HTB

Hometrust Bancshares, Inc. Financials Savings Institution, Federally Chartered Russell 3000
$46.33Close $800.9MMarket cap $38.74 – $51.6952-week range Jan 20, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 3 of 8 trend conditions
  • Lagging the market RS 47 · weaker than 53% of stocks over 12 months
  • Earnings shrinking EPS −5% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 10%
1wk down 3.7% price change
1mo up 1.2% price change
12-month return up 17% market up 11% · its own up 7%
F-score — — Not assessed
Altman Z — Unknown
P/E 12.4× price / earnings
PEG 0.75 P/E / EPS growth
P/B 1.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 5% year on year
EPS growth down 5% latest quarter · -24 pts
Sales growth 0% latest quarter · -6 pts
ROE up 11% return on equity
Free cash margin —
D/E 0.27 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Long-term debt down 12% ($0.2B → $0.2B)

Trade setup

ATR% 2.3% $1.06 a day · 2×ATR $44.20
RS 47 / 99 vs the universe
Trend 3 / 8 trend template
Relative volume 0.5× vs 50-day average
Up/down volume 1.02 50 sessions
Implied move — no scheduled report
Trend template · 3 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 21, 2026
Results reaction Oct 21, 2026+3% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $213.1M +5% on FY2024
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $10.6M FY2021 · $10.4M FY2022 · $149.9M FY2023 · $188.5M FY2024 · $203.0M FY2025 · $213.1M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $64.4M +18% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $22.8M FY2021 · $15.7M FY2022 · $35.7M FY2023 · $44.6M FY2024 · $54.8M FY2025 · $64.4M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 30%
0% 250% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 215% FY2021 · Net 151% FY2022 · Net 24% FY2023 · Net 24% FY2024 · Net 27% FY2025 · Net 30%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $121.6M FY2021 · Cash $51.0M FY2022 · Cash $105.1M · Long-term debt $0 FY2023 · Cash $303.5M · Long-term debt $457.3M FY2024 · Cash $279.2M · Long-term debt $188.0M FY2025 · Cash $324.7M · Long-term debt $165.0M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 17.29m +1.6% since FY2020
17.53m 15.59m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 17.02m FY2021 · 16.64m FY2022 · 15.59m FY2023 · 17.37m FY2024 · 17.53m FY2025 · 17.29m
  FY2020Jun 30, 2020 FY2021Jun 30, 2021 FY2022Jun 30, 2022 FY2023Jun 30, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $10.6M $10.4M $149.9M $188.5M $203.0M $213.1M
Net income $22.8M $15.7M $35.7M $44.6M $54.8M $64.4M
Net margin 215% 151% 24% 24% 27% 30%
Earnings per share $1.32 $0.95 $2.26 $2.83 $3.23 $3.76
Cash $121.6M $51.0M $105.1M $303.5M $279.2M $324.7M
Long-term debt — — $0 $457.3M $188.0M $165.0M
Shareholders' equity $408.3M $396.5M $388.8M $471.2M $551.8M $600.7M
Shares outstanding 17.02m 16.64m 15.59m 17.37m 17.53m 17.29m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Mar 13, 2026 Annual ↗ Dec 31, 2025 72d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Mar 13, 2025 Annual ↗ Dec 31, 2024 72d
Nov 8, 2024 Quarterly ↗ Sep 30, 2024 39d
Aug 9, 2024 Quarterly ↗ Jun 30, 2024 40d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Mar 12, 2024 Annual ↗ Dec 31, 2023 72d
Nov 8, 2023 Quarterly ↗ Sep 30, 2023 39d

Current reports