Touchstone
Last syncNov 1, 2026, 6:55 PM ET

HIG

Hartford Insurance Group, Inc. Financials Fire, Marine & Casualty Insurance S&P 500Russell 3000
$132.59Close $43.4BMarket cap $121.29 – $145.0452-week range Jan 26, 2027Next report · estimated

Highlights

Strengths

  • Earnings growing EPS +28% year on year

Cautions

  • Not in an uptrend 1 of 8 trend conditions
  • Lagging the market RS 41 · weaker than 59% of stocks over 12 months

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 26, 2026
Off 12-month high 9%
1wk down 3.0% price change
1mo up 8.4% price change
12-month return up 9% market up 11% · its own down 1%
F-score — — Not assessed
Altman Z — Unknown
P/E 11.3× price / earnings
PEG 0.40 P/E / EPS growth
P/B 2.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 3% year on year
EPS growth up 28% latest quarter · -8 pts
Sales growth up 2% latest quarter · +1 pts
ROE up 22% return on equity
Free cash margin —
D/E 0.23 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.1% $2.76 a day · 2×ATR $127.07
RS 41 / 99 vs the universe
Trend 1 / 8 trend template
Relative volume 1.9× vs 50-day average
Up/down volume 0.83 50 sessions
Implied move — no scheduled report
Trend template · 1 of 8
  • Within 25% of the 52-week high: passes

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 26, 2026
Results reaction Oct 26, 2026-4% vs market2 sessions after results
Options $33,23621.9% IV · activity

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.5B +3% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.4B FY2021 · $1.6B FY2022 · $1.4B FY2023 · $1.4B FY2024 · $1.5B FY2025 · $1.5B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $3.8B +23% on FY2024
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.7B FY2021 · $2.4B FY2022 · $1.8B FY2023 · $2.5B FY2024 · $3.1B FY2025 · $3.8B
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 255%
0% 500% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 128% FY2021 · Net 151% FY2022 · Net 128% FY2023 · Net 181% FY2024 · Net 213% FY2025 · Net 255%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $239.0M · Long-term debt $4.4B FY2021 · Cash $337.0M · Long-term debt $4.9B FY2022 · Cash $344.0M · Long-term debt $4.4B FY2023 · Cash $189.0M · Long-term debt $4.4B FY2024 · Cash $234.0M · Long-term debt $4.4B FY2025 · Cash $166.0M · Long-term debt $4.4B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 326.96m -15.1% since FY2020
384.92m 326.96m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 384.92m FY2021 · 366.96m FY2022 · 344.96m FY2023 · 326.96m FY2024 · 326.96m FY2025 · 326.96m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.4B $1.6B $1.4B $1.4B $1.5B $1.5B
Net income $1.7B $2.4B $1.8B $2.5B $3.1B $3.8B
Net margin 128% 151% 128% 181% 213% 255%
Earnings per share $4.82 $6.70 $5.52 $8.04 $10.42 $13.39
Cash $239.0M $337.0M $344.0M $189.0M $234.0M $166.0M
Long-term debt $4.4B $4.9B $4.4B $4.4B $4.4B $4.4B
Shareholders' equity $18.6B $17.8B $13.7B $15.3B $16.4B $19.0B
Shares outstanding 384.92m 366.96m 344.96m 326.96m 326.96m 326.96m

What options price now

Expected 1-month range The at-the-money straddle for the expiry nearest a month out, as a share of the price: the move, either way, the option market is pricing by then. The range is the price plus and minus that move; the stock ends inside it a little more often than not. Methodology
$127 – $138 ±4.1% by Nov 20, 2026
Swings expected vs recent The daily swings the options are priced for (implied volatility) against the swings the stock actually had over the last 20 sessions (realised volatility). Bigger means options charge for more movement than the stock has been delivering; smaller, less. On a contract row, that contract's own implied volatility over the stock's realised. Methodology
About the same 21.9% priced · 21.5% recent
Next month vs later At-the-money implied volatility for 8-45 day expiries over 46-90 day ones: whether options price the coming month as choppier or calmer than the two after it. Ahead of a report it usually reads choppier, and the extra comes out once the report is out. Methodology
About the same
Positioning
Premium traded
$33,236 calls $19,396 · puts $13,840 · latest session
Puts against calls, by premium Money spent on puts divided by money spent on calls. Measured in dollars rather than contracts on purpose: counting contracts treats a hundred cheap lottery tickets as more meaningful than one large position, which is backwards. Methodology
0.71×
Open interest added The change over five sessions in option positions left open overnight, calls and puts. A rise means positions were added. It cannot say whether they were bought or sold, so more calls is not a vote for a rise: a call is as often sold against shares already held. Methodology
calls +84 · puts +544 past week

For options traders: ATM IV 21.9% · 1m ÷ 3m IV 1.00 · 25Δ skew 5.4 pts · Net GEX $1.1M

Most traded contracts

No contract passed the liquidity filters this week.

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 26, 2026 Quarterly ↗ Sep 30, 2026 26d
Jul 23, 2026 Quarterly ↗ Jun 30, 2026 23d
Apr 23, 2026 Quarterly ↗ Mar 31, 2026 23d
Feb 20, 2026 Annual ↗ Dec 31, 2025 51d
Oct 27, 2025 Quarterly ↗ Sep 30, 2025 27d
Jul 28, 2025 Quarterly ↗ Jun 30, 2025 28d
Apr 24, 2025 Quarterly ↗ Mar 31, 2025 24d
Feb 21, 2025 Annual ↗ Dec 31, 2024 52d
Oct 24, 2024 Quarterly ↗ Sep 30, 2024 24d
Jul 25, 2024 Quarterly ↗ Jun 30, 2024 25d
Apr 25, 2024 Quarterly ↗ Mar 31, 2024 25d
Feb 23, 2024 Annual ↗ Dec 31, 2023 54d

Current reports

FiledDisclosed
Oct 26, 2026 Results ↗
Sep 30, 2026 Director or officer change · Regulation FD ↗
Sep 25, 2026 Agreement ended · Regulation FD ↗
Aug 11, 2026 Director or officer change · Regulation FD ↗
Jul 23, 2026 Results ↗
Jul 15, 2026 Director or officer change ↗
Jun 3, 2026 Other events ↗
May 21, 2026 Shareholder vote ↗
Apr 23, 2026 Results ↗
Jan 29, 2026 Results ↗
Dec 12, 2025 Exhibits only ↗
Oct 27, 2025 Results ↗