LMND

Lemonade, Inc. Financials Fire, Marine & Casualty Insurance Russell 3000
$42.94Close $3.3BMarket cap $42.94 – $96.5752-week range Nov 5, 2026Next report · before the open

Highlights

Cautions

  • Not in an uptrend 0 of 8 trend conditions
  • Lagging the market RS 9 · weaker than 91% of stocks over 12 months
  • Far from its high 56% below its 52-week high
  • Results soon Nov 5, 2026, in 4 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 4, 2026
Off 12-month high 56%
1wk down 4.4% price change
1mo down 4.9% price change
12-month return down 27% market up 11% · its own down 40%
F-score — — Not assessed
Altman Z — Unknown
P/E — price / earnings
PEG — P/E / EPS growth
P/B 6.1× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 40% year on year
EPS growth — latest quarter
Sales growth up 79% latest quarter · +9 pts
ROE down 29% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 4.6% $1.98 a day · 2×ATR $38.99
RS 9 / 99 vs the universe
Trend 0 / 8 trend template
Relative volume 1.3× vs 50-day average
Up/down volume 0.82 50 sessions
Implied move — no option chain · report Nov 5, 2026
Trend template · 0 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Shareholders diluted The share count rose 4.4% over the year, from 73m to 76m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported Jul 29, 2026
Last shock Jul 29, 2026-24% in one session4.5× volumeon results-9% since

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $737.9M +40% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $94.4M FY2021 · $128.4M FY2022 · $256.7M FY2023 · $429.8M FY2024 · $526.5M FY2025 · $737.9M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology -$166.0M
-$500M $0 FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$122.3M FY2021 · -$241.3M FY2022 · -$297.8M FY2023 · -$236.9M FY2024 · -$202.2M FY2025 · -$166.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net -22%
-200% 0% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net -130% FY2021 · Net -188% FY2022 · Net -116% FY2023 · Net -55% FY2024 · Net -38% FY2025 · Net -22%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $570.8M FY2021 · Cash $270.6M FY2022 · Cash $282.5M FY2023 · Cash $264.5M FY2024 · Cash $376.0M FY2025 · Cash $385.0M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 75.91m +33.7% since FY2020
75.91m 56.77m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 56.77m FY2021 · 61.66m FY2022 · 69.28m FY2023 · 70.16m FY2024 · 72.72m FY2025 · 75.91m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $94.4M $128.4M $256.7M $429.8M $526.5M $737.9M
Net income -$122.3M -$241.3M -$297.8M -$236.9M -$202.2M -$166.0M
Net margin -130% -188% -116% -55% -38% -22%
Earnings per share -$3.63 -$3.94 -$4.59 -$3.40 -$2.85 -$2.24
Cash $570.8M $270.6M $282.5M $264.5M $376.0M $385.0M
Shareholders' equity $541.0M $988.2M $866.8M $708.9M $593.4M $533.6M
Shares outstanding 56.77m 61.66m 69.28m 70.16m 72.72m 75.91m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 4, 2026 Quarterly ↗ Jun 30, 2026 35d
Apr 30, 2026 Quarterly ↗ Mar 31, 2026 30d
Feb 25, 2026 Annual ↗ Dec 31, 2025 56d
Nov 5, 2025 Quarterly ↗ Sep 30, 2025 36d
Aug 5, 2025 Quarterly ↗ Jun 30, 2025 36d
May 6, 2025 Quarterly ↗ Mar 31, 2025 36d
Feb 26, 2025 Annual ↗ Dec 31, 2024 57d
Oct 31, 2024 Quarterly ↗ Sep 30, 2024 31d
Jul 31, 2024 Quarterly ↗ Jun 30, 2024 31d
May 1, 2024 Quarterly ↗ Mar 31, 2024 31d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d
Nov 3, 2023 Quarterly ↗ Sep 30, 2023 34d

Current reports