Touchstone
Last syncOct 31, 2026, 6:54 PM ET

GPN

Global Payments Inc Industrials Services-Business Services, NEC S&P 500Russell 3000
$96.84Close $22.9BMarket cap $62.23 – $96.8452-week range Nov 5, 2026Next report · before the open

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Leading the market RS 80 · stronger than 80% of stocks over 12 months
  • RS line at a 1-year high outperforming the S&P 500 more than at any point this year
  • Near its high at its 52-week high

Cautions

  • Earnings shrinking EPS −95% year on year
  • Results soon Nov 5, 2026, in 4 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026
Off 12-month high 0%
1wk up 16.9% price change
1mo up 18.6% price change
12-month return up 24% market up 11% · its own up 13%
F-score 6 / 9 Mixed
Altman Z″ 2.03 Moderate risk
P/E 16.4× price / earnings
PEG — P/E / EPS growth
P/B 1.0× price / book
Earnings yield up 4.9% EBIT / enterprise value
Cheaper than 81% of the market · markedly cheap
Revenue growth 0% year on year
EPS growth down 95% latest quarter · +537 pts
Sales growth up 69% latest quarter · +5 pts
ROE up 6% return on equity
Free cash margin up 26% $2.0B FCF
D/E 0.94 long-term debt / equity
Net debt / EBITDA 4.4×
Interest cover 2.8×EBIT / interest
Piotroski tests
  • profitability slipped from last year
  • took on more long-term debt
  • gross margin narrowed
  • profitable on its assets
  • generating cash from operations
  • profits backed by cash
  • short-term liquidity improved
  • no new shares issued
  • assets working harder

Trade setup

ATR% 3.6% $3.47 a day · 2×ATR $89.90
RS 80 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 7.3× vs 50-day average
Up/down volume 0.79 50 sessions
Implied move 12.5% by Nov 20, 2026 · report Nov 5, 2026
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

3 flagged
  • Heavily indebted Net debt is 4.4 times EBITDA — roughly 4 years of earnings before interest, tax and depreciation to repay borrowings in full.
  • Gross margin narrowing Gross margin fell from 73.7% to 72.6%. The company is keeping less of each dollar of sales than it did a year ago.
  • Revenue shrinking Revenue fell 0.4% over the year, from $7.7B to $7.7B.
Last reported Aug 5, 2026
Results reaction Aug 5, 20260% vs market2 sessions after results
Options $11.3M56.9% IV · activity

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $7.7B -0.4% on FY2024
$0 $10B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $7.4B FY2021 · $8.5B FY2022 · $6.8B FY2023 · $7.4B FY2024 · $7.7B FY2025 · $7.7B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $1.4B -11% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $584.5M FY2021 · $965.5M FY2022 · $111.5M FY2023 · $986.2M FY2024 · $1.6B FY2025 · $1.4B
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $2.0B -14% on FY2024
$0 $2.5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.9B FY2021 · $2.3B FY2022 · $1.9B FY2023 · $1.9B FY2024 · $2.4B FY2025 · $2.0B
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 73%
  • Net 18%
  • Free cash 26%
0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 51% · Net 8% · Free cash 25% FY2021 · Gross 56% · Net 11% · Free cash 27% FY2022 · Gross 67% · Net 2% · Free cash 28% FY2023 · Gross 72% · Net 13% · Free cash 26% FY2024 · Gross 74% · Net 20% · Free cash 31% FY2025 · Gross 73% · Net 18% · Free cash 26%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology $13.1B net debt
  • Cash
  • Long-term debt
$0 $25B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $1.9B · Long-term debt $9.3B FY2021 · Cash $2.0B · Long-term debt $11.5B FY2022 · Cash $2.0B · Long-term debt $13.5B FY2023 · Cash $1.9B · Long-term debt $16.1B FY2024 · Cash $2.4B · Long-term debt $16.1B FY2025 · Cash $8.3B · Long-term debt $21.5B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 236.69m -20.7% since FY2020
298.33m 236.69m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 298.33m FY2021 · 284.75m FY2022 · 263.08m FY2023 · 260.38m FY2024 · 248.71m FY2025 · 236.69m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $7.4B $8.5B $6.8B $7.4B $7.7B $7.7B
Gross margin 51% 56% 67% 72% 74% 73%
Operating income $894.0M $1.4B $309.5M $1.3B $2.0B $1.8B
Net income $584.5M $965.5M $111.5M $986.2M $1.6B $1.4B
Net margin 8% 11% 2% 13% 20% 18%
Earnings per share $1.95 $3.29 $0.40 $3.77 $6.16 $5.79
Free cash flow $1.9B $2.3B $1.9B $1.9B $2.4B $2.0B
Free cash margin 25% 27% 28% 26% 31% 26%
Cash $1.9B $2.0B $2.0B $1.9B $2.4B $8.3B
Long-term debt $9.3B $11.5B $13.5B $16.1B $16.1B $21.5B
Shareholders' equity $27.3B $25.6B $22.3B $23.0B $22.3B $22.9B
Shares outstanding 298.33m 284.75m 263.08m 260.38m 248.71m 236.69m

