MCBS

Metrocity Bankshares, Inc. Financials State Commercial Banks Russell 3000
$35.86Close $1.0BMarket cap $24.09 – $36.7752-week range Late-januaryNext report · estimated

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Near its high 2% below its 52-week high

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 2%
1wk up 0.3% price change
1mo up 4.6% price change
12-month return up 44% market up 11% · its own up 34%
F-score — — Not assessed
Altman Z — Unknown
P/E 15.1× price / earnings
PEG 3.34 P/E / EPS growth
P/B 1.9× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 10% year on year
EPS growth up 17% latest quarter · -4 pts
Sales growth up 31% latest quarter · -10 pts
ROE up 14% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.1% $0.77 a day · 2×ATR $34.33
RS 74 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 0.7× vs 50-day average
Up/down volume 0.95 50 sessions
Implied move — no scheduled report
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Shareholders diluted The share count rose 13.4% over the year, from 25m to 29m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported Oct 23, 2026
Results reaction Oct 23, 2026+2% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $155.6M +10% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $93.3M FY2021 · $137.9M FY2022 · $137.7M FY2023 · $119.7M FY2024 · $141.2M FY2025 · $155.6M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $68.5M +6% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $36.4M FY2021 · $61.7M FY2022 · $62.6M FY2023 · $51.6M FY2024 · $64.5M FY2025 · $68.5M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 44%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 39% FY2021 · Net 45% FY2022 · Net 45% FY2023 · Net 43% FY2024 · Net 46% FY2025 · Net 44%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $150.7M FY2021 · Cash $441.3M FY2022 · Cash $179.5M FY2023 · Cash $144.8M FY2024 · Cash $249.9M FY2025 · Cash $383.7M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 28.82m +12.2% since FY2020
28.82m 25.17m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 25.67m FY2021 · 25.47m FY2022 · 25.17m FY2023 · 25.21m FY2024 · 25.40m FY2025 · 28.82m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $93.3M $137.9M $137.7M $119.7M $141.2M $155.6M
Net income $36.4M $61.7M $62.6M $51.6M $64.5M $68.5M
Net margin 39% 45% 45% 43% 46% 44%
Earnings per share $1.41 $2.39 $2.44 $2.02 $2.52 $2.64
Cash $150.7M $441.3M $179.5M $144.8M $249.9M $383.7M
Shareholders' equity $244.8M $290.2M $349.4M $381.5M $421.4M $544.2M
Shares outstanding 25.67m 25.47m 25.17m 25.21m 25.40m 28.82m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Mar 16, 2026 Annual ↗ Dec 31, 2025 75d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Mar 10, 2025 Annual ↗ Dec 31, 2024 69d
Nov 8, 2024 Quarterly ↗ Sep 30, 2024 39d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 7, 2024 Quarterly ↗ Mar 31, 2024 37d
Mar 11, 2024 Annual ↗ Dec 31, 2023 71d
Nov 7, 2023 Quarterly ↗ Sep 30, 2023 38d

Current reports

FiledDisclosed
Oct 23, 2026 Results ↗
Oct 21, 2026 Other events ↗
Aug 21, 2026 Director or officer change ↗
Jul 24, 2026 Results ↗
Jul 15, 2026 Other events ↗
May 22, 2026 Shareholder vote ↗
Apr 24, 2026 Results ↗
Apr 15, 2026 Other events ↗
Mar 26, 2026 Director or officer change ↗
Jan 30, 2026 Results ↗
Jan 21, 2026 Other events ↗
Dec 2, 2025 Acquisition or disposal · Other events ↗