Touchstone
Last syncNov 3, 2026, 7:14 PM ET

KMPB

Kemper Corp Russell 3000
$25.17Close $1.5BMarket cap $21.59 – $25.1752-week range Jan 27, 2027Next report · estimated

Highlights

Strengths

  • Near its high at its 52-week high

Cautions

  • Trend not confirmed 6 of 8 conditions · under 30% off the low, RS under 70
  • Earnings shrinking EPS −803% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026
Off 12-month high 0%
1wk up 0.8% price change
1mo up 1.6% price change
12-month return up 13% market up 12% · its own up 2%
F-score — — Not assessed
Altman Z — Unknown
P/E 10.3× price / earnings
PEG — P/E / EPS growth
P/B 0.6× price / book
Earnings yield up 8.7% EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 3% year on year
EPS growth down 803% latest quarter · -701 pts
Sales growth down 11% latest quarter · -4 pts
ROE up 5% return on equity
Free cash margin up 12% $553.9M FCF
D/E 0.35 long-term debt / equity
Net debt / EBITDA 3.0×
Interest cover 5.2×EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-6% then +3%)

Trade setup

ATR% 0.7% $0.19 a day · 2×ATR $24.80
RS 59 / 99 vs the universe
Trend 6 / 8 under 30% off the low, RS under 70
Relative volume 7.3× vs 50-day average
Up/down volume 1.16 50 sessions
Implied move — no scheduled report
Trend template · 6 of 8
  • At least 30% above the 52-week low: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • Interest covered
  • No material dilution
  • Profits tracking cash
  • Margins and revenue not shrinking
Last reported Oct 28, 2026
Results reaction Oct 28, 20260% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $4.8B +3% on FY2024
$0 $10B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $5.2B FY2021 · $5.7B FY2022 · $5.5B FY2023 · $4.9B FY2024 · $4.6B FY2025 · $4.8B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $143.3M -55% on FY2024
-$500M $0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $409.9M FY2021 · -$123.7M FY2022 · -$286.6M FY2023 · -$272.1M FY2024 · $317.8M FY2025 · $143.3M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $553.9M +68% on FY2024
-$250M $0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $394.6M FY2021 · $292.9M FY2022 · -$241.1M FY2023 · -$188.0M FY2024 · $329.7M FY2025 · $553.9M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 3%
  • Free cash 12%
-10% 0% 20% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 8% · Free cash 8% FY2021 · Net -2% · Free cash 5% FY2022 · Net -5% · Free cash -4% FY2023 · Net -6% · Free cash -4% FY2024 · Net 7% · Free cash 7% FY2025 · Net 3% · Free cash 12%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology $817.5M net debt
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $206.1M · Long-term debt $1.2B FY2021 · Cash $148.2M · Long-term debt $1.1B FY2022 · Cash $212.4M · Long-term debt $1.4B FY2023 · Cash $64.1M · Long-term debt $1.4B FY2024 · Cash $65.4M · Long-term debt $941.7M FY2025 · Cash $126.0M · Long-term debt $943.5M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 58.67m -10.3% since FY2020
65.44m 58.67m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 65.44m FY2021 · 63.68m FY2022 · 63.91m FY2023 · 64.11m FY2024 · 63.84m FY2025 · 58.67m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $5.2B $5.7B $5.5B $4.9B $4.6B $4.8B
Operating income $546.8M -$334.0M -$166.6M -$68.9M — —
Net income $409.9M -$123.7M -$286.6M -$272.1M $317.8M $143.3M
Net margin 8% -2% -5% -6% 7% 3%
Earnings per share $6.14 -$1.92 -$4.49 -$4.25 $4.91 $2.29
Free cash flow $394.6M $292.9M -$241.1M -$188.0M $329.7M $553.9M
Free cash margin 8% 5% -4% -4% 7% 12%
Cash $206.1M $148.2M $212.4M $64.1M $65.4M $126.0M
Long-term debt $1.2B $1.1B $1.4B $1.4B $941.7M $943.5M
Shareholders' equity $4.6B -$849.7M $241.1M $2.5B $2.8B $2.7B
Shares outstanding 65.44m 63.68m 63.91m 64.11m 63.84m 58.67m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 11, 2026 Annual ↗ Dec 31, 2025 42d
Nov 5, 2025 Quarterly ↗ Sep 30, 2025 36d
Aug 5, 2025 Quarterly ↗ Jun 30, 2025 36d
May 7, 2025 Quarterly ↗ Mar 31, 2025 37d
Feb 7, 2025 Annual ↗ Dec 31, 2024 38d
Oct 30, 2024 Quarterly ↗ Sep 30, 2024 30d
Aug 5, 2024 Quarterly ↗ Jun 30, 2024 36d
May 1, 2024 Quarterly ↗ Mar 31, 2024 31d
Feb 7, 2024 Annual ↗ Dec 31, 2023 38d
Oct 30, 2023 Quarterly ↗ Sep 30, 2023 30d

Current reports

FiledDisclosed
Oct 28, 2026 Results · Regulation FD ↗
Aug 5, 2026 Results ↗
Jul 21, 2026 Director or officer change ↗
May 27, 2026 Director or officer change ↗
May 7, 2026 Shareholder vote ↗
May 6, 2026 Results ↗
May 6, 2026 Other events ↗
Feb 4, 2026 Results ↗
Dec 19, 2025 Director or officer change ↗
Nov 10, 2025 Director or officer change ↗
Nov 5, 2025 Results ↗
Oct 24, 2025 Director or officer change ↗