Next report

Nov 5, 2026 · before the open

Expected move The move, either way, the option market prices in through the next scheduled report: the at-the-money straddle for the first expiry that contains it, over the price. It includes the days around the report, so it slightly overstates the report alone. Methodology ±12.5% $84 – $108 by Nov 20, 2026
Usual move The median, over the company's last four reports, of how far the stock moved either way from the close before the filing to the close of the session after it. Methodology ±1.8% last 4: -0.6% · +1.0% · +15.0% · +2.7%
Expected against usual The move the options price through this report over the move the last four reports delivered. Above 1 the event is priced bigger than the company's own record; below 1, smaller. A price, not a forecast: it says what protection through the report costs, not which way the stock will go. Methodology Bigger than usual 6.8× the usual move

What options price now

Swings expected vs recent The daily swings the options are priced for (implied volatility) against the swings the stock actually had over the last 20 sessions (realised volatility). Bigger means options charge for more movement than the stock has been delivering; smaller, less. On a contract row, that contract's own implied volatility over the stock's realised. Methodology
About the same 56.9% priced · 53.0% recent
Next month vs later At-the-money implied volatility for 8-45 day expiries over 46-90 day ones: whether options price the coming month as choppier or calmer than the two after it. Ahead of a report it usually reads choppier, and the extra comes out once the report is out. Methodology
Choppier
Crash protection What options that pay off in a fall cost against options that pay off in a rise (the 25-delta skew), compared with this company's own normal - the median of its stored nightly readings, once there are 20 - and with five sessions ago. Protection costs a little more than upside on most shares. More than usual means readers of the chain are paying up to insure against a drop; it does not say which way the stock will go. Methodology
past week: costs more
Positioning
Premium traded
$11.3M calls $9.6M · puts $1.7M · latest session
Puts against calls, by premium Money spent on puts divided by money spent on calls. Measured in dollars rather than contracts on purpose: counting contracts treats a hundred cheap lottery tickets as more meaningful than one large position, which is backwards. Methodology
0.18× -0.98 over the week
Open interest added The change over five sessions in option positions left open overnight, calls and puts. A rise means positions were added. It cannot say whether they were bought or sold, so more calls is not a vote for a rise: a call is as often sold against shares already held. Methodology
calls +3.67k · puts +408 past week

For options traders: ATM IV 56.9% (+12.9% 1w) · 1m ÷ 3m IV 1.36 · 25Δ skew 3.5 pts · Net GEX $6.8M

Most traded contracts

No contract passed the liquidity filters this week.

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 20, 2026 Annual ↗ Dec 31, 2025 51d
Nov 4, 2025 Quarterly ↗ Sep 30, 2025 35d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
May 6, 2025 Quarterly ↗ Mar 31, 2025 36d
Feb 14, 2025 Annual ↗ Dec 31, 2024 45d
Oct 31, 2024 Quarterly ↗ Sep 30, 2024 31d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 1, 2024 Quarterly ↗ Mar 31, 2024 31d
Feb 14, 2024 Annual ↗ Dec 31, 2023 45d
Oct 31, 2023 Quarterly ↗ Sep 30, 2023 31d

Current reports

FiledDisclosed
Aug 5, 2026 Results ↗
May 7, 2026 Other events ↗
May 6, 2026 Results ↗
May 4, 2026 Shareholder vote ↗
Mar 12, 2026 Material agreement · New obligation · Other events ↗
Mar 11, 2026 Material agreement ↗
Mar 5, 2026 Other events ↗
Feb 19, 2026 Other events ↗
Feb 18, 2026 Results · Director or officer change · Regulation FD ↗
Jan 14, 2026 Director or officer change ↗
Jan 12, 2026 Material agreement · Acquisition or disposal · Unregistered share sale · Regulation FD ↗
Nov 14, 2025 Material agreement · New obligation · Other events ↗