 2026 Quarterly ↗ Mar 31, 2026 41d
Mar 2, 2026 Annual ↗ Dec 31, 2025 61d
Nov 10, 2025 Quarterly ↗ Sep 30, 2025 41d
Aug 11, 2025 Quarterly ↗ Jun 30, 2025 42d
May 12, 2025 Quarterly ↗ Mar 31, 2025 42d
Mar 3, 2025 Annual ↗ Dec 31, 2024 62d
Nov 12, 2024 Quarterly ↗ Sep 30, 2024 43d
Aug 9, 2024 Quarterly ↗ Jun 30, 2024 40d
May 7, 2024 Quarterly ↗ Mar 31, 2024 37d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d
Nov 7, 2023 Quarterly ↗ Sep 30, 2023 38d

Current reports

FiledDisclosed
Oct 28, 2026 Results · Regulation FD ↗
Sep 17, 2026 Director or officer change ↗
Jul 31, 2026 Charter or bylaws ↗
Jul 28, 2026 Results · Regulation FD ↗
May 1, 2026 Shareholder vote ↗
Apr 28, 2026 Results · Regulation FD ↗
Apr 15, 2026 Other events ↗
Jan 28, 2026 Results · Director or officer change · Regulation FD ↗
Dec 1, 2025 Regulation FD ↗
Nov 4, 2025 Director or officer change · Regulation FD ↗
Oct 28, 2025 Results · Regulation FD ↗
Aug 4, 2025 Director or officer change ↗