LIFE

Ethos Technologies Inc. Financials Insurance Agents, Brokers & Service Russell 3000

$43.39Close $722.3MMarket cap $9.85 – $44.2252-week range Nov 2, 2026Next report · after the close

Highlights

Cautions

Earnings shrinking EPS −5% year on year
Results soon Nov 2, 2026, in 1 day

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026

Off 12-month high 2%

1wk 0.7% price change

1mo 29.3% price change

12-month return 158% total, dividends included

F-score — — Not assessed

Altman Z″ 1.80 Moderate risk

P/E 10.2× price / earnings

PEG 0.23 P/E / EPS growth

P/B — price / book

Earnings yield — EBIT / enterprise value

Cheaper than — of the market · not assessed

Revenue growth 52% year on year

EPS growth 5% latest quarter · +1753 pts

Sales growth 113% latest quarter · +10 pts

ROE — return on equity

Free cash margin —

D/E — long-term debt / equity

Net debt / EBITDA —

Interest cover —EBIT / interest

Piotroski tests

Repair signals

FCF turned positive ($-12M → $35M)

Trade setup

ATR% 5.7% $2.48 a day · 2×ATR $38.43

RS — vs the universe

Trend — trend template

Relative volume 1.3× vs 50-day average

Up/down volume 0.91 50 sessions

Implied move — no option chain · report Nov 2, 2026

Screen verdict

Did not qualify for any screen.

Warning signs

2 flagged

Liabilities exceed assets Shareholders' equity is negative at -$24.1M as of Dec 31, 2025. What is left for shareholders after creditors is, on the balance sheet, less than nothing.
Shareholders diluted The share count rose 3.8% over the year, from 16m to 17m shares. Each existing share owns a smaller fraction of the company than it did a year ago.

Last reported Aug 3, 2026

Results reaction Aug 3, 2026+32% vs market2 sessions after results

Financials

2 fiscal years · from filings

Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $387.6M +52% on FY2024

Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $71.2M +46% on FY2024

Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology

Gross 98%
Net 18%

Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology

Cash
Long-term debt

Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 16.65m +3.8% since FY2024

	FY2024Dec 31, 2024	FY2025Dec 31, 2025
Revenue	$254.9M	$387.6M
Gross margin	97%	98%
Operating income	$48.7M	$72.9M
Net income	$48.8M	$71.2M
Net margin	19%	18%
Earnings per share	$0.85	$1.22
Cash	$35.1M	$91.1M
Shareholders' equity	-$107.2M	-$24.1M
Shares outstanding	16.03m	16.65m

Filings

SEC EDGAR

Filed	Report	Period to	Lag
Aug 5, 2026	Quarterly ↗	Jun 30, 2026	36d
May 8, 2026	Quarterly ↗	Mar 31, 2026	38d
Mar 17, 2026	Annual ↗	Dec 31, 2025	76d

Current reports

Filed	Disclosed
Oct 9, 2026	Other events ↗
Sep 16, 2026	Regulation FD ↗
Aug 3, 2026	Results · Other events ↗
May 6, 2026	Results ↗
Feb 25, 2026	Results ↗
Feb 2, 2026	Material agreement · Charter or bylaws ↗