Touchstone
Last syncNov 1, 2026, 6:55 PM ET

FSBC

Five Star Bancorp Financials State Commercial Banks Russell 3000
$44.92Close $959.8MMarket cap $32.29 – $49.4252-week range Jan 26, 2027Next report · estimated

Highlights

Strengths

  • Earnings growing EPS +33% year on year

Cautions

  • Trend not confirmed 7 of 8 conditions · RS under 70
  • Distribution down-day volume 1.6× up-day volume over 50 sessions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 9%
1wk up 1.9% price change
1mo up 6.0% price change
12-month return up 29% market up 11% · its own up 16%
F-score — — Not assessed
Altman Z — Unknown
P/E 15.6× price / earnings
PEG 0.55 P/E / EPS growth
P/B 2.2× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 26% year on year
EPS growth up 33% latest quarter · -8 pts
Sales growth up 25% latest quarter · -3 pts
ROE up 15% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.3% $1.04 a day · 2×ATR $42.84
RS 60 / 99 vs the universe
Trend 7 / 8 RS under 70
Relative volume 1.0× vs 50-day average
Up/down volume 0.61 50 sessions
Implied move — no scheduled report
Trend template · 7 of 8
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 27, 2026
Results reaction Oct 27, 2026+2% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $158.4M +26% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $74.5M FY2021 · $84.9M FY2022 · $110.2M FY2023 · $118.4M FY2024 · $126.2M FY2025 · $158.4M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $61.6M +35% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $35.9M FY2021 · $42.4M FY2022 · $44.8M FY2023 · $47.7M FY2024 · $45.7M FY2025 · $61.6M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 39%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 48% FY2021 · Net 50% FY2022 · Net 41% FY2023 · Net 40% FY2024 · Net 36% FY2025 · Net 39%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $290.5M FY2021 · Cash $425.3M FY2022 · Cash $260.0M FY2023 · Cash $321.6M FY2024 · Cash $352.3M FY2025 · Cash $506.9M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 21.37m +94.2% since FY2020
21.37m 11m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 11m FY2021 · 17.22m FY2022 · 17.24m FY2023 · 17.26m FY2024 · 21.32m FY2025 · 21.37m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $74.5M $84.9M $110.2M $118.4M $126.2M $158.4M
Net income $35.9M $42.4M $44.8M $47.7M $45.7M $61.6M
Net margin 48% 50% 41% 40% 36% 39%
Earnings per share $3.57 $2.83 $2.61 $2.78 $2.26 $2.90
Cash $290.5M $425.3M $260.0M $321.6M $352.3M $506.9M
Shareholders' equity $133.8M $235.0M $252.8M $285.8M $396.6M $445.8M
Shares outstanding 11m 17.22m 17.24m 17.26m 21.32m 21.37m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 6, 2024 Quarterly ↗ Jun 30, 2024 37d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Feb 23, 2024 Annual ↗ Dec 31, 2023 54d
Nov 8, 2023 Quarterly ↗ Sep 30, 2023 39d

Current reports

FiledDisclosed
Oct 27, 2026 Results · Regulation FD ↗
Oct 19, 2026 Regulation FD ↗
Oct 14, 2026 Regulation FD ↗
Sep 17, 2026 Director or officer change · Regulation FD ↗
Sep 10, 2026 Director or officer change ↗
Jul 23, 2026 Material agreement · Other events ↗
Jul 22, 2026 Results · Regulation FD ↗
Jul 20, 2026 Regulation FD ↗
Jul 10, 2026 Regulation FD ↗
May 28, 2026 Shareholder vote ↗
Apr 28, 2026 Results · Regulation FD ↗
Apr 20, 2026 Regulation FD ↗