JKHY
Jack Henry & Associates Inc Information Technology Services-Computer Integrated Systems Design S&P 500Russell 3000
$161.34Close
$16.9BMarket cap
$122.97 – $190.3552-week range
Nov 3, 2026Next report · after the close
Highlights
Cautions
- Not in an uptrend 5 of 8 trend conditions
- Lagging the market RS 48 · weaker than 52% of stocks over 12 months
- Earnings shrinking EPS −10% year on year
- Results soon Nov 3, 2026, in 2 days
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
15%
1wk
down 0.7%
price change
1mo
up 12.6%
price change
12-month return
up 9%
market up 11% ·
its own down 2%
F-score
6 / 9
Mixed
Altman Z″
7.36
Low risk
P/E
33.6×
price / earnings
PEG
2.83
P/E / EPS growth
P/B
8.2×
price / book
Earnings yield
up 3.8%
EBIT / enterprise value
Cheaper than
43%
of the market · around average
Revenue growth
up 7%
year on year
EPS growth
down 10%
latest quarter · -22 pts
Sales growth
up 5%
latest quarter · -4 pts
ROE
up 24%
return on equity
Free cash margin
up 27%
$694.9M FCF
D/E
0.02
long-term debt / equity
Net debt / EBITDA
0.0×
Interest cover
35.8×EBIT / interest
Piotroski tests
- took on more long-term debt
- short-term liquidity weakened
- issued more shares
- profitable on its assets
- generating cash from operations
- profitability improving
- profits backed by cash
- gross margin widened
- assets working harder
Trade setup
ATR%
2.7%
$4.38 a day · 2×ATR $152.59
RS
48 / 99
vs the universe
Trend
5 / 8
150-day under the 200-day, 200-day not rising, RS under 70
Relative volume
1.0×
vs 50-day average
Up/down volume
0.97
50 sessions
Implied move
6.9%
by Nov 20, 2026 · report Nov 3, 2026
Trend template · 5 of 8
- Price above the 150 and 200-day averages: passes
- 150-day average above the 200-day: fails
- 200-day average rising for a month: fails
- 50-day average above the 150 and 200-day: passes
- Price above the 50-day average: passes
- At least 30% above the 52-week low: passes
- Within 25% of the 52-week high: passes
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- Interest covered
- No material dilution
- Profits tracking cash
- Margins and revenue not shrinking
Last reported
Oct 29, 2026
Results reaction
Oct 29, 2026+4% vs market2 sessions after results
Options
$7,74834.5% IV · activity
Financials
- Gross 44%
- Net 20%
- Free cash 27%
- Cash
- Long-term debt
| FY2021Jun 30, 2021 | FY2022Jun 30, 2022 | FY2023Jun 30, 2023 | FY2024Jun 30, 2024 | FY2025Jun 30, 2025 | FY2026Jun 30, 2026 | |
|---|---|---|---|---|---|---|
| Revenue | $1.8B | $1.9B | $2.1B | $2.2B | $2.4B | $2.5B |
| Gross margin | 40% | 42% | 41% | 41% | 43% | 44% |
| Operating income | $398.7M | $474.6M | $480.7M | $489.4M | $568.7M | $635.0M |
| Net income | $311.5M | $362.9M | $366.6M | $381.8M | $455.7M | $502.8M |
| Net margin | 18% | 19% | 18% | 17% | 19% | 20% |
| Earnings per share | $4.12 | $4.94 | $5.02 | $5.23 | $6.24 | $6.98 |
| Free cash flow | $439.1M | $470.0M | $342.4M | $509.9M | $588.1M | $694.9M |
| Free cash margin | 25% | 24% | 16% | 23% | 25% | 27% |
| Cash | $51.0M | $48.8M | $12.2M | $38.3M | $102.0M | $12.1M |
| Long-term debt | $100.1M | $115.0M | $275.0M | $60.0M | $0 | $40.0M |
| Shareholders' equity | $1.3B | $1.4B | $1.6B | $1.8B | $2.1B | $2.1B |
| Shares outstanding | 103.80m | 103.92m | 104.09m | 104.25m | 104.42m | 104.60m |
Next report
Nov 3, 2026 · after the close
Expected move The move, either way, the option market prices in through the next scheduled report: the at-the-money straddle for the first expiry that contains it, over the price. It includes the days around the report, so it slightly overstates the report alone. Methodology
±6.9%
