FFIN

First Financial Bankshares Inc Financials State Commercial Banks Russell 3000
$30.59Close $4.4BMarket cap $28.40 – $36.5052-week range Jan 15, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 3 of 8 trend conditions
  • Lagging the market RS 32 · weaker than 68% of stocks over 12 months

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 4, 2026
Off 12-month high 16%
1wk up 1.4% price change
1mo down 3.6% price change
12-month return up 2% market up 11% · its own down 9%
F-score — — Not assessed
Altman Z — Unknown
P/E 17.3× price / earnings
PEG 1.30 P/E / EPS growth
P/B 2.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 15% year on year
EPS growth up 8% latest quarter · -9 pts
Sales growth up 10% latest quarter · -2 pts
ROE up 14% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.2% $0.68 a day · 2×ATR $29.24
RS 32 / 99 vs the universe
Trend 3 / 8 trend template
Relative volume 1.4× vs 50-day average
Up/down volume 0.83 50 sessions
Implied move — no scheduled report
Trend template · 3 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 16, 2026
Results reaction Oct 16, 2026-5% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $631.6M +15% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $489.8M FY2021 · $512.5M FY2022 · $533.1M FY2023 · $491.8M FY2024 · $550.7M FY2025 · $631.6M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $253.6M +13% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $202.0M FY2021 · $227.6M FY2022 · $234.5M FY2023 · $199.0M FY2024 · $223.5M FY2025 · $253.6M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 40%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 41% FY2021 · Net 44% FY2022 · Net 44% FY2023 · Net 40% FY2024 · Net 41% FY2025 · Net 40%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $729.1M FY2021 · Cash $528.6M FY2022 · Cash $330.7M FY2023 · Cash $536.6M FY2024 · Cash $763.4M FY2025 · Cash $1.1B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 143.21m +0.7% since FY2020
143.21m 142.16m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 142.16m FY2021 · 142.53m FY2022 · 142.66m FY2023 · 142.72m FY2024 · 142.94m FY2025 · 143.21m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $489.8M $512.5M $533.1M $491.8M $550.7M $631.6M
Net income $202.0M $227.6M $234.5M $199.0M $223.5M $253.6M
Net margin 41% 44% 44% 40% 41% 40%
Earnings per share $1.42 $1.59 $1.64 $1.39 $1.56 $1.77
Cash $729.1M $528.6M $330.7M $536.6M $763.4M $1.1B
Shareholders' equity $1.7B $1.8B $1.3B $1.5B $1.6B $1.9B
Shares outstanding 142.16m 142.53m 142.66m 142.72m 142.94m 143.21m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 4, 2026 Quarterly ↗ Jun 30, 2026 35d
May 5, 2026 Quarterly ↗ Mar 31, 2026 35d
Feb 25, 2026 Annual ↗ Dec 31, 2025 56d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 1, 2025 Quarterly ↗ Jun 30, 2025 32d
May 6, 2025 Quarterly ↗ Mar 31, 2025 36d
Feb 21, 2025 Annual ↗ Dec 31, 2024 52d
Nov 4, 2024 Quarterly ↗ Sep 30, 2024 35d
Jul 31, 2024 Quarterly ↗ Jun 30, 2024 31d
May 3, 2024 Quarterly ↗ Mar 31, 2024 33d
Feb 26, 2024 Annual ↗ Dec 31, 2023 57d
Nov 6, 2023 Quarterly ↗ Sep 30, 2023 37d

Current reports