FCNCA

First Citizens Bancshares Inc /de/ Financials State Commercial Banks Russell 3000

$2,352.64Close $1,762.48 – $2,382.5052-week range Jan 22, 2027Next report · estimated

Highlights

Strengths

In a stage-2 uptrend all 8 trend conditions pass
Near its high 1% below its 52-week high
Earnings growing EPS +34% year on year, faster than the quarter before (+8 pts)

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026

Off 12-month high 1%

1wk 1.0% price change

1mo 14.2% price change

12-month return 33% market up 11% · its own up 21%

F-score — — Not assessed

Altman Z — Unknown

P/E — price / earnings

PEG — P/E / EPS growth

P/B — price / book

Earnings yield — EBIT / enterprise value

Cheaper than — of the market · not assessed

Revenue growth 2% year on year

EPS growth 34% latest quarter · +8 pts

Sales growth 2% latest quarter · +2 pts

ROE 10% return on equity

Free cash margin —

D/E 1.61 long-term debt / equity

Net debt / EBITDA —

Interest cover —EBIT / interest

Trade setup

ATR% 2.5% $57.64 a day · 2×ATR $2,237.36

RS 71 / 99 vs the universe

Trend 8 / 8 trend template

Relative volume 1.0× vs 50-day average

Up/down volume 1.03 50 sessions

Implied move — no scheduled report

Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged

Revenue shrinking Revenue fell 2.2% over the year, from $9.8B to $9.5B.

Last reported Oct 23, 2026

Results reaction Oct 23, 2026+7% vs market2 sessions after results

Financials

6 fiscal years · from filings

Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $9.5B -2% on FY2024

Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $2.2B -21% on FY2024

Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology

Net 23%

Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology

Cash
Long-term debt

	FY2020Dec 31, 2020	FY2021Dec 31, 2021	FY2022Dec 31, 2022	FY2023Dec 31, 2023	FY2024Dec 31, 2024	FY2025Dec 31, 2025
Revenue	$1.9B	$1.9B	$5.1B	$18.8B	$9.8B	$9.5B
Net income	$492.0M	$547.0M	$1.1B	$11.5B	$2.8B	$2.2B
Net margin	26%	29%	22%	61%	28%	23%
Earnings per share	$48.92	$55.72	$70.61	$788.60	$193.62	$169.66
Cash	$4.3B	$9.0B	$518.0M	$908.0M	$814.0M	$801.0M
Long-term debt	$1.2B	$1.2B	$4.5B	$37.2B	$36.7B	$35.8B
Shareholders' equity	$4.2B	$4.7B	$9.7B	$21.3B	$22.2B	$22.2B

Filings

SEC EDGAR

Filed	Report	Period to	Lag
Aug 7, 2026	Quarterly ↗	Jun 30, 2026	38d
May 8, 2026	Quarterly ↗	Mar 31, 2026	38d
Feb 24, 2026	Annual ↗	Dec 31, 2025	55d
Nov 7, 2025	Quarterly ↗	Sep 30, 2025	38d
Aug 8, 2025	Quarterly ↗	Jun 30, 2025	39d
May 9, 2025	Quarterly ↗	Mar 31, 2025	39d
Feb 21, 2025	Annual ↗	Dec 31, 2024	52d
Nov 7, 2024	Quarterly ↗	Sep 30, 2024	38d
Aug 8, 2024	Quarterly ↗	Jun 30, 2024	39d
May 9, 2024	Quarterly ↗	Mar 31, 2024	39d
Feb 23, 2024	Annual ↗	Dec 31, 2023	54d
Nov 3, 2023	Quarterly ↗	Sep 30, 2023	34d

Current reports

Filed	Disclosed
Oct 23, 2026	Results · Regulation FD · Other events ↗
Sep 14, 2026	Holder rights changed · Charter or bylaws · Other events ↗
Sep 8, 2026	Other events ↗
Jul 23, 2026	Results · Regulation FD ↗
May 7, 2026	Shareholder vote ↗
Apr 23, 2026	Results · Regulation FD ↗
Mar 3, 2026	Other events ↗
Feb 5, 2026	Holder rights changed · Charter or bylaws · Other events ↗
Jan 23, 2026	Results · Regulation FD ↗
Jan 14, 2026	Director or officer change · Regulation FD ↗
Nov 18, 2025	Holder rights changed · Charter or bylaws · Other events ↗
Oct 23, 2025	Results · Regulation FD ↗