GABC
German American Bancorp, Inc. Financials State Commercial Banks Russell 3000
$48.95Close
$1.8BMarket cap
$37.23 – $51.3852-week range
Jan 25, 2027Next report · estimated
Highlights
Strengths
- Near its high 5% below its 52-week high
- Earnings growing EPS +21% year on year
Cautions
- Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
5%
1wk
down 3.7%
price change
1mo
up 1.2%
price change
12-month return
up 30%
market up 11% ·
its own up 19%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
16.3×
price / earnings
PEG
1.96
P/E / EPS growth
P/B
1.6×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 38%
year on year
EPS growth
up 21%
latest quarter · -170 pts
Sales growth
up 3%
latest quarter · -8 pts
ROE
up 12%
return on equity
Free cash margin
—
D/E
0.09
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Piotroski tests
Repair signals
- Long-term debt down 13% ($0.1B → $0.1B)
Trade setup
ATR%
2.2%
$1.10 a day · 2×ATR $46.75
RS
65 / 99
vs the universe
Trend
6 / 8
under the 50-day, RS under 70
Relative volume
1.1×
vs 50-day average
Up/down volume
0.89
50 sessions
Implied move
—
no scheduled report
Trend template · 6 of 8
- Price above the 50-day average: fails
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- Shareholders diluted The share count rose 26.3% over the year, from 30m to 37m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported
Oct 26, 2026
Results reaction
Oct 26, 2026-5% vs market2 sessions after results
Financials
- Net 23%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $209.7M | $220.3M | $278.1M | $316.9M | $353.7M | $487.4M |
| Net income | $62.2M | $84.1M | $81.8M | $85.9M | $83.8M | $112.6M |
| Net margin | 30% | 38% | 29% | 27% | 24% | 23% |
| Earnings per share | $2.34 | $3.17 | $2.78 | $2.91 | $2.83 | $3.06 |
| Cash | $344.1M | $395.2M | $117.4M | $115.3M | $188.8M | $118.4M |
| Long-term debt | $141.6M | $83.9M | $64.5M | $89.5M | $114.6M | $100.0M |
| Shareholders' equity | $624.7M | $668.5M | $558.4M | $663.6M | $715.1M | $1.2B |
| Shares outstanding | 26.50m | 26.55m | 29.49m | 29.58m | 29.68m | 37.50m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 6, 2026 | Quarterly ↗ | Jun 30, 2026 | 37d |
| May 6, 2026 | Quarterly ↗ | Mar 31, 2026 | 36d |
| Feb 27, 2026 | Annual ↗ | Dec 31, 2025 | 58d |
| Nov 5, 2025 | Quarterly ↗ | Sep 30, 2025 | 36d |
| Aug 7, 2025 | Quarterly ↗ | Jun 30, 2025 | 38d |
| May 12, 2025 | Quarterly ↗ | Mar 31, 2025 | 42d |
| Mar 3, 2025 | Annual ↗ | Dec 31, 2024 | 62d |
| Nov 8, 2024 | Quarterly ↗ | Sep 30, 2024 | 39d |
| Aug 9, 2024 | Quarterly ↗ | Jun 30, 2024 | 40d |
| May 8, 2024 | Quarterly ↗ | Mar 31, 2024 | 38d |
| Feb 27, 2024 | Annual ↗ | Dec 31, 2023 | 58d |
| Nov 7, 2023 | Quarterly ↗ | Sep 30, 2023 | 38d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 26, 2026 | Results · Other events ↗ |
| Sep 8, 2026 | Regulation FD ↗ |
| Jul 27, 2026 | Results · Other events ↗ |
| May 6, 2026 | Regulation FD ↗ |
| Apr 29, 2026 | Shareholder vote ↗ |
| Apr 27, 2026 | Results · Other events ↗ |
| Mar 5, 2026 | Director or officer change ↗ |
| Feb 10, 2026 | Regulation FD ↗ |
| Jan 26, 2026 | Results · Other events ↗ |
| Nov 18, 2025 | Other events ↗ |
| Nov 5, 2025 | Regulation FD ↗ |
| Oct 27, 2025 | Results · Other events ↗ |