GWRE

Guidewire Software, Inc. Information Technology Services-Prepackaged Software Russell 3000
$162.59Close $13.3BMarket cap $102.69 – $236.4252-week range Dec 2, 2026Next report

Highlights

Cautions

  • Not in an uptrend 4 of 8 trend conditions
  • Lagging the market RS 45 · weaker than 55% of stocks over 12 months
  • Far from its high 31% below its 52-week high
  • Earnings shrinking EPS −37% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Jul 31, 2026 · filed Oct 29, 2026
Off 12-month high 31%
1wk down 14.0% price change
1mo up 14.0% price change
12-month return down 31% market up 11% · its own down 43%
F-score 8 / 9 Exceptional
Altman Z″ 1.33 Moderate risk
P/E 95.7× price / earnings
PEG 0.95 P/E / EPS growth
P/B 11.2× price / book
Earnings yield up 1.1% EBIT / enterprise value
Cheaper than 30% of the market · expensive
Revenue growth up 23% year on year
EPS growth down 37% latest quarter · +26 pts
Sales growth up 15% latest quarter · -12 pts
ROE up 11% return on equity
Free cash margin up 26% $377.7M FCF
D/E 0.60 long-term debt / equity
Net debt / EBITDA 2.0×
Interest cover 11.2×EBIT / interest
Piotroski tests
  • short-term liquidity weakened
  • profitable on its assets
  • generating cash from operations
  • profitability improving
  • profits backed by cash
  • reduced long-term debt
  • no new shares issued
  • gross margin widened
  • assets working harder

Repair signals

  • Gross margin 62.5% → 64.2%

Trade setup

ATR% 4.9% $7.95 a day · 2×ATR $146.70
RS 45 / 99 vs the universe
Trend 4 / 8 trend template
Relative volume 0.6× vs 50-day average
Up/down volume 0.75 50 sessions
Implied move — no option chain · report Dec 2, 2026
Trend template · 4 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: fails
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: passes
  • Within 25% of the 52-week high: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • Interest covered
  • No material dilution
  • Profits tracking cash
  • Margins and revenue not shrinking
Last reported Jun 4, 2026
Last shock Sep 4, 2026-20% in one session3.5× volumeon an SEC filing0% since

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.5B +23% on FY2025
$0 $2B FY21 FY22 FY23 FY24 FY25 FY26 FY2021 · $743.3M FY2022 · $812.6M FY2023 · $905.3M FY2024 · $980.5M FY2025 · $1.2B FY2026 · $1.5B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $139.3M +100% on FY2025
-$200M $0 $200M FY21 FY22 FY23 FY24 FY25 FY26 FY2021 · -$66.5M FY2022 · -$180.4M FY2023 · -$111.9M FY2024 · -$6.1M FY2025 · $69.8M FY2026 · $139.3M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $377.7M +28% on FY2025
$0 $500M FY21 FY22 FY23 FY24 FY25 FY26 FY2021 · $92.6M FY2022 · -$47.5M FY2023 · $32.6M FY2024 · $189.4M FY2025 · $295.1M FY2026 · $377.7M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 64%
  • Net 9%
  • Free cash 26%
-25% 0% 100% FY21 FY22 FY23 FY24 FY25 FY26 FY2021 · Gross 52% · Net -9% · Free cash 12% FY2022 · Gross 46% · Net -22% · Free cash -6% FY2023 · Gross 51% · Net -12% · Free cash 4% FY2024 · Gross 59% · Net -1% · Free cash 19% FY2025 · Gross 63% · Net 6% · Free cash 25% FY2026 · Gross 64% · Net 9% · Free cash 26%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology $347.3M net debt
  • Cash
  • Long-term debt
$0 $1B FY21 FY22 FY23 FY24 FY25 FY26 FY2021 · Cash $384.9M · Long-term debt $343.8M FY2022 · Cash $606.3M · Long-term debt $358.2M FY2023 · Cash $401.8M · Long-term debt $397.2M FY2024 · Cash $548.0M · Long-term debt $398.9M FY2025 · Cash $697.9M · Long-term debt $728.8M FY2026 · Cash $372.9M · Long-term debt $720.2M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 81.99m -1.4% since FY2021
84.53m 81.44m FY21 FY22 FY23 FY24 FY25 FY26 FY2021 · 83.19m FY2022 · 84.08m FY2023 · 81.44m FY2024 · 83.03m FY2025 · 84.53m FY2026 · 81.99m
  FY2021Jul 31, 2021 FY2022Jul 31, 2022 FY2023Jul 31, 2023 FY2024Jul 31, 2024 FY2025Jul 31, 2025 FY2026Jul 31, 2026
Revenue $743.3M $812.6M $905.3M $980.5M $1.2B $1.5B
Gross margin 52% 46% 51% 59% 63% 64%
Operating income -$105.6M -$199.4M -$149.5M -$52.6M $41.1M $149.9M
Net income -$66.5M -$180.4M -$111.9M -$6.1M $69.8M $139.3M
Net margin -9% -22% -12% -1% 6% 9%
Earnings per share -$0.80 -$2.16 -$1.36 -$0.07 $0.81 $1.63
Free cash flow $92.6M -$47.5M $32.6M $189.4M $295.1M $377.7M
Free cash margin 12% -6% 4% 19% 25% 26%
Cash $384.9M $606.3M $401.8M $548.0M $697.9M $372.9M
Long-term debt $343.8M $358.2M $397.2M $398.9M $728.8M $720.2M
Shareholders' equity $1.5B $1.5B $1.2B $1.3B $1.5B $1.2B
Shares outstanding 83.19m 84.08m 81.44m 83.03m 84.53m 81.99m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Sep 11, 2026 Annual ↗ Jul 31, 2026 42d
Jun 5, 2026 Quarterly ↗ Apr 30, 2026 36d
Mar 6, 2026 Quarterly ↗ Jan 31, 2026 34d
Dec 4, 2025 Quarterly ↗ Oct 31, 2025 34d
Sep 11, 2025 Annual ↗ Jul 31, 2025 42d
Jun 4, 2025 Quarterly ↗ Apr 30, 2025 35d
Mar 7, 2025 Quarterly ↗ Jan 31, 2025 35d
Dec 6, 2024 Quarterly ↗ Oct 31, 2024 36d
Sep 16, 2024 Annual ↗ Jul 31, 2024 47d
Jun 5, 2024 Quarterly ↗ Apr 30, 2024 36d
Mar 8, 2024 Quarterly ↗ Jan 31, 2024 37d
Dec 8, 2023 Quarterly ↗ Oct 31, 2023 38d

Current reports