FLYW

Flywire Corp Industrials Services-Business Services, NEC Russell 3000
$19.69Close $2.4BMarket cap $10.64 – $19.6952-week range Nov 3, 2026Next report · after the close

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Leading the market RS 89 · stronger than 89% of stocks over 12 months
  • RS line at a 1-year high outperforming the S&P 500 more than at any point this year
  • Near its high at its 52-week high
  • Tight base near its pivot pullbacks 14% → 13% → 7%; 0.8% above its $19.54 pivot

Cautions

  • Results soon Nov 3, 2026, in 2 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026
Off 12-month high 0%
1wk up 1.5% price change
1mo up 12.5% price change
12-month return up 52% market up 11% · its own up 35%
F-score — — Not assessed
Altman Z″ 2.80 Low risk
P/E 175.1× price / earnings
PEG 0.47 P/E / EPS growth
P/B 2.8× price / book
Earnings yield up 0.6% EBIT / enterprise value
Cheaper than 48% of the market · around average
Revenue growth up 27% year on year
EPS growth — latest quarter
Sales growth up 27% latest quarter · -14 pts
ROE up 2% return on equity
Free cash margin up 16% $98.8M FCF
D/E — long-term debt / equity
Net debt / EBITDA -8.8× net cash
Interest cover 3.2×EBIT / interest

Trade setup

ATR% 3.1% $0.60 a day · 2×ATR $18.48
RS 89 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 1.4× vs 50-day average
Up/down volume 1.14 50 sessions
Implied move — no option chain · report Nov 3, 2026
Contractions 3 14% → 13% → 7%
Pivot $19.54 0.8% above
Volume dry-up 0.8× 10 vs 50 sessions
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • Interest covered
  • No material dilution
  • Profits tracking cash
  • Margins and revenue not shrinking
Last reported Aug 4, 2026
Results reaction Aug 4, 2026+11% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $623.0M +27% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $131.8M FY2021 · $201.1M FY2022 · $289.4M FY2023 · $403.1M FY2024 · $492.1M FY2025 · $623.0M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $13.5M +366% on FY2024
-$50M $0 $20M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$11.1M FY2021 · -$28.1M FY2022 · -$39.3M FY2023 · -$8.6M FY2024 · $2.9M FY2025 · $13.5M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $98.8M +1% on FY2024
-$20M $0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$16.4M FY2021 · $16.1M FY2022 · $4.1M FY2023 · $75.3M FY2024 · $97.7M FY2025 · $98.8M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 2%
  • Free cash 16%
-20% 0% 20% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net -8% · Free cash -12% FY2021 · Net -14% · Free cash 8% FY2022 · Net -14% · Free cash 1% FY2023 · Net -2% · Free cash 19% FY2024 · Net 1% · Free cash 20% FY2025 · Net 2% · Free cash 16%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $104.1M · Long-term debt $24.4M FY2021 · Cash $385.4M · Long-term debt $25.9M FY2022 · Cash $349.2M · Long-term debt $0 FY2023 · Cash $654.6M FY2024 · Cash $495.2M · Long-term debt $0 FY2025 · Cash $330.3M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 120.09m +502.7% since FY2020
122.18m 19.92m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 19.92m FY2021 · 100.45m FY2022 · 107.47m FY2023 · 120.70m FY2024 · 122.18m FY2025 · 120.09m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $131.8M $201.1M $289.4M $403.1M $492.1M $623.0M
Operating income -$15.8M -$13.3M -$30.2M -$21.5M -$7.3M $11.3M
Net income -$11.1M -$28.1M -$39.3M -$8.6M $2.9M $13.5M
Net margin -8% -14% -14% -2% 1% 2%
Earnings per share -$0.60 -$0.39 -$0.36 -$0.07 $0.02 $0.11
Free cash flow -$16.4M $16.1M $4.1M $75.3M $97.7M $98.8M
Free cash margin -12% 8% 1% 19% 20% 16%
Cash $104.1M $385.4M $349.2M $654.6M $495.2M $330.3M
Long-term debt $24.4M $25.9M $0 — $0 —
Shareholders' equity -$81.8M $482.2M $481.9M $786.1M $814.8M $835.2M
Shares outstanding 19.92m 100.45m 107.47m 120.70m 122.18m 120.09m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 24, 2026 Annual ↗ Dec 31, 2025 55d
Nov 10, 2025 Quarterly ↗ Sep 30, 2025 41d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
May 7, 2025 Quarterly ↗ Mar 31, 2025 37d
Feb 26, 2025 Annual ↗ Dec 31, 2024 57d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 6, 2024 Quarterly ↗ Jun 30, 2024 37d
May 7, 2024 Quarterly ↗ Mar 31, 2024 37d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d
Nov 7, 2023 Quarterly ↗ Sep 30, 2023 38d

Current reports