INDB
Independent Bank Corp Financials State Commercial Banks Russell 3000
$82.74Close
$4.1BMarket cap
$64.88 – $87.1752-week range
Jan 14, 2027Next report · estimated
Highlights
Strengths
- Earnings growing EPS +42% year on year
Cautions
- Not in an uptrend 5 of 8 trend conditions
- Distribution down-day volume 1.5× up-day volume over 50 sessions
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
5%
1wk
down 1.2%
price change
1mo
up 6.6%
price change
12-month return
up 26%
market up 11% ·
its own up 16%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
19.9×
price / earnings
PEG
—
P/E / EPS growth
P/B
1.1×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 24%
year on year
EPS growth
up 42%
latest quarter · -14 pts
Sales growth
up 39%
latest quarter · -3 pts
ROE
up 6%
return on equity
Free cash margin
—
D/E
0.10
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Piotroski tests
Repair signals
- Revenue reaccelerating (-6% then +24%)
Trade setup
ATR%
2.0%
$1.66 a day · 2×ATR $79.42
RS
56 / 99
vs the universe
Trend
5 / 8
50-day under the 150/200-day, under 30% off the low, RS under 70
Relative volume
0.6×
vs 50-day average
Up/down volume
0.65
50 sessions
Implied move
—
no scheduled report
Trend template · 5 of 8
- Price above the 150 and 200-day averages: passes
- 150-day average above the 200-day: passes
- 200-day average rising for a month: passes
- 50-day average above the 150 and 200-day: fails
- Price above the 50-day average: passes
- At least 30% above the 52-week low: fails
- Within 25% of the 52-week high: passes
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- Shareholders diluted The share count rose 15.9% over the year, from 43m to 49m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported
Oct 15, 2026
Results reaction
Oct 15, 2026+6% vs market2 sessions after results
Financials
- Net 24%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $479.2M | $507.4M | $727.9M | $731.1M | $689.7M | $857.5M |
| Net income | $121.2M | $121.0M | $263.8M | $239.5M | $192.1M | $205.1M |
| Net margin | 25% | 24% | 36% | 33% | 28% | 24% |
| Earnings per share | $3.64 | $3.47 | $5.69 | $5.42 | $4.52 | $4.44 |
| Cash | $1.3B | $2.2B | $352.9M | $224.3M | $219.9M | $771.9M |
| Long-term debt | $145.3M | $126.7M | $112.7M | $112.8M | $62.9M | $359.3M |
| Shareholders' equity | $1.7B | $3.0B | $2.9B | $2.9B | $3.0B | $3.6B |
| Shares outstanding | 32.97m | 47.35m | 45.64m | 42.87m | 42.50m | 49.24m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 6, 2026 | Quarterly ↗ | Jun 30, 2026 | 37d |
| May 6, 2026 | Quarterly ↗ | Mar 31, 2026 | 36d |
| Feb 27, 2026 | Annual ↗ | Dec 31, 2025 | 58d |
| Nov 5, 2025 | Quarterly ↗ | Sep 30, 2025 | 36d |
| Aug 5, 2025 | Quarterly ↗ | Jun 30, 2025 | 36d |
| May 7, 2025 | Quarterly ↗ | Mar 31, 2025 | 37d |
| Feb 28, 2025 | Annual ↗ | Dec 31, 2024 | 59d |
| Nov 7, 2024 | Quarterly ↗ | Sep 30, 2024 | 38d |
| Aug 6, 2024 | Quarterly ↗ | Jun 30, 2024 | 37d |
| May 8, 2024 | Quarterly ↗ | Mar 31, 2024 | 38d |
| Feb 28, 2024 | Annual ↗ | Dec 31, 2023 | 59d |
| Nov 2, 2023 | Quarterly ↗ | Sep 30, 2023 | 33d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 15, 2026 | Results · Regulation FD ↗ |
| Sep 17, 2026 | Other events ↗ |
| Sep 8, 2026 | Regulation FD ↗ |
| Jul 27, 2026 | Regulation FD ↗ |
| Jul 16, 2026 | Results · Regulation FD ↗ |
| Jun 18, 2026 | Other events ↗ |
| Jun 16, 2026 | Regulation FD ↗ |
| May 14, 2026 | Shareholder vote ↗ |
| May 1, 2026 | Other events ↗ |
| Apr 16, 2026 | Results · Regulation FD ↗ |
| Apr 13, 2026 | Director or officer change ↗ |
| Mar 19, 2026 | Other events ↗ |