Touchstone
Last syncNov 1, 2026, 6:55 PM ET

FLG

Flagstar Bank, National Association Financials Savings Institutions, Not Federally Chartered Russell 3000
$10.51Close $4.4BMarket cap $10.14 – $15.3552-week range Jan 22, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 1 of 8 trend conditions
  • Lagging the market RS 14 · weaker than 86% of stocks over 12 months
  • Far from its high 32% below its 52-week high
  • Distribution down-day volume 2.1× up-day volume over 50 sessions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 32%
1wk up 1.3% price change
1mo down 9.9% price change
12-month return down 6% market up 11% · its own down 19%
F-score — — Not assessed
Altman Z — Unknown
P/E — price / earnings
PEG — P/E / EPS growth
P/B 0.5× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth down 19% year on year
EPS growth — latest quarter
Sales growth up 4% latest quarter · +2 pts
ROE down 2% return on equity
Free cash margin —
D/E 1.01 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Long-term debt down 30% ($11.7B → $8.2B)

Trade setup

ATR% 3.1% $0.32 a day · 2×ATR $9.86
RS 14 / 99 vs the universe
Trend 1 / 8 trend template
Relative volume 1.1× vs 50-day average
Up/down volume 0.47 50 sessions
Implied move — no scheduled report
Trend template · 1 of 8
  • 150-day average above the 200-day: passes

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Revenue shrinking Revenue fell 19.2% over the year, from $2.6B to $2.1B.
Last reported Oct 23, 2026
Results reaction Oct 23, 2026-11% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $2.1B -19% on FY2024
$0 $10B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $22.0M FY2021 · $23.0M FY2022 · $27.0M FY2023 · $5.8B FY2024 · $2.6B FY2025 · $2.1B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology -$177.0M
-$2B $0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $511.0M FY2021 · $596.0M FY2022 · $650.0M FY2023 · -$79.0M FY2024 · -$1.1B FY2025 · -$177.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net -9%
0% 5000% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 2323% FY2021 · Net 2591% FY2022 · Net 2407% FY2023 · Net -1% FY2024 · Net -44% FY2025 · Net -9%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $25B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $1.9B · Long-term debt $16.1B FY2021 · Cash $2.2B · Long-term debt $16.6B FY2022 · Cash $2.0B · Long-term debt $21.3B FY2023 · Cash $11.5B · Long-term debt $21.3B FY2024 · Cash $15.4B · Long-term debt $11.7B FY2025 · Cash $6.0B · Long-term debt $8.2B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 415.98m +169.0% since FY2020
415.98m 154.62m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 154.62m FY2021 · 154.99m FY2022 · 227.05m FY2023 · 240.69m FY2024 · 414.93m FY2025 · 415.98m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $22.0M $23.0M $27.0M $5.8B $2.6B $2.1B
Net income $511.0M $596.0M $650.0M -$79.0M -$1.1B -$177.0M
Net margin 2323% 2591% 2407% -1% -44% -9%
Earnings per share $3.31 $3.85 $4.02 -$0.33 -$3.38 -$0.43
Cash $1.9B $2.2B $2.0B $11.5B $15.4B $6.0B
Long-term debt $16.1B $16.6B $21.3B $21.3B $11.7B $8.2B
Shareholders' equity $6.8B $7.0B $8.8B $8.4B $8.2B $8.1B
Shares outstanding 154.62m 154.99m 227.05m 240.69m 414.93m 415.98m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
Mar 4, 2025 Annual ↗ Dec 31, 2024 63d
Nov 8, 2024 Quarterly ↗ Sep 30, 2024 39d
Aug 9, 2024 Quarterly ↗ Jun 30, 2024 40d
May 10, 2024 Quarterly ↗ Mar 31, 2024 40d
Mar 14, 2024 Annual ↗ Dec 31, 2023 74d
Nov 9, 2023 Quarterly ↗ Sep 30, 2023 40d
Aug 9, 2023 Quarterly ↗ Jun 30, 2023 40d

Current reports

FiledDisclosed
Oct 23, 2026 Results · Regulation FD ↗
Jul 24, 2026 Results · Regulation FD · Other events ↗
Jun 11, 2026 Director or officer change · Shareholder vote · Regulation FD ↗
May 18, 2026 Director or officer change · Other events ↗
Apr 24, 2026 Results · Regulation FD ↗
Mar 27, 2026 Director or officer change ↗
Feb 27, 2026 Regulation FD ↗
Jan 30, 2026 Regulation FD ↗
Jan 30, 2026 Results ↗
Nov 3, 2025 Director or officer change ↗
Oct 24, 2025 Regulation FD ↗
Oct 24, 2025 Results ↗