HAPN

Happen, Inc. Financials Personal Credit Institutions Russell 3000
$15.53Close $1.8BMarket cap $13.32 – $21.5852-week range Jan 27, 2027Next report · estimated

Highlights

Strengths

  • Tight base near its pivot pullbacks 31% → 12% → 8%; 4.2% above its $14.90 pivot
  • Earnings growing EPS +35% year on year

Cautions

  • Not in an uptrend 1 of 8 trend conditions
  • Lagging the market RS 20 · weaker than 80% of stocks over 12 months
  • Far from its high 28% below its 52-week high

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 29, 2026
Off 12-month high 28%
1wk up 10.2% price change
1mo up 5.1% price change
12-month return down 8% market up 11% · its own down 21%
F-score — — Not assessed
Altman Z — Unknown
P/E 13.2× price / earnings
PEG 0.09 P/E / EPS growth
P/B 1.2× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 27% year on year
EPS growth up 35% latest quarter · -16 pts
Sales growth down 1% latest quarter · -7 pts
ROE up 10% return on equity
Free cash margin —
D/E 0.00 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-9% then +27%)

Trade setup

ATR% 4.1% $0.64 a day · 2×ATR $14.26
RS 20 / 99 vs the universe
Trend 1 / 8 trend template
Relative volume 1.3× vs 50-day average
Up/down volume 0.81 50 sessions
Implied move — no scheduled report
Contractions 3 31% → 12% → 8%
Pivot $14.90 4.2% above
Volume dry-up 1.8× 10 vs 50 sessions
Trend template · 1 of 8
  • 150-day average above the 200-day: passes

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 28, 2026
Results reaction Oct 28, 2026+12% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $998.8M +27% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $314.7M FY2021 · $818.6M FY2022 · $1.2B FY2023 · $864.6M FY2024 · $787.0M FY2025 · $998.8M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $135.7M +165% on FY2024
-$200M $0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$187.5M FY2021 · $18.6M FY2022 · $289.7M FY2023 · $38.9M FY2024 · $51.3M FY2025 · $135.7M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 14%
-100% 0% 25% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net -60% FY2021 · Net 2% FY2022 · Net 24% FY2023 · Net 4% FY2024 · Net 7% FY2025 · Net 14%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $0 FY2021 · Cash $763.6M FY2022 · Cash $1.1B FY2023 · Cash $1.3B · Long-term debt $19.4M FY2024 · Cash $977.4M · Long-term debt $0 FY2025 · Cash $930.4M · Long-term debt $0
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 115.37m +30.9% since FY2020
115.37m 88.15m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 88.15m FY2021 · 101.04m FY2022 · 106.55m FY2023 · 110.41m FY2024 · 113.38m FY2025 · 115.37m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $314.7M $818.6M $1.2B $864.6M $787.0M $998.8M
Net income -$187.5M $18.6M $289.7M $38.9M $51.3M $135.7M
Net margin -60% 2% 24% 4% 7% 14%
Earnings per share — $0.18 $2.79 $0.36 $0.45 $1.16
Cash $0 $763.6M $1.1B $1.3B $977.4M $930.4M
Long-term debt — — — $19.4M $0 $0
Shareholders' equity $724.2M $850.2M $1.2B $1.3B $1.3B $1.5B
Shares outstanding 88.15m 101.04m 106.55m 110.41m 113.38m 115.37m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 29, 2026 Quarterly ↗ Sep 30, 2026 29d
Jul 30, 2026 Quarterly ↗ Jun 30, 2026 30d
Apr 30, 2026 Quarterly ↗ Mar 31, 2026 30d
Feb 12, 2026 Annual ↗ Dec 31, 2025 43d
Oct 30, 2025 Quarterly ↗ Sep 30, 2025 30d
Jul 31, 2025 Quarterly ↗ Jun 30, 2025 31d
May 1, 2025 Quarterly ↗ Mar 31, 2025 31d
Feb 13, 2025 Annual ↗ Dec 31, 2024 44d
Oct 30, 2024 Quarterly ↗ Sep 30, 2024 30d
Aug 1, 2024 Quarterly ↗ Jun 30, 2024 32d
May 1, 2024 Quarterly ↗ Mar 31, 2024 31d
Feb 16, 2024 Annual ↗ Dec 31, 2023 47d

Current reports