Touchstone
Last syncNov 1, 2026, 6:55 PM ET

LKFN

Lakeland Financial Corp Financials State Commercial Banks Russell 3000
$60.09Close $1.5BMarket cap $54.09 – $63.7052-week range Jan 25, 2027Next report · estimated

Highlights

Strengths

  • Tight base near its pivot pullbacks 10% → 8% → 7%; 1.4% above its $59.28 pivot

Cautions

  • Not in an uptrend 5 of 8 trend conditions
  • Lagging the market RS 43 · weaker than 57% of stocks over 12 months

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 28, 2026
Off 12-month high 6%
1wk up 2.9% price change
1mo up 5.1% price change
12-month return up 8% market up 11% · its own down 2%
F-score — — Not assessed
Altman Z — Unknown
P/E 14.7× price / earnings
PEG 1.40 P/E / EPS growth
P/B 2.0× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 6% year on year
EPS growth up 12% latest quarter · +4 pts
Sales growth up 6% latest quarter · -1 pts
ROE up 14% return on equity
Free cash margin —
D/E 0.24 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.4% $1.44 a day · 2×ATR $57.22
RS 43 / 99 vs the universe
Trend 5 / 8 50-day under the 150/200-day, under 30% off the low, RS under 70
Relative volume 0.8× vs 50-day average
Up/down volume 1.09 50 sessions
Implied move — no scheduled report
Contractions 3 10% → 8% → 7%
Pivot $59.28 1.4% above
Volume dry-up 1.1× 10 vs 50 sessions
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 26, 2026
Results reaction Oct 26, 2026+3% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $269.0M +6% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $209.9M FY2021 · $222.8M FY2022 · $244.7M FY2023 · $246.9M FY2024 · $253.5M FY2025 · $269.0M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $103.4M +11% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $84.3M FY2021 · $95.7M FY2022 · $103.8M FY2023 · $93.8M FY2024 · $93.5M FY2025 · $103.4M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 38%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 40% FY2021 · Net 43% FY2022 · Net 42% FY2023 · Net 38% FY2024 · Net 37% FY2025 · Net 38%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $249.9M · Long-term debt $85.5M FY2021 · Cash $683.2M · Long-term debt $75.0M FY2022 · Cash $130.3M · Long-term debt $297.0M FY2023 · Cash $151.8M · Long-term debt $50.0M FY2024 · Cash $168.2M · Long-term debt $0 FY2025 · Cash $141.3M · Long-term debt $184.2M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 25.22m -0.1% since FY2020
25.51m 25.22m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 25.24m FY2021 · 25.30m FY2022 · 25.35m FY2023 · 25.43m FY2024 · 25.51m FY2025 · 25.22m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $209.9M $222.8M $244.7M $246.9M $253.5M $269.0M
Net income $84.3M $95.7M $103.8M $93.8M $93.5M $103.4M
Net margin 40% 43% 42% 38% 37% 38%
Earnings per share $3.30 $3.74 $4.04 $3.65 $3.63 $4.01
Cash $249.9M $683.2M $130.3M $151.8M $168.2M $141.3M
Long-term debt $85.5M $75.0M $297.0M $50.0M $0 $184.2M
Shareholders' equity $657.1M $704.8M $568.8M $649.7M $683.8M $762.4M
Shares outstanding 25.24m 25.30m 25.35m 25.43m 25.51m 25.22m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 28, 2026 Quarterly ↗ Sep 30, 2026 28d
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
Apr 29, 2026 Quarterly ↗ Mar 31, 2026 29d
Feb 25, 2026 Annual ↗ Dec 31, 2025 56d
Oct 29, 2025 Quarterly ↗ Sep 30, 2025 29d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
Apr 30, 2025 Quarterly ↗ Mar 31, 2025 30d
Feb 19, 2025 Annual ↗ Dec 31, 2024 50d
Oct 30, 2024 Quarterly ↗ Sep 30, 2024 30d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 1, 2024 Quarterly ↗ Mar 31, 2024 31d
Feb 21, 2024 Annual ↗ Dec 31, 2023 52d

Current reports

FiledDisclosed
Oct 26, 2026 Regulation FD ↗
Oct 26, 2026 Results ↗
Oct 13, 2026 Regulation FD ↗
Jul 27, 2026 Regulation FD ↗
Jul 27, 2026 Results ↗
Jul 14, 2026 Regulation FD ↗
Apr 27, 2026 Regulation FD ↗
Apr 27, 2026 Results ↗
Apr 15, 2026 Shareholder vote ↗
Apr 14, 2026 Regulation FD ↗
Mar 6, 2026 Other events ↗
Jan 26, 2026 Regulation FD ↗