$150 – $172 by Nov 20, 2026
Usual move The median, over the company's last four reports, of how far the stock moved either way from the close before the filing to the close of the session after it. Methodology
±4.2%
last 4: +2.0% · +8.8% · -1.8% · -6.3%
Expected against usual The move the options price through this report over the move the last four reports delivered. Above 1 the event is priced bigger than the company's own record; below 1, smaller. A price, not a forecast: it says what protection through the report costs, not which way the stock will go. Methodology
Bigger than usual
1.7× the usual move
What options price now
- Swings expected vs recent The daily swings the options are priced for (implied volatility) against the swings the stock actually had over the last 20 sessions (realised volatility). Bigger means options charge for more movement than the stock has been delivering; smaller, less. On a contract row, that contract's own implied volatility over the stock's realised. Methodology
- Bigger 34.5% priced · 26.7% recent
- Next month vs later At-the-money implied volatility for 8-45 day expiries over 46-90 day ones: whether options price the coming month as choppier or calmer than the two after it. Ahead of a report it usually reads choppier, and the extra comes out once the report is out. Methodology
- Choppier
- Crash protection What options that pay off in a fall cost against options that pay off in a rise (the 25-delta skew), compared with this company's own normal - the median of its stored nightly readings, once there are 20 - and with five sessions ago. Protection costs a little more than upside on most shares. More than usual means readers of the chain are paying up to insure against a drop; it does not say which way the stock will go. Methodology
- past week: costs less
Positioning
- Premium traded
- $7,748 calls $7,475 · puts $272 · latest session
- 0.04× -0.17 over the week
- Open interest added The change over five sessions in option positions left open overnight, calls and puts. A rise means positions were added. It cannot say whether they were bought or sold, so more calls is not a vote for a rise: a call is as often sold against shares already held. Methodology
- calls +32 · puts +4 past week
For options traders: ATM IV 34.5% (+1.9% 1w) · 1m ÷ 3m IV 1.12 · 25Δ skew 2.4 pts · Net GEX $141,398
Most traded contracts
No contract passed the liquidity filters this week.
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 28, 2026 | Annual ↗ | Jun 30, 2026 | 59d |
| May 7, 2026 | Quarterly ↗ | Mar 31, 2026 | 37d |
| Feb 6, 2026 | Quarterly ↗ | Dec 31, 2025 | 37d |
| Nov 7, 2025 | Quarterly ↗ | Sep 30, 2025 | 38d |
| Aug 25, 2025 | Annual ↗ | Jun 30, 2025 | 56d |
| May 12, 2025 | Quarterly ↗ | Mar 31, 2025 | 42d |
| Feb 7, 2025 | Quarterly ↗ | Dec 31, 2024 | 38d |
| Nov 8, 2024 | Quarterly ↗ | Sep 30, 2024 | 39d |
| Aug 26, 2024 | Annual ↗ | Jun 30, 2024 | 57d |
| May 9, 2024 | Quarterly ↗ | Mar 31, 2024 | 39d |
| Feb 8, 2024 | Quarterly ↗ | Dec 31, 2023 | 39d |
| Nov 9, 2023 | Quarterly ↗ | Sep 30, 2023 | 40d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 29, 2026 | Results ↗ |
| Aug 24, 2026 | Director or officer change ↗ |
| Aug 18, 2026 | Results ↗ |
| Aug 11, 2026 | Results ↗ |
| Jun 4, 2026 | Director or officer change · Regulation FD ↗ |
| May 12, 2026 | Other events ↗ |
| May 5, 2026 | Results ↗ |
| Apr 28, 2026 | Results ↗ |
| Mar 26, 2026 | Material agreement · Agreement ended · New obligation ↗ |
| Feb 3, 2026 | Results ↗ |
| Jan 27, 2026 | Results ↗ |
| Nov 14, 2025 | Director or officer change · Shareholder vote ↗ |