KNSL

Kinsale Capital Group, Inc. Financials Fire, Marine & Casualty Insurance Russell 3000
$365.71Close $8.5BMarket cap $290.01 – $413.2152-week range Late-januaryNext report · estimated

Highlights

Cautions

  • Not in an uptrend 4 of 8 trend conditions
  • Lagging the market RS 44 · weaker than 56% of stocks over 12 months
  • Earnings shrinking EPS −28% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 22, 2026
Off 12-month high 11%
1wk up 0.3% price change
1mo up 13.3% price change
12-month return down 8% market up 11% · its own down 20%
F-score — — Not assessed
Altman Z — Unknown
P/E 16.8× price / earnings
PEG 0.77 P/E / EPS growth
P/B 4.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 18% year on year
EPS growth down 28% latest quarter · -62 pts
Sales growth down 9% latest quarter · -25 pts
ROE up 29% return on equity
Free cash margin —
D/E 0.11 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 3.0% $11.06 a day · 2×ATR $343.59
RS 44 / 99 vs the universe
Trend 4 / 8 trend template
Relative volume 0.9× vs 50-day average
Up/down volume 0.87 50 sessions
Implied move — no scheduled report
Trend template · 4 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: fails
  • 200-day average rising for a month: fails
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 22, 2026
Results reaction Oct 22, 2026-2% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.9B +18% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $459.9M FY2021 · $653.5M FY2022 · $838.8M FY2023 · $1.2B FY2024 · $1.6B FY2025 · $1.9B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $503.6M +21% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $88.4M FY2021 · $152.7M FY2022 · $159.1M FY2023 · $308.1M FY2024 · $414.8M FY2025 · $503.6M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 27%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 19% FY2021 · Net 23% FY2022 · Net 19% FY2023 · Net 25% FY2024 · Net 26% FY2025 · Net 27%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $77.1M FY2021 · Cash $121.0M · Long-term debt $42.7M FY2022 · Cash $156.3M · Long-term debt $195.7M FY2023 · Cash $126.7M · Long-term debt $183.8M FY2024 · Cash $113.2M · Long-term debt $184.1M FY2025 · Cash $163.4M · Long-term debt $224.4M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 23.15m +1.7% since FY2020
23.27m 22.76m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 22.76m FY2021 · 22.83m FY2022 · 23.09m FY2023 · 23.18m FY2024 · 23.27m FY2025 · 23.15m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $459.9M $653.5M $838.8M $1.2B $1.6B $1.9B
Net income $88.4M $152.7M $159.1M $308.1M $414.8M $503.6M
Net margin 19% 23% 19% 25% 26% 27%
Earnings per share $3.87 $6.62 $6.88 $13.22 $17.78 $21.65
Cash $77.1M $121.0M $156.3M $126.7M $113.2M $163.4M
Long-term debt — $42.7M $195.7M $183.8M $184.1M $224.4M
Shareholders' equity $576.2M $699.3M $745.4M $1.1B $1.5B $2.0B
Shares outstanding 22.76m 22.83m 23.09m 23.18m 23.27m 23.15m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 22, 2026 Quarterly ↗ Sep 30, 2026 22d
Jul 23, 2026 Quarterly ↗ Jun 30, 2026 23d
Apr 23, 2026 Quarterly ↗ Mar 31, 2026 23d
Feb 20, 2026 Annual ↗ Dec 31, 2025 51d
Oct 23, 2025 Quarterly ↗ Sep 30, 2025 23d
Jul 24, 2025 Quarterly ↗ Jun 30, 2025 24d
Apr 24, 2025 Quarterly ↗ Mar 31, 2025 24d
Feb 21, 2025 Annual ↗ Dec 31, 2024 52d
Oct 24, 2024 Quarterly ↗ Sep 30, 2024 24d
Jul 25, 2024 Quarterly ↗ Jun 30, 2024 25d
Apr 25, 2024 Quarterly ↗ Mar 31, 2024 25d
Feb 23, 2024 Annual ↗ Dec 31, 2023 54d

Current